Plentina

Interest rate

5

Loan Term

14 days - 60 days

Loan amount

₱100 - Not specified

Plentina

Plentina Philippines offers a Buy Now, Pay Later (BNPL) service that allows Filipinos to shop for products and services from partner merchants and pay for them later in installments with a reasonable service charge. Founded in 2019, Plentina aims to unlock financial services for the emerging middle class in the Philippines. It has quickly gained trust, securing US$2.2 million in funding in 2021. Unlike traditional BNPL platforms, Plentina loans store credits or vouchers instead of cash, which are not transferable and can be used at various partner merchants.

4.5

What our customer says about Plentina

Hear from delighted customers who've found success with Plentina

Trustworthiness
5
User Experience
5
Customer Support
5
Product/Service Range
5
Transparency
4
Innovation
4

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Advantages of Plentina

Easy Application Process

Plentina offers a straightforward application process, making it accessible for many Filipinos.

Rapid Processing

At Plentina, we prioritize speed and efficiency. Our streamlined online application process is designed to take only minutes, ensuring you can quickly move from application to approval. Once approved, funds are swiftly transferred to your bank account, demonstrating our commitment to fast service, especially for our valued returning customers.

Quick Turnover of Loan Proceeds

Users can quickly receive their loan in the form of store credits or vouchers, facilitating immediate purchases.

Utmost Convenience

With Plentina, forget the traditional hassles of loan applications. Our process is fully online, allowing you to apply, receive approval, and manage your loan from the comfort of your home or on the go, using just your mobile device or computer. It's loan processing made easy, without ever needing to stand in line or fill out cumbersome paperwork.

No Interest Charges

Instead of interest, Plentina charges a service fee based on the repayment period and partner merchant, making it a cost-effective option.

Unmatched Transparency

Trust and transparency are fundamental at Plentina. We ensure that all loan terms, conditions, and details are communicated clearly and straightforwardly, so you're fully informed and can make decisions with confidence. Our open approach is how we build lasting trust with our clients.

Wide Range of Partner Merchants

Plentina has partnered with a variety of merchants, allowing users to shop for a broad spectrum of products and services.

Adaptive Solutions

Plentina stands out for its innovative and flexible approach to personal loans. We're responsive to your evolving financial needs, offering products that align with your unique circumstances, backed by ethical business practices and a commitment to transparency.

Apply for Plentina products

Plentina provides following services:

Personal loan is a versatile financial instrument tailored for the needs of borrowers, often provided by banks or online financial institutions. This type of loan does not require the pledging of collateral and allows borrowers to comfortably handle personal financial issues, in terms of billing, housing, tuition, healthcare service, home repair costs, travel and many more.

Frequently Asked Questions

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finmerkado.ph is not a loan provider and does not issue loans from its own account. finmerkado..ph 's service helps to evaluate verified/trusted lenders in real time with diversified financial products, flexible repayment from 91 to 180 days with minimum APR interest rate of 0% and up to 427%. For example, you apply for PHP 20,000 and choose repayment over 6 months, your monthly payment will be only PHP 5,000 per month, your total cost of the loan will be PHP 2,383 per month (APR = 143%). finmerkado will not charge for using our service. The exact cost of each loan depends on the individual application. You will always receive complete accurate information about the APR and all fees before signing a loan agreement.

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