Equicom Savings Bank

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Equicom Savings Bank: Secure and Reliable Banking for Every Filipino

Equicom Savings Bank (EqB) is a dynamic financial institution in the Philippines, offering a wide range of banking services tailored to individuals, businesses, and corporations. As part of the Equicom Group, the bank is dedicated to providing secure, accessible, and customer-friendly financial solutions, from deposits and credit cards to loans and investment opportunities. With its emphasis on innovation and financial inclusion, Equicom Savings Bank continues to expand its reach while ensuring top-tier banking services for its customers.

Benefits of Equicom Savings Bank

Convenient Digital Banking: Equicom Savings Bank offers online and mobile banking platforms that provide seamless and secure access to financial services anytime, anywhere.
Comprehensive Financial Products: From savings and checking accounts to loans and investment products, Equicom Savings Bank provides solutions for various financial needs.
Customer-Centric Services: With a strong focus on personalized service, the bank ensures that clients receive the best financial solutions suited to their lifestyle and business goals.

GENERAL INFORMATION

Equicom Savings Bank Hotline: (02) 8241-5952
Equicom Customer Service Email: customercare@equicomsavings.com.ph
Address: 5th Floor, Equicom Centre, 8707 Paseo de Roxas, Makati City, Philippines
Official Company Name: Equicom Savings Bank, Inc.
Swift Code: EQSBPHMMXXX

Equicom Savings Bank Credit Cards

Equicom Savings Bank offers credit cards designed to provide financial flexibility, rewards, and exclusive privileges for various lifestyles.

Features:

Cashback and Rewards: Earn cashback and points for every purchase, which can be redeemed for discounts, travel perks, and more.
Secure Transactions: Equipped with EMV chip technology and fraud protection for safer transactions.
Flexible Payment Terms: Convenient installment plans to manage expenses efficiently.

Equicom Credit Card Application Requirements:

Eligibility:
- Must be 21 to 65 years old
- Must have a registered mobile number and landline
Required Documents:
- Completed application form
- Government-issued ID with photo and signature
- Proof of income: Latest pay slip, certificate of employment, or ITR

Equicom Savings Bank Loans

Equicom Savings Bank provides various loan products to help individuals and businesses achieve their financial goals.

Equicom Personal Loan

Interest Rate: Competitive rates with flexible repayment options
Loan Amount: PHP50,000 to PHP1,000,000
Loan Tenure: 6 to 36 months
Approval Duration: 5-7 days
Requirements:
- Government-issued ID
- Proof of income: COE, payslip, or ITR
- Must have a stable source of income

Equicom Home Loan

Purpose: Home purchase, renovation, or refinancing
Interest Rate: Starting at 6.75%
Loan Tenure: Up to 20 years
Approval Duration: 3-5 days

Equicom Auto Loan

Purpose: Financing for new or pre-owned vehicles
Interest Rate: Starting at 5.35%
Loan Amount: Minimum PHP300,000
Loan Tenure: 12 to 60 months
Approval Duration: As fast as 24 hours

Equicom Digital Banking

Equicom Savings Bank provides an intuitive and secure digital banking platform for its customers.

Features:

View account balances and transaction history
Transfer funds and pay bills online
Manage credit card payments and loan accounts
Set up scheduled and recurring payments
Strong security measures for safe transactions

Equicom Promo Offers

Cashback rewards for select transactions
Exclusive discounts at partner merchants
Special interest rates on loans and investments

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Advantages of Equicom Savings Bank

Efficient Banking Services

Equicom Savings Bank ensures smooth and hassle-free transactions, offering quick processing times for banking needs.

Rapid Processing

At Equicom Savings Bank, we prioritize speed and efficiency. Our streamlined online application process is designed to take only minutes, ensuring you can quickly move from application to approval. Once approved, funds are swiftly transferred to your bank account, demonstrating our commitment to fast service, especially for our valued returning customers.

Commitment to Security and Transparency

With a strong focus on security and clear communication of terms, Equicom Savings Bank ensures customers can confidently manage their finances.

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Utmost Convenience

With Equicom Savings Bank, forget the traditional hassles of loan applications. Our process is fully online, allowing you to apply, receive approval, and manage your loan from the comfort of your home or on the go, using just your mobile device or computer. It's loan processing made easy, without ever needing to stand in line or fill out cumbersome paperwork.

Innovative and Customer-Focused

Equicom Savings Bank continuously improves its digital banking services, adapting to the needs of its customers for a more convenient banking experience.§

Unmatched Transparency

Trust and transparency are fundamental at Equicom Savings Bank. We ensure that all loan terms, conditions, and details are communicated clearly and straightforwardly, so you're fully informed and can make decisions with confidence. Our open approach is how we build lasting trust with our clients.

Strong Corporate Backing

As part of the Equicom Group, Equicom Savings Bank benefits from a solid financial foundation, ensuring stability and reliability for its customers.

Adaptive Solutions

Equicom Savings Bank stands out for its innovative and flexible approach to personal loans. We're responsive to your evolving financial needs, offering products that align with your unique circumstances, backed by ethical business practices and a commitment to transparency.

History

Equicom Savings Bank is a member of the Equicom Group, a diversified conglomerate in the Philippines. Since its establishment, the bank has been committed to delivering innovative and reliable banking solutions to Filipinos.

Brand Achievements

Recognized for its commitment to secure and innovative banking solutions
Award-winning customer service and digital banking platforms

Expert Opinion

Business Inquirer:

"Equicom Savings Bank (EQB), the banking unit of the Equicom Group of Companies, recently celebrated its 10th year of operations. By increasing its customer touchpoints, EQB hopes to drive closer relationships with both its existing and prospective clients."

This reflects the bank's commitment to enhancing customer relationships and expanding its reach.

Conclusion

Equicom Savings Bank continues to be a trusted financial institution in the Philippines, providing secure and innovative banking solutions for individuals and businesses. With a strong focus on customer satisfaction, digital banking advancements, and comprehensive financial services, the bank ensures that clients receive convenient, secure, and personalized banking experiences. Whether it’s through savings accounts, credit cards, loans, or investment products, Equicom Savings Bank remains a solid choice for Filipinos looking for dependable financial solutions.

Apply for Equicom Savings Bank products

Equicom Savings Bank provides following services:

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Frequently Asked Questions

What is InstaPay, and how does it work?

InstaPay is an Electronic Fund Transfer (EFT) service that enables customers of participating BSP-supervised financial institutions to transfer Philippine Peso funds to accounts in other participating institutions. The transferred funds are made available to the recipient in real-time.

What is PESONet, and how does it differ from InstaPay?

PESONet is another EFT service that allows customers to transfer funds to other accounts in participating institutions. Unlike InstaPay, PESONet transactions are processed in batches and are typically available to the recipient by the end of the banking day.

What are the new interest rates for unpaid credit card balances?

Effective November 3, 2020, the Bangko Sentral ng Pilipinas (BSP) set a ceiling on interest rates for credit card transactions. The maximum annual interest rate is 24%, equivalent to a monthly interest rate of 2%. Additionally, the maximum monthly add-on rate for credit card installment loans is 1%.

How can I access Equicom Savings Bank's online banking services?

Equicom Savings Bank offers online and phone banking services. Customers can refer to the Frequently Asked Questions about Internet Banking or contact the Equicom 24/7 Customer Service at (632) 8241-5952 for more information.

What is the SWIFT code for Equicom Savings Bank?

The SWIFT code for Equicom Savings Bank is EQSNPHM1XXX. This code is used for international wire transfers to ensure funds are routed to the correct bank.

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