First Circle offers a Revolving Credit Line designed to support the growth and operational needs of SMEs in the Philippines. This financial product provides businesses with a flexible source of funding, allowing them to access up to ₱20 million of re-usable credit without collateral, upfront fees, or commitment. The credit line is ideal for covering cash flow gaps, funding expansion, purchasing inventory, and managing operating expenses. With interest rates starting at 0.99% per month, First Circle positions itself as a competitive option for SMEs seeking accessible and affordable financing solutions.
Using First Circle's services is beneficial for SMEs facing financing challenges, such as cash flow gaps or the need for expansion capital. The Revolving Credit Line offers a flexible and always-available source of funds, enabling businesses to withdraw loans anytime without re-submitting loan requirements. This flexibility is crucial for SMEs that encounter unpredictable financial needs. Additionally, First Circle's competitive interest rates, lack of collateral requirement, and fast processing times make it an attractive option for businesses looking to grow without the burden of traditional loan constraints.
Access to a revolving credit line that replenishes after repayment, providing continuous financial support for various business needs.
Interest rates starting at 0.99% per month, making it one of the most affordable financing options for SMEs in the market.
Businesses can secure funding without the need to provide collateral, lowering the barrier to access financing.
Loan decisions can be made in as fast as 2 business days, with funds disbursed to any local bank within 1 business day, ensuring timely access to needed capital.
finmerkado.ph is not a loan provider and does not issue loans from its own account. finmerkado..ph 's service helps to evaluate verified/trusted lenders in real time with diversified financial products, flexible repayment from 91 to 180 days with minimum APR interest rate of 0% and up to 427%. For example, you apply for PHP 20,000 and choose repayment over 6 months, your monthly payment will be only PHP 5,000 per month, your total cost of the loan will be PHP 2,383 per month (APR = 143%). finmerkado will not charge for using our service. The exact cost of each loan depends on the individual application. You will always receive complete accurate information about the APR and all fees before signing a loan agreement.
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