Redefining Banking in the Philippines: Discover BPI’s Comprehensive Solutions for Savings, Loans, and Digital Innovation

BPI excels in financial services with flexible loans, competitive rates, and a streamlined process. Their customer-centric approach ensures personalized support in achieving financial goals. With a trusted reputation and extensive experience, BPI is a reliable choice for all your banking needs.

What is BPI?

The Bank of the Philippine Islands is one of the oldest and most trusted banks offering multiple services. Savings accounts and personal loans are customized for both individuals and companies. BPI assures Filipinos financial empowerment with reliability and customer service.

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A Comprehensive Financial Service Offering: BPI caters to savings and checking accounts, loans, credit cards, prepaid cards and investments.

Advanced Online Banking: BPI's more advanced online and mobile banking allows users access, check, and management of accounts through transfers, bill payments, and in real-time account checking.

Reputation and Stability: BPI is one of the oldest banks in the Philippines and is considered extremely reliable and stable; that money will be well-taken care of.

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BPI Hotline: (+632) 889-10000

BPI Customer Service Email: privacy@bpi.com.ph

Address: Ayala Triangle Gardens Tower 2, Paseo de Roxas corner Makati Avenue, Makati City 1226

Official Company Name: Bank of the Philippine Islands

Registration Number: PW00000121

BPI Swift Code: BOPIPHMMXXX

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A BPI credit card can offer many benefits to boost your spending power and financial flexibility. BPI offers cardholders incentive programs, travel privileges, and exclusive discounts for a smooth banking experience.

Features:

• Rewards Program : On every purchase, one collects points from BPI's credit cards, which accumulate, and can be traded as cash for travel and the rest.
• Flexible terms and payment options: Choose any payment term: full amount payable, installment plans, minimum or equal monthly payments based on one's budget in any month.
• Exclusive deals/discounts: Get exciting discounts and cashback offers of all the partner merchants. This elevates the shopping experience.

BPI Credit Card Application Requirements

• At least 21 years old
• Filipino Citizen
• At least PHP 180,000 yearly income
• Must have a residence or business phone number

Required Documents

• 1 photo-bearing ID issued by the government
• Company ID
• Proof of income or copy of credit card statement from another bank

BPI Gold Rewards Card

The BPI Gold Rewards card offers premium features and flexible financing. Cardholders get 1 BPI Point for PHP35 spent, redeemable for retail credits, travel miles, and dining e-gift cards. The card provides travel insurance coverage up to PHP10 million for flights booked with it, competitive fees, and interest rates, enhancing its overall value.

• Minimum Annual Income: PHP480,000
• Annual Fee: PHP2,250

Key Features:

• Lowest forex conversion rate of just 1.85%
• Free insurance of up to PHP10 million when you book flights
• Real 0% Special Installment Plan terms up to 36 months
  

BPI Rewards Card

The versatile BPI Rewards Card lets customers earn rewards points for regular purchases. At a modest yearly cost of ₱1,550 and a 3% interest rate, it offers economical financial management solutions. Its 1.85% foreign transaction charge makes it a great alternative for travelers who want to maximize rewards and save money on financial services.

• Minimum Annual Income: PHP180,000
• Annual Fee: PHP1,550

Key Features:

• Lowest forex conversion rate of just 1.85%
• Free insurance of up to PHP2 million when you book flights
• Real 0% Special Installment Plan terms up to 36 months
  

Other BPI Cards Available

• BPI Signature Card
• Petron BPI Card
• BPI Platinum Rewards Card
• BPI Edge Card
• BPI Amore Platinum Cashback Card
• BPI Amore Cashback Card

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BPI Personal Loan 

BPI Personal Loan offers extra cash with flexible, affordable payment terms and no collateral to help you reach your school, career, or travel goals.

• Interest Rate: 25.60% maximum annual rate
• Approved Amount: PHP20,000 to PHP3,000,000
• Tenure: 12 to 36 months
• Approval Duration: 5-7 days

BPI Personal Loan Requirements:

• Government-issued valid ID
• Self employed - latest ITR, SEC registration certificate
• Employed - last 3 month pay slip
  

BPI Bank Housing Loan

BPI Housing Loan's reasonable interest rates and flexible payment terms of up to 20 years, make them suitable for buying, developing, or renovating your dream house.

• Interest Rate: starting at 7%
• Tenure: Up to 20 years
• Approval Duration: 2-5 days

BPI Auto Loan

The application process for BPI Auto Loan's numerous financing choices for new or used cars is simple. From passenger vehicles to trucks and huge bikes, BPI offers cheap rates and simple services to help you move. Make your automobile fantasies come true with BPI's ease and reliability.

• Interest Rate: minimum 9.55% 18 months
• Approved Amount: minimum PHP200,000 for big bikes and PHP500,000 for cars
• Tenure: 1 to 5 years
• Approval Duration: 3-5 days
  

Other Services

• Investments: Use BPI's unit investment trust funds and fixed income securities to invest in your future and reach your financial goals. Their excellent financial advice helps you maximize your investments.
• Insurance: BPI provides life, health, and property insurance to safeguard you and your family from life's uncertainties. They offer comprehensive coverage and financial protection with customized plans.

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The BPI App simplifies money management with cardless withdrawal, e wallets, payment via QR codes, and real-time transaction tracking with just a few taps. Mobile Key and biometric authorizations make banking safe and convenient anytime, anyplace.

Features:

• Cardless withdrawal
• Card control - temporarily or permanently block your credit card
• Cashless payments and transactions - pay bills or send money to BPI accounts or other banks
• E wallet
  

BPI Credit Card Promo 

• Up to 30% off Boracay Uptown Bookings
• 40% off Pontefino Hotel Bookings and 10% off on dining
• 50% off Badian Island Wellness Resort rooms and 10% off dining
  

How to Register BPI Account to BPI App

1. Download app via Google Play Store or App Store
2. Register Device
3. Activate Mobile Key to create new account

BPI was founded on August 1, 1851, as "El Banco Español Filipino de Isabel II." First Philippine government bank and third Philippine bank during Spanish rule. After becoming BPI's dominant shareholder on December 31, 1969, Ayala Corporation, which had been linked with BPI since 1851, made BPI its flagship financial entity.

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• Best Bank in the Philippines - FinanceAsia Awards 2024
• Philippines Technology Excellence Award 2024 in the Digital - Financial  Services category

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Asian Banking & Finance

"Looking out for the benefit and interest of customers, Limcaoco is pushing for a harmonious blend of personal interactions and seamless digital services." on BPI's digital transformation to expand customer base.

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In conclusion, BPI is a leading Philippine financial institution that offers flexible loans, low rates, and a streamlined process to meet various consumer needs. Personal support and a longstanding reputation for reliability and stability help clients reach their financial goals with confidence. BPI offers savings accounts, loans, and investments to help you succeed financially.