LF Lending

Interest rate

4

Loan Term

120 - 365 days

Loan amount

20,00 pesos - 500,000 pesos

LF Lending Services Corporation: Redefining the Future of Online Lending

LF Lending Services Corporation is a privately held company founded for the sole purpose of providing Filipinos with easily accessible loans.

At LF Lending, we strive to break the stigma that non-bank lenders only charge usurious rates. We wish to extend an option outside the traditional banks. Our services include short term multi-purpose loans with rates that are reasonably priced, ensuring every client has been properly evaluated and amortizations are proportionate.

With management having over 20+ years of experience in the industry, we are confident we can attend to the growing demand of consumer financing – one Filipino at a time.

Benefits of LF Lending Services Corp.

  1. Transparent and Ethical Lending: LF Lending dispels the myth of high-interest non-bank lenders by emphasizing open communication and equitable procedures.
  2. Fast and Easy Access to Funds: Borrowers can get financial aid without the inconvenience of typical banking procedures thanks to a streamlined online application process.
  3. Diverse Loan Offerings: To meet the various financial needs of Filipinos around the country, LF Lending offers a range of short-term, multipurpose, and educational loans.
4.5

What our customer says about LF Lending

Hear from delighted customers who've found success with LF Lending

Trustworthiness
5
User Experience
5
Customer Support
4
Product/Service Range
4
Transparency
5
Innovation
5

GENERAL INFORMATION

  • Phone - (+63)917 102 2689 / (+63)917 140 0582
  • Email: customerservice@lflendingservices.com
  • Address: Pasig City, Metro Manila 1600, Philippines
  • Official Company Name: LF Lending Services Corporation
  • SEC Registration Number: CS202001294, Certificate of Authority No. 3225

What is LF Lending Services Corp.? 

LF Lending Services Corporation (LF Lending), a legitimate and authorized lending company with SEC Registration Number CS202001294, stands as a testament to financial inclusion for Filipinos nationwide. Established with the core principle of fostering trust and transparency, LF Lending Services Corp. bridges the gap between individuals seeking easily accessible loans and responsible lenders who participate in a robust consumer financing ecosystem. Unlike opaque non bank lenders, they prioritize clear communication, ensuring borrowers possess a comprehensive understanding of every element within their loan agreement.

LF Lending Services Loans 

Recognizing the diverse financial realities faced by Filipinos, LF Lending Services Corp. curates a portfolio of easily accessible loans designed to cater to a wide range of needs. Their offerings extend beyond singular, rigid loan structures. Instead, they tailor their services to accommodate both personal and professional aspirations.

LF Lending Multi-Purpose Loan

LF Lending Services Corp. can assist you whether you need extra money, have impending electricity bills, or are considering a new laptop. We provide a variety of adaptable loan choices made to satisfy your unique requirements.

  • Features:
    • 4% monthly standard rate
    • Loan Tenure - 4 months to 1 year
    • Mode of payment - post dated checks
    • Income-proportioned funds

LF Lending Educational Loans

Financial difficulties can arise throughout the tuition season. But there's no justification for sacrificing your kids' education.

  • Features:
    • 4% monthly standard rate
    • Loan Tenure - 1 year
    • Mode of payment: post dated checks
    • Tuition fee statement needed

How to Apply for a Loan from LF Lending Services Corp

Applying for their loan is very easy. Here are the steps you should follow:

  • Applicants apply via website and uploads required documents.
  • User details are sent to the evaluation team.
  • Evaluation team does background checks and verifies details before creating a report.
  • Loan application is approved or disapproved.
  • User is informed about the status of the loan.

Advantages of LF Lending

Transparency

A reputable financial company, LF Lending Services Corp. is dedicated to offering Filipinos all across the country easily accessible and reasonably priced loan options. They provide a variety of financial products designed to satisfy a range of needs, with an emphasis on responsible borrowing and client satisfaction. They help people and businesses reach their financial objectives by providing personal and corporate loans.

Rapid Processing

At LF Lending, we prioritize speed and efficiency. Our streamlined online application process is designed to take only minutes, ensuring you can quickly move from application to approval. Once approved, funds are swiftly transferred to your bank account, demonstrating our commitment to fast service, especially for our valued returning customers.

Responsive and Dependable Service

Throughout the duration of the loan, clients will have a dedicated relationship manager who will be on hand to offer guidance. Customers are guaranteed to receive timely support and assistance for any questions or concerns they may have thanks to our individualized approach.

Utmost Convenience

With LF Lending, forget the traditional hassles of loan applications. Our process is fully online, allowing you to apply, receive approval, and manage your loan from the comfort of your home or on the go, using just your mobile device or computer. It's loan processing made easy, without ever needing to stand in line or fill out cumbersome paperwork.

