The Metrobank Platinum Mastercard is the most applied credit card in the Philippines. It comes with many interesting features. The deep dive discussed here entails some of the top features, prices, rewards, and general values it offers to help you make the right choice in deciding whether it suits you or not.
Overview
For those who also want a luxurious experience, the Metrobank Platinum Mastercard is something they can count on. Shoppers, frequent travelers, and anyone wishing to maximize benefits will be ideal for this card. This card elevates your wallet with a sophisticated look and sturdy build.
Key Features:
- Rewards Program: For every purchase using the card, you get points back. You earn one point for every ₱30 locally spent and every ₱20 abroad. The points received can be redeemed for several cash, goods, and holiday packages.
- Travel Benefits: For constant travelers, this card is perfect for you. This card facilitates access to more than 1,000 airports around the world. In comfort, you can relax while preparing to move out. There is also a benefit of having travel insurance extended to cards. This will save you from any other distressing situations that might befall you while you are away from home.
- Payment Flexibility: you can pay through various means when paying with the Metrobank Platinum Mastercard. Then for the big deals, you have the choice of using installment plans or just the usual payment plan. You could be flexible in your budgeting issues.
- Exclusive Offers & Discounts: The partner merchants are catering exclusive offers and discounts to their cardholders. This includes dining, shopping, and other options for entertainment. One can save money without any compromise on quality experience.
- 24/7 Customer Support: Metrobank has ensured that the customers have support around the clock. You can ring them up anytime for help, be it for a question or need. As a cardholder, this kind of support can put you at ease.
Charges and Fees
- Annual Fee: ₱5,000
- Interest Rate: 3.5% Per Month
Qualifications and Use
Here are the basic qualifications to apply for the Metrobank Platinum Mastercard:
- Must be between 18-70 years old
- Minimum annual income of ₱700,000
- At least 6 months employed as a regular employee
- Must be a principal card holder for at least 9 months with credit limit of ₱150,000
Documentary Requirements:
- Valid TIN, SSS, GSIS, UMID or PhilID number
- Active business or residence phone number
- Active mobile number
- Government-issued ID with birth date and signature
Application Procedure
Applying is very simple. Applications can be made over-the-counter in a Metrobank branch or can be fully processed online. The card will arrive within a few days after your application has been approved.
Advantages of the Metrobank Platinum Mastercard
- Reward Program: one big advantage is earning points on nearly all purchases. With frequent flying, rewards can accumulate fast.
- Travel Privileges: It's very useful for frequent travelers. With this card, you can travel at an airport lounge. And you're also given the opportunity to travel insurance.
- Flexible Payment Method: A payment choice can improve your cost control.
- Special Deals: With the card, there are a lot of deals and offers that will save you a lot of money.
- User Experience: The Metrobank Platinum Mastercard is generally favorably received by its customers. Some perceive value from the travel prerogatives and the rewards program. The ease by which a cardholder is able to accumulate points and redeem them for worthwhile rewards raises the appeal of the card.
Some final thoughts
The Metrobank Platinum Mastercard is just about the good one for a person who really wants to enjoy benefits and travel perks. Primarily because of its elaborate points system and travel privileges, this card could be very helpful if you can utilize the benefits applied to it. And just Like any other credit cards, there is always a need to weigh the benefits and flaws in the light of spending and choices of lifestyle.
Bottom Line: You can have a better life and spend more with the Metrobank Platinum Mastercard. Just be careful to use it in ways that will maximize benefits and minimize drawbacks. This card will complement your financial toolbox as you enjoy dining out for a well-deserved meal or on vacation, for instance. To get started, click here to apply and get updated information.
