Security Bank

Interest rate

4

Loan Term

Loan amount

Explore Security Bank's Comprehensive Solutions

Enjoy banking without lineups, paperwork, or hassles with Security Bank's convenient, flexible, and secure financial solutions tailored to your needs. Security Bank's loans, credit cards, investments and digital baking makes financial goals more accessible to the masses.

What is Security Bank?

Security Bank's wide range of financial products and services to individuals, small businesses, and major companies has helped shape the nation's economy since 1951. The bank offers savings, checking, loans, credit cards, and investments.

Benefits of Security Bank

Comprehensive Financial Solutions: Offers many financial products and services to meet varied needs. Everything from savings and bank accounts to loans, credit cards, and investments is here.

Strong and Stable Institution: The bank is stable and reliable as a long-standing financial organization. Trust that your funds are safe and well-managed.

Convenient Banking Experience: Its extensive branch, ATM, and digital banking network makes banking easy anytime, anywhere.

General information

Customer Service Hotline: 8887-9188

Email: customercare@securitybank.com.ph

Address: 6776 Ayala Avenue, Makati City

Official Company Name: Security Bank Corporation

Registration Number: 01-2008-00250

Security Bank's Swift Code: SETCPHMMXXX

4.5

What our customer says about Security Bank

Hear from delighted customers who've found success with Security Bank

Trustworthiness
5
User Experience
5
Customer Support
4
Product/Service Range
4
Transparency
5
Innovation
5

Credit cards 

Security Bank's credit cards help you manage your finances and offer low-interest or prizes.

Features:

  • Rewards programs: Rewards for dining, shopping, and travel are earned on all purchases.
  • Exclusive Benefits: Enjoy discounts at affiliated retailers, hotels, and airlines.
  • Enhanced Security: Secure your transactions with fraud prevention and EMV chip technology.

Credit Card Requirements

  • Filipino Citizen
  • Must be 21 to 65 years old
  • Employed for at least 1 year
  • At least 3 years business
  • Must have landline number and email address

Required Documents

  • Government issued ID
  • SOA from other bank's credit card
  • 1 month pay slip or COE/ITR
  • Business permit
  • SEC/DTI registration

Security Bank Gold Mastercard

A luxury credit card with perks. This card is great for discerning travelers and regular travelers because it offers airport lounges, dining discounts, and travel incentives.

  • Minimum Annual Income: PHP 480,000
  • Annual Fee: PHP 2,500

Key Features:

  • Non-expiring rewards points
  • Waved annual fee for the first year
  • Affiliated with worldwide merchants

Security Bank Platinum Mastercard

Purchases earn points for gift cards, merchandise, and trips in the rewards program. The card offers concierge services, travel insurance, and waived fees, making it ideal for regular travelers.

  • Minimum Annual Income: PHP 780,000
  • Annual Fee: PHP 4,000

Key Features:

  • Travel pass to lounges and airports worldwide
  • Free travel insurance
  • E-commerce Purchase Protection Insurance

Other Available Security Bank Credit Card

Security Bank's Loan Offerings

Security Bank Salary Loan

The bank offers practical wage loans to partner employees. This loan requires no collateral, so you can get money quickly. Low interest rates and flexible repayment terms on any transaction help you manage your finances.

  • Interest Rate: 3.5% per month
  • Approved Loan Amount: PHP 10,000 to PHP 2,000,000
  • Loan Tenure: 12 to 36 months
  • Approval Duration: 3 to 5 days

Requirements:

  • Filipino citizen at least 12 years old
  • Minimum income of PHP 15,000 for employed and PHP 30,000 for self-employed

Security Bank Personal Loan

Instant cash and no collateral allow you to spend the funds for travel, debt consolidation, home improvement, and other transaction with flexible repayment and low interest rates.

  • Interest Rate: 2% per month
  • Approved Personal Loan Amount: PHP 30,000 to PHP 3,000,000
  • Loan Tenure: 12 to 36 months
  • Approval Duration: 3 to 5 days

Personal Loan Requirements:

  • Latest 1 month pay slip
  • COE
  • ITR
  • Active credit card for at least 12 months with credit limit of at least PHP 45,000

Security Bank Home Loan

Can help you finance your dream home. Whether you're a first-time homebuyer or looking to refinance, they offer competitive rates and flexible terms.

