Security Bank / Mastercard

Apply for Security Bank Gold Mastercard

Experience premium shopping benefits with the Gold Mastercard, featuring non-expiring rewards points and exclusive discounts. Apply now to elevate your spending experience!
Withdrawal Limit
₱50,000 daily
Min. Annual Income
480000
Anual fee
2500

Security Bank Gold Mastercard Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
  • Earn 1 never-expiring point for every ₱20 spent
  • Redeem a reward from Security Bank catalogue of your choice
Traveling
Traveling
  • Local lounge access at preferential rates (A Lounge, Marhaba Lounge, and PAGSS Lounge)
shopping cat
Shopping
gas station icon
Petrol
Bills/Payments
Bills/Payments
Other
Other
  • Give it a try and enjoy a waived annual fee for the first year
  • Exclusive Mastercard promos and discounts at your favorite shops and restaurants

Eligibility

Minimum Age
21
Maximum Age
65
Min. Annual Income
480000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents

Government-issued Photo-bearing ID

Proof of Income

Employed applicants:

  • 1 month Payslip or Signed COE or ITRSelf-employed applicants:
  • ITR and 2 years AFS Business Permit and DTI/SEC Registration
Additional Requirements
  • Employed as a Regular Employee for at least 1 year or Self-Employed Profitably for at least 3 years
  • For Self-Employed: must be a Security Bank depositor for at least 12 months

Fees

Annual Fee
2500
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
₱500 or 3% of total amount due

Interest

Interest Rate
3%
Interest Free Period
0
Days

Limits

Min Credit Limt
---
Max Credit Limt
---
Withdrawal limit
₱50,000 daily
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the Security Bank Gold Mastercard?

The Security Bank Gold Mastercard allows you to enjoy more, so why settle for less? This card is your partner in improving daily spending with features like shopping bonuses and everlasting rewards points.

Ideal for people making ₱480,000 or more a year, this card offers outstanding perks along with ease of use. With no issuance fees and a small annual charge of ₱2,500, you can take advantage of premium benefits without going over budget.

This card's emphasis on incentives is what really sets it apart. Exclusive discounts and cashback incentives improve your shopping experience, while non-expiring points make sure your money goes farther. Every transaction, whether it be in-person or online, generates value.

Take charge of your money with a card that transforms regular costs into noteworthy advantages. Apply for the Security Bank Gold Mastercard right now; it's a fantastic opportunity rather than just a card.

Security Bank Gold Mastercard Alternatives

EastWest Gold Mastercard

EastWest Gold Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
480000
Anual fee
2500
  • Earn 1 reward point for every ₱100 spent
  • Travel with confidence thanks to free Travel Accident and Inconvenience Insurance
  • Use your EastWest Gold Mastercard both locally and internationally
  • Enjoy numerous privileges for shopping, dining, and traveling
  • Ideal for cardholders who value luxury and rewards
UnionBank Rewards Visa Platinum

UnionBank Rewards Visa Platinum

Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
180000
Anual fee
2500
  • Earn 3x Non-Expiring Reward Points when you shop and dine, both here and abroad
  • Earn 1 Non-Expiring Reward Point for every ₱30 spent
  • Redeem for Cash Credits, Merchandise, Gadgets, Points Transfers and More
  • Ideal for individuals who enjoy earning rewards effortlessly
UnionBank Platinum Visa Card

UnionBank Platinum Visa Card

Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Anual fee
3000
  • Access unlimited pre-departure lounges
  • FREE travel insurance
  • Dedicated Concierge service available 24/7
  • Enjoy discounts, perks and freebies nationwide
  • Ideal for leisure or business travelers

Frequently asked questions

What are the key benefits of the Security Bank Gold Mastercard for frequent shoppers?
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The Gold Mastercard offers cashback and exclusive discounts on popular retail brands, making it ideal for frequent shoppers.

Does the Gold Mastercard have a rewards program for dining and lifestyle expenses?
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Yes, it offers points for every peso spent, which can be redeemed for dining, travel, or shopping perks.

Are there installment plans available for large purchases with the Gold Mastercard?
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The Gold Mastercard includes flexible installment options with low interest rates, allowing you to manage big expenses conveniently.

What are the travel-related perks of the Security Bank Gold Mastercard?
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Cardholders can enjoy travel insurance, airport lounge access, and exclusive offers on international hotel bookings.

Is the annual fee waived for the Gold Mastercard, and under what conditions?
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The annual fee is waived for the first year, and subsequent waivers are possible by meeting a specified spending threshold.