Discover EastWest Bank’s Personal Loans and More

Say goodbye to the hassles of traditional banking; no more unnecessary office visits, no collateral requirements, and no more endless waiting or complex procedures. EastWest Bank's offerings are crafted with your financial progress in mind, ensuring a seamless and supportive path to achieving your financial goals.

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EastWest Bank is a prominent fintech innovator committed to transforming how Filipinos access financial services. Its core mission focuses on enhancing clients' financial health through a range of online microfinancing and consumer loan solutions. With EastWest Bank, individuals can explore a world of financial opportunities tailored to their aspirations, making the journey toward financial empowerment simpler.

Benefits of EastWest Bank

• Seamless Digital Experience: Quick, online access to loans, without the traditional banking hassle.
• Tailored Financial Solutions: Personalized options designed to fit your unique financial situation.
• Rapid Service: Fast application and approval process to get your funds swiftly.

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EastWest Bank Customer Service Phone: (+632) 8888-1700

Email: service@eastwestbanker.com

Address: Podium of The Beaufort, 5th Avenue corner 23rd Street, Fort Bonifacio Global City, Taguig City

Official Company Name: East West Banking Corporation

Registration Number: AS94002733

Swift Code: EWBCPHMMXXX

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EastWest Bank cards offer a range of exclusive benefits and financial flexibility tailored to your lifestyle. With 0% installment options and special deals from partner retailers, there's an credit card perfect for everyone—whether you're a frequent traveler, a savvy shopper, or simply looking for rewards.

Features:

• Enjoy unique offers and benefits from partner merchants, allowing you to maximize the value of your purchases.
• Achieve financial flexibility with 0% installment plans at partner merchants, low interest rate on balance transfers, and manageable terms for converting your larger retail purchases into installments.
• There’s a perfect card for everyone. Whether you’re a practical spender, enthusiastic shopper, frequent traveler, or rewards seeker, an EastWest credit card is tailored to fit your lifestyle.

Credit Card Requirements

• At least 21 years old
• Filipino citizen or foreigners with a Philippine residence

Required Documents

• Original signed Application form
• Valid ID
• ITR
• Certificate of employment
• Proof of income: Latest 3 month pay slip
• Valid credit card reference and latest statement of account

EastWest Visa Platinum

For discerning customers, the EastWest Visa Platinum credit card offers outstanding features and incentives. It is intended to improve your financial lifestyle with features like a competitive interest rate, adjustable payment plans, and special benefits.

• Minimum Annual Income: PHP 1,000,000
• Annual Fee: PHP 3,600

EastWest Dolce Vita Titanium Mastercard

For individuals who value the finest things in life, the EastWest Dolce Vita Platinum Mastercard offers special benefits and rewards designed to enhance your experiences. Savor first-rate eating advantages, vacation benefits, and first-rate lifestyle options that complement your refined preferences.

• Minimum Annual Income: PHP 3,000,000
• Annual Fee: PHP 2,000

Other EastWest Bank Cards Available

• EastWest Platinum Mastercard
• EastWest Gold Mastercard

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EastWest Personal Loan

The EastWest Bank personal loan provides flexible financing options to help you reach your objectives, whether they be for unforeseen costs, a dream vacation, or home remodeling.

• Interest Rate: 1.79% monthly installments
• Approved Loan Proceeds: PHP 25,000 to PHP 3,000,000
• Loan Tenure: 12 to 60 months
• Approval Duration: 5 to 7 days
• Processing fee: PHP 1,900 which will be deducted from loan proceeds

EastWest Bank Personal Loan Requirements:

• Government-issued valid ID
• For foreign nationals: Alien Certificate of Registration, Immigrant certificate of Registration or photocopy of Resident visa stamp on passport
• Gross monthly income of at least PHP 15,000

EastWest Bank Home Loan

With EastWest Bank's house loan, you may easily obtain your ideal home by choosing from a variety of financing choices. This loan is designed to satisfy your specific housing needs and enable you to become a homeowner by providing flexible repayment periods and competitive interest rates.

• Interest Rate: starting at 7%
• Loan Tenure: Up to 30 years
• Approval Duration: 5 to 7 days

EastWest Bank Auto Loan

For customers wishing to buy a new or used car, auto loan provides an easy financing option. You can enjoy manageable payback terms while driving away in your ideal vehicle thanks to affordable interest rates and various payment options.

• Interest Rate: minimum 5.10% 12 months
• Approved Loan Amount: Maximum PHP 250,000
• Loan Tenure: 12 to 60 months
• Approval Duration: 5 to 7 days

Other Services

• EastWest Bank Investments: A range of investment products are available to help you reach your financial objectives and increase your wealth. You may comfortably traverse the investment environment and make well-informed decisions for your future with the help of professional advice and customized solutions.
• Time Deposit: Accounts provide flexible periods and reasonable interest rates, making them a safe way to increase your money. It's a great option for people who want to save for the future because it offers guaranteed returns and the assurance that comes with a trustworthy investment.
  

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An easy-to-use platform for managing your banking needs at any time and from any location is provided by the EastWest Bank EasyWay app. It streamlines your financial activities at your fingertips with features like bill payment, fund transfers, and account monitoring. With safe access and real-time updates, you can stay in charge of your money and improve your banking experience.

Features:

• Easy money transfer from EastWest accounts or to other banks.
• Bill Payment
• Account Monitoring
• Mobile Check Deposit
• Secure Banking
• ATM Locator

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• Fill out the application form and read through the terms and conditions.
• Prepare the scanned copies of additional supporting documents
• Submit the application form and wait for confirmation

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• Up to PHP 5,000 eGC giveaways with EastWest Mastercard
• PHP 300 Off on Shopee 11.11 with Code EWB1111

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When the central monetary authority liberalized banking in the mid-1990s, EastWest Bank, which was founded on July 6, 1994, became the first to be granted a commercial banking license. On August 1, 1994, its first location opened along Sen. Gil Puyat Avenue in Makati City.​

Brand acheivments

• Best Credit Card for 2023
• Awardee of the Mobile Banking and Payment Initiative of the Year honor for its EastWest System Tech Assistant (ESTA)

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Business Inquirer

"EastWest’s foreign currency exchange services are the most trusted by customers in the Philippines to get the best value for their money."

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Conclusion

In conclusion, by emphasizing ease, transparency, and customized financial solutions, EastWest Bank is transforming the banking experience for Filipinos. Customers can benefit from quick approval and money transfers without the usual banking annoyances thanks to a completely online application procedure for personal, house, and auto loans. EastWest Bank is committed to helping people on their path to financial success and empowerment, whether it is through their cutting-edge credit card products, the intuitive EasyWay app, or a range of investment options.

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