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Credit Cards

Why choose Finmerkado?

Simplify Your Search

Easily compare all credit cards in one place—no need to check multiple bank websites.

Clear Insights

Discover the features and benefits of every card with our detailed analysis and comparisons.

Exclusive Deals

Unlock special benefits and promotions for cardholders when you apply through Finmerkado.

We only work with trusted partners in the Philippines!

Finmerkado gathers user reviews based on customer feedback from their website experience.
MetrobankBPIUnionBankSecurity Bank

How to Apply for a Credit Card with Finmerkado

Number one
Sign up on Finmerkado.
Number two
Complete the registration form.
Number three
Search and compare credit card offers.
Number four
Select the perfect credit card for you and apply.
Number five
Submit the required information and documents and wait for approval.

Tips for Quick Credit Card Approval

  • A strong credit score boosts your chances of fast approval. Ensure you have no overdue or outstanding debts.
  • Have all your documents ready and accurate.
  • Pick a bank and card that match your financial needs.
  • Some banks offer quicker approval processes. Reach out to them directly or through financial services for help.

Your Quick Access to the Best Credit Cards and Loans

Need a credit card, personal loan, or car loan? We connect you to the right options—fast and hassle-free. Compare offers, choose smart, and move forward with confidence.

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Frequently Asked Questions

What is Finmerkado and how can we help you?
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We are a trusted online platform designed to help hardworking Filipinos compare and apply for credit cards, personal loans, and other financial products like insurance, investments, and savings accounts. By consolidating multiple offers in one place, we can save you time and effort, ensuring you find the option that fits your financial needs and lifestyle. Whether you're looking for a rewards credit card or a personal loan with low interest rates, Finmerkado simplifies the application process and connects you directly to trusted financial partners.

How do I apply for a credit card, loan, or other financial products through Finmerkado?
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Applying is easy and convenient:

  1. Visit the Finmerkado website.
  2. Select the product you want to apply for (credit card, personal loan, or other financial options).
  3. Compare offers based on eligibility, fees, interest rates, and benefits.
  4. Click "Apply Now" on your chosen product.
  5. Fill out the required details in the application form.

Your application will be forwarded to the respective bank or financial institution for processing. You can also track your application’s status through updates provided by the bank.

What documents do I need to prepare for my application?
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The required documents vary depending on the financial product and provider, but here are the most common ones:

  • Valid Government ID (e.g., Passport, Driver’s License, UMID).
  • Proof of Income: Payslips, Certificate of Employment, or Income Tax Return (ITR).
  • Billing Statement: Recent utility or credit card bill as proof of address.

For self-employed individuals, additional documents such as business permits and audited financial statements may be required. For other products like insurance or savings accounts, documentation may differ. Always check the specific requirements on the product page to avoid delays.

What are the minimum qualifications to apply for financial products?
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While qualifications vary, here are the standard criteria for most credit cards and personal loans:

  • Age: 18 (or 21) to 65 years old (varies by provider).
  • Income: Minimum monthly income requirements start at ₱15,000 for entry-level cards and can go higher for premium products.
  • Residency: Must be a Philippine resident or a Filipino citizen with a valid address.
  • Employment: Regular employees with at least 6 months tenure or self-employed individuals with a stable business.

For products like investments or insurance, requirements may vary depending on the provider and type of product. Finmerkado system can help match you to products you're most likely to qualify for, based on these criteria.

How does Finmerkado ensure safe and secure transactions?
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Finmerkado prioritizes user security by partnering only with legitimate and reputable banks, insurers, and financial institutions in the Philippines. All data entered on the platform is encrypted and shared only with your chosen provider. Additionally, the site complies with data privacy laws, ensuring your personal information is protected at all times. Always verify you’re on the official Finmerkado website before submitting sensitive information.

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