Reasonable Rates

LF Lending Services Corp offers a competitive standard interest rate of 4.00% per month, providing transparency and clarity in their loan terms. This straightforward approach allows borrowers to easily calculate their monthly payments and plan their finances accordingly.

Unmatched Transparency

Trust and transparency are fundamental at LF Lending. We ensure that all loan terms, conditions, and details are communicated clearly and straightforwardly, so you're fully informed and can make decisions with confidence. Our open approach is how we build lasting trust with our clients.

Proper Evaluation of Applicants

LF Lending thoroughly evaluates each borrower's financial capabilities before to releasing any loan funds. By ensuring that the loan amount and repayment schedule are appropriate for each borrower's financial circumstances, this stringent appraisal process reduces the chance of default and encourages responsible borrowing practices.

Adaptive Solutions

LF Lending stands out for its innovative and flexible approach to personal loans. We're responsive to your evolving financial needs, offering products that align with your unique circumstances, backed by ethical business practices and a commitment to transparency.

LF Lending Services Corp. History

LF Lending is a Metro Manila based family owned business whose goal is providing Filipinos with quick cash for tuition and other personal matters. It was initially operated by now the general manager and co-founder Paolo Lagcao's grandparents over 20 years ago. They have always pride themselves of providing Filipinos with easy accessible cash loans without having to charge usurious rates.

Achievements

The Manila-based loan company has number of achievements, such as:

  • Credit Scores - By incorporating telco data into its credit decisioning algorithms, LF Lending Services updated its credit scoring procedure. As a result, LF Lending can more rapidly and precisely forecast payback patterns.
  • Serving the Underbanked - In order to approve more loan applications from those who do not have a bank account or credit history, LF Lending Services uses telecom data to serve the underbanked. The underbanked loan market is better served by LF Lending as a result.
  • High Rates of Client Retention - LF Lending Services has a great customer retention rate even though it only has one branch.

Expert Opinion on LF Lending Services Corp.

Christo Georgiev

Country Manager for FinScore - Data provider for LF Lending for credit assessment of potential borrowers.

"It acts as a reliable basis for financial institutions to finally serve the underbanked credit market.” He continues: “Most people who seek LF Lending’s help are working parents who need quick cash for tuition, gadgets, and medical emergencies — and a majority of this segment is underbanked. Using a scoring model based on telco data empowers LF Lending to approve more loan applications from the ‘credit-invisible’ with reduced risk on their end.”

Frequently Asked Questions

LF Lending Services Corp. is a privately help company founded to provide Filipinos with affordable and easily accessible loans unlike traditional banks. They offers a variety of financial products for individuals and businesses with a strong commitment to responsible borrowing and client satisfaction.

LF Lending's clarity and simplicity help borrowers comprehend their loan terms. The company's relationship managers offer support and handle concerns throughout the loan procedure.

LF Lending Services streamlines borrowing with reasonable interest rates, flexible payback alternatives, and a fast application procedure. The company's responsible lending methods ensure that borrowers receive loans within their means, reducing default risk.

More than a financial institution, LF Lending is a financial progress partner. Unlike traditional banks, LF Lending helps Filipinos achieve their financial objectives and build a better future with innovative financial solutions and excellent customer service.

Apply for LF Lending products

LF Lending provides following services:

Frequently Asked Questions

How many days processing will my loan application take?

1-2 business days, although it will be dependent on whether employer will be able to get back to their verification request immediately.

Is LF Lending Services legitimate?

Yes. LF Lending Services is a legitimate company registered with SEC with number CS202001294. However even certified financial services and banks should be carefully reviewed and independently investigated before use.

What kind of loans do you offer?

LF Lending Services Corp. extend a range of loan products designed to cater to various financial needs for employed users. Some of the common loan types include:

  • Multi-Purpose Loans: A flexible loan option that can be used for various purposes, including education, home improvement, or debt consolidation.
  • LF Lending Services Corporation offers educational loans to help individuals and families finance their education expenses. These loans can be used to cover tuition fees, books, accommodation, and other related costs.

LF Lending user reviews

This company/product has no reviews yet.
Want to add your review?
Click the "Share your feedback" button below.
Art of Girl holding Finmart logo with various emojis in background

Tell us what you really think about LF Lending

Your feedback is valuable! By sharing your thoughts, you'll not only help us improve but also assist others in making informed decisions.
It will take just a few minutes of your time.

You might also like

1 2 3 Lending

Aeon Credit Service

Asialink Finance

No items found.
Finmerkado Facebook Page