Your Personalized Financial Destination For Smarter Financial Moves

We are a trusted online platform designed to help hardworking Filipinos compare and apply for credit cards, personal loans, and other financial products like insurance, investments, and savings accounts. By consolidating multiple offers in one place, we can save you time and effort, ensuring you find the option that fits your financial needs and lifestyle. Whether you're looking for a rewards credit card or a personal loan with low interest rates, Finmerkado simplifies the application process and connects you directly to trusted financial partners.

Applying is easy and convenient:

1. Visit the Finmerkado website.
2. Select the product you want to apply for (credit card, personal loan, or other financial options).
3. Compare offers based on eligibility, fees, interest rates, and benefits.
4. Click "Apply Now" on your chosen product.
5. Fill out the required details in the application form.

Your application will be forwarded to the respective bank or financial institution for processing. You can also track your application’s status through updates provided by the bank.

The required documents vary depending on the financial product and provider, but here are the most common ones:

• Valid Government ID (e.g., Passport, Driver’s License, UMID).
• Proof of Income: Payslips, Certificate of Employment, or Income Tax Return (ITR).
• Billing Statement: Recent utility or credit card bill as proof of address.

For self-employed individuals, additional documents such as business permits and audited financial statements may be required. For other products like insurance or savings accounts, documentation may differ. Always check the specific requirements on the product page to avoid delays.

While qualifications vary, here are the standard criteria for most credit cards and personal loans:

• Age: 18 (or 21) to 65 years old (varies by provider).
• Income: Minimum monthly income requirements start at ₱15,000 for entry-level cards and can go higher for premium products.
• Residency: Must be a Philippine resident or a Filipino citizen with a valid address.
• Employment: Regular employees with at least 6 months tenure or self-employed individuals with a stable business.

For products like investments or insurance, requirements may vary depending on the provider and type of product. Finmerkado system can help match you to products you're most likely to qualify for, based on these criteria.

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Finmerkado prioritizes user security by partnering only with legitimate and reputable banks, insurers, and financial institutions in the Philippines. All data entered on the platform is encrypted and shared only with your chosen provider. Additionally, the site complies with data privacy laws, ensuring your personal information is protected at all times. Always verify you’re on the official Finmerkado website before submitting sensitive information.