Moca Moca

Interest rate

4

Loan Term

180 days (shortest, including renewal) - 360 days (longest, including renewal)

Loan amount

₱2,000 - ₱20,000

Moca Moca

MocaMoca is a premier digital app offering express cash credit services tailored for Filipinos in urgent financial need. It revolutionizes the lending process by embracing diversity and innovation, allowing clients to secure funds for various needs including personal, business, bill payments, medical expenses, and rents through a digitized, simplified application process. With only 1 government ID required and no collateral necessary, MocaMoca ensures a convenient, home-based application experience. It guarantees the safety and confidentiality of transactions, promoting a smooth and transparent process from application to repayment.

4.5

What our customer says about Moca Moca

Hear from delighted customers who've found success with Moca Moca

Trustworthiness
5
User Experience
5
Customer Support
4
Product/Service Range
4
Transparency
5
Innovation
4

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Advantages of Moca Moca

Express Cash Credit

Receive instant cash for various needs without leaving your home.

Rapid Processing

At Moca Moca, we prioritize speed and efficiency. Our streamlined online application process is designed to take only minutes, ensuring you can quickly move from application to approval. Once approved, funds are swiftly transferred to your bank account, demonstrating our commitment to fast service, especially for our valued returning customers.

Minimal Requirements

A simplified application process requiring only 1 valid government ID and no collateral.

Utmost Convenience

With Moca Moca, forget the traditional hassles of loan applications. Our process is fully online, allowing you to apply, receive approval, and manage your loan from the comfort of your home or on the go, using just your mobile device or computer. It's loan processing made easy, without ever needing to stand in line or fill out cumbersome paperwork.

Transparent and Secure

Enjoy transparent transactions and secure handling of your personal information.

Unmatched Transparency

Trust and transparency are fundamental at Moca Moca. We ensure that all loan terms, conditions, and details are communicated clearly and straightforwardly, so you're fully informed and can make decisions with confidence. Our open approach is how we build lasting trust with our clients.

Flexible and Convenient Repayment

Multiple repayment options through e-wallets and convenience stores, with incentives for timely repayment.

Adaptive Solutions

Moca Moca stands out for its innovative and flexible approach to personal loans. We're responsive to your evolving financial needs, offering products that align with your unique circumstances, backed by ethical business practices and a commitment to transparency.

Apply for Moca Moca products

Moca Moca provides following services:

Personal loan is a versatile financial instrument tailored for the needs of borrowers, often provided by banks or online financial institutions. This type of loan does not require the pledging of collateral and allows borrowers to comfortably handle personal financial issues, in terms of billing, housing, tuition, healthcare service, home repair costs, travel and many more.

Frequently Asked Questions

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Address: 10F IBP TowerJulia Vargas Ave. & Jade Dr.Ortigas Center, San Antonio Pasig City, 1605 Metro Manila, Philippines

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finmerkado.ph is not a loan provider and does not issue loans from its own account. finmerkado..ph 's service helps to evaluate verified/trusted lenders in real time with diversified financial products, flexible repayment from 91 to 180 days with minimum APR interest rate of 0% and up to 427%. For example, you apply for PHP 20,000 and choose repayment over 6 months, your monthly payment will be only PHP 5,000 per month, your total cost of the loan will be PHP 2,383 per month (APR = 143%). finmerkado will not charge for using our service. The exact cost of each loan depends on the individual application. You will always receive complete accurate information about the APR and all fees before signing a loan agreement.

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