  • Interest Rate: 5 years: 6.80%
  • Approved Loan Amount: minimum PHP1,000,000
  • Loan Tenure: up to 20 years
  • Approval Duration: 3-5 days

Requirements:

  • At least 21 years old
  • Combined monthly income of PHP 50,000
  • Has been continuously employed for at least 2 years
  • Must have a legitimate and profitable business for at least 3 years for self-employed applicants

Car Loan

The bank can finance your new or used car purchase with their car loan. They offer competitive rates and flexible terms to fit your budget.
Interest Rate: 5 years: 6.80%

  • Approved Loan Amount: Brand New: Up to 80%, Second Hand: Up to 70%
  • Loan Tenure: Brand New: 12-60 months, 12-48 months
  • Approval Duration: 3-5 days

Requirements:

  • At least 21 years old
  • Monthly income of PHP40,000
  • Continuously employed for at least 2 years
  • Self Employed - must have a business for at least 3 years

Other Services

Investments: The investing options will boost your earnings. Investors can find investing alternatives that meet their goals. Lead you to smart stock, bond, and mutual fund investments.

Security Bank Online Mobile App

Security Bank's mobile app makes money management safe and easy on the go. An easy-to-use UI lets you check balances, view transaction, transfer money, pay bills, and invest. The software offers cardless withdrawal, mobile check deposit, and biometric authentication for added security.

Features:

Account Management:

  • View account balances and transaction history  
  • Transfer funds between accounts  
  • Pay bills

Security Features:

  • Biometric authentication
  • OTP verification  
  • Card control

Promotions

  • Get up to PHP 5,000 in credits for Gold Circle members

How to Register to Mobile App

Verify Account: Provide details of account or credit card

Authentication: Authenticate via SMS OTP with registered mobile number

Login Setup: Create a username and a strong password

Advantages

Advanced Digital Banking Solutions

Facilitate secure account and transaction access. The user-friendly web and mobile tools help clients manage funds, make real-time transfers, pay bills, and monitor transactions anytime, anywhere.

Personalized Offers

Enjoy personalized loan options that are designed to fit your specific needs and financial circumstances.

Diverse and Tailored Financial Products

Offers a variety of financial goods and services to their diverse customer base. Savings, checking, loans, investments, and insurance can be customized for clients.

History

Security Bank and Trust Company, founded on June 18, 1951, was the first private, Filipino-controlled bank after World War II. The bank received a Universal Bank license in 1994 and was listed on the Philippine Stock Exchange (PSE: SECB) in 1995 for an astounding Php 1.5B initial public offering.

Brand Acheivements

Expert Opinion

The Asian Business

"The bank’s dedication to technological innovation and cooperative efforts has transformed banking operations."

Conclusion

Security Bank is one of the Philippines' top financial institutions, offering a variety of customized financial solutions for individuals and businesses. With stability and customer-centric innovations, the bank offers loans, investments, credit cards, and digital banking. The bank is trusted for financial management in the Philippines because it adapts to modern needs and prioritizes convenience and security.

Advantages of Security Bank

Advanced digital banking solutions

Security Bank Philippines offers advanced digital banking solutions, providing customers with convenient and secure access to their accounts and transactions. Through their user-friendly online and mobile platforms, clients can easily manage their finances, make real-time transfers, pay bills, and monitor transactions anytime, anywhere.

Rapid Processing

At Security Bank, we prioritize speed and efficiency. Our streamlined online application process is designed to take only minutes, ensuring you can quickly move from application to approval. Once approved, funds are swiftly transferred to your bank account, demonstrating our commitment to fast service, especially for our valued returning customers.

Diverse and tailored financial products

Security Bank Philippines offers a wide range of financial products and services, tailored to meet the unique needs of their diverse customer base. From flexible savings and checking accounts to customized loan options, investment opportunities, and insurance products, clients can find solutions that align with their specific financial goals and situations.

Utmost Convenience

With Security Bank, forget the traditional hassles of loan applications. Our process is fully online, allowing you to apply, receive approval, and manage your loan from the comfort of your home or on the go, using just your mobile device or computer. It's loan processing made easy, without ever needing to stand in line or fill out cumbersome paperwork.

Personalized offers

Enjoy personalized loan options that are designed to fit your specific needs and financial circumstances.

Unmatched Transparency

Trust and transparency are fundamental at Security Bank. We ensure that all loan terms, conditions, and details are communicated clearly and straightforwardly, so you're fully informed and can make decisions with confidence. Our open approach is how we build lasting trust with our clients.

Open 24/7

Access services whenever you need, with 24/7 availability designed to cater to your convenience.

Adaptive Solutions

Security Bank stands out for its innovative and flexible approach to personal loans. We're responsive to your evolving financial needs, offering products that align with your unique circumstances, backed by ethical business practices and a commitment to transparency.

Apply for Security Bank products

Security Bank provides following services:

Frequently Asked Questions

How to loan in Security Bank?
  1. Go to the Online Personal Loan Application Facility.
  2. Accomplish the form by filling out all the required fields.
  3. Attach all the scanned copies or photos of requirements.
  4. Agree to the Terms and Conditions and click Next. Wait for a confirmation through SMS.

What are the personal loan fees and charges?
  • Processing fee: 3% of loan amount
  • Notarial fee: PHP100
  • Pre-termination processing fee: PHP2,500

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