Metrobank: A Legacy of Trust, Innovation, and Comprehensive Financial Solutions for Every Filipino

Metrobank's distinguished 60-year journey in the financial sector has solidified its reputation as a trusted bank among Filipinos, earning numerous accolades within the banking industry. Beyond its dedication to providing comprehensive financial solutions, the bank builds customer confidence through a commitment to service excellence and a focus on reliable, responsive support.

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Comprehensive Financial Solutions: The bank offers a wide range of banking products, from personal and business loans to investment options and insurance, catering to the diverse financial needs of individuals and businesses alike.

Digital Convenience: With a strong focus on digital transformation, the bank provides secure and user-friendly mobile and online banking services, making it easy for customers to manage their finances anytime, anywhere, even on holidays.

Customer-Centric Service: Prioritizes customer satisfaction through personalized support and dedicated relationship managers, ensuring that clients receive responsive and attentive service for a seamless banking experience.

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Metrobank Hotline: (02) 88-700-700, toll-free 1-800-1888-5775

Metrobank Customer Service E-mail: customercare@metrobank.com.ph

Address: 6778 Ayala Ave, Legazpi Village, Makati, 1229 Metro Manila

Official Company Name: Metropolitan Bank & Trust Company

Registration Number: 20573

Swift Code Metrobank:  MBTCPHMMXXX

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Metrobank is known as one of the pioneer banks in the financial market in the Philippines, providing lending services, investment, insurance, card issuance and accounts for individuals, businesses, middle-market, high net-worth individuals and retail segment. With a widespread presence, boasts a network of 957 branches and 2,345 ATMs across the Philippines, ensuring convenience for users when they seek to engage in transactions or access their funds. The bank is also a proud member of Bancnet, which means that customers can use their service through ATMs and their mobile phones.

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Metrobank credit cards offer a versatile range of options tailored to meet various lifestyle and financial needs, from everyday purchases to exclusive travel perks. With rewards programs, cashback, and installment options, cardholders enjoy both convenience and valuable benefits with every transaction. Known for security and excellent customer service, their credit cards provide trusted solutions that enhance financial flexibility and purchasing power.

Features:

• Rewarding Cashback and Points: Their credit cards offer generous cashback and reward points on everyday purchases, allowing cardholders to earn and redeem rewards across a wide range of categories.
• Flexible Payment Options: With easy installment plans and low-interest rates, the bank makes it convenient to manage payments on large purchases, giving cardholders more flexibility and control over their finances.
• Enhanced Security: Credit cards come with advanced security features, including real-time transaction alerts and fraud protection, ensuring a safe and worry-free shopping experience.

Metrobank Credit Card Requirements

• Age - must be 18 to 70 years old
• Must have a landline number
• Must have a valid PhilID, TIN, SSS or GSIS Number

Required Documents

• Valid government-issued ID with photo
• Proof of income

Metrobank Platinum Mastercard

The Metrobank Platinum Mastercard is a premium credit card designed for individuals who seek exclusive benefits, exceptional rewards, and enhanced travel perks. With features like global acceptance, comprehensive insurance coverage, and access to a world of privileges, this card elevates the experience of Metrobank’s discerning customers.

• Minimum Annual Income: PHP700,000
• Annual Fee: PHP5,000

Features:

• Up to 50% OFF on premium dining deals
• Earn 1 rewards point for every ₱20 spend
• Free 1st supplementary card
• FREE E-Commerce Protection insurance for online purchases
  

Metrobank Titanium Mastercard

The Metrobank Titanium Mastercard is crafted for individuals who value both convenience and rewards in their everyday purchases. Offering a robust rewards program, flexible payment options, and travel benefits, it provides a versatile solution for cardholders looking to make the most of their spending.

• Minimum Annual Income: PHP180,000
• Annual Fee: PHP2,500

Features:

• Earn double points on dining, department store and online purchases
• Get one point for every ₱20 spent on all other transactions
• Discounts and points and win prizes from your favorite shops
  

Other Cards Available

• Metrobank World Mastercard
• Metrobank Rewards Plus Card
• Metrobank M Free Card
• Metrobank Cashback Card
• Metrobank Travel Platinum Card

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Personal Loan offers flexible payment terms, competitive rates, and a high loan amount of up to PHP 2 million, making it ideal for financing personal ventures or large purchases. Applications are quick and simple, with funds potentially available in as little as 7 days.

• Interest Rate: 1.25% per month
• Approved Amount: up to PHP2,000,000
• Tenure: up to 36 months
• Approval Duration: up to 7 days

Requirements:

• Filipino citizen at least 21 to 65 years old upon loan maturity
• Must have a gross annual income of PHP350,000
• Have an existing credit card
• Employed: must have regular employed status of at least 1 year
• Self-employed: at least 2 years in the business
  

Auto Loans

Auto Loan offers competitive rates, customizable payment terms of up to five years, and personalized assistance, making it simple to finance the car of your dreams.

• Interest Rate: minimum 4.63%
• Approved Amount: 80% of car's selling price
• Tenure: 12-60 months
• Approval Duration: minimum 1 day after submission of application
  

Home Loan

Home Loan offers up to 80% financing of a property's selling price, with affordable rates and flexible terms up to 25 years, making homeownership within reach.

• Interest Rate: starting at 7.00%
• Loan Amount: Minimum 80% of appraisal value
• Tenure: Up to 25 years
• Approval Duration: up to 7 days

Other Services 

• Investments: Metrobank offers a variety of investment products, including mutual funds, trust accounts, and insurance options, tailored to help customers grow and manage their wealth. With expert guidance and flexible options, Metrobank investments aim to support both short- and long-term financial goals for diverse investor profiles.
• Insurance: Metrobank offers a range of insurance solutions, from life and health coverage to personal accident and travel insurance, designed to protect clients and their loved ones. With tailored plans and flexible payment options, Metrobank’s insurance products provide peace of mind and financial security.

Metrobank App

Metrobank's mobile apk offers a seamless banking experience with features for secure transfers, bill payments, and account management, all accessible on the go. With a customizable dashboard and enhanced security options, it makes banking smart, easy, and secure for its customers.

Features:

• Pay bills and send money with credit card
• Customizable dashboard
• Personalized shortcuts
• Passcode protection
• Transaction verification

Promos

• 30% Off Melo's Steakhouse
• 15% Off at Okada
• 0% Installment up to 24 months gadget purchase 

How to Register to Metrobank Apk

1. Open the apk and tap SIGN UP
2. Enter details like your deposit or credit card account number and give it an alias or a name
3. Enter your mobile number and email address
4. Create your username and password
5. Open the terms of service 

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Metropolitan Bank & Trust Company was established by a group of businessmen on September 5, 1962, at the Wellington Building in Binondo, Manila. Bearing the slogan "With Metrobank, You're in Good Hands" since their inception, the bank aims to deliver meaningful banking to Filipinos everywhere.

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• Strongest Bank in the Philippines
• Best Bank for Ultra-High-Net-Worth: Euromoney Global Private Banking Awards

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PhilStar Global

"Metrobank is staying true to its brand promise of keeping Filipinos in good hands by ensuring the financial health of the bank so it can deliver the best service for its clients."

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Metrobank's remarkable 60-year history demonstrates its commitment to provide creative solutions, financial stability, and service to individuals, businesses, and organizations in the Philippines. Metrobank has become a reliable partner for all financial needs because to its wide range of products, robust digital platform, and dedication to security and client pleasure. For Filipinos looking for a dependable and all-inclusive banking experience, Metrobank continues to be a solid option as it expands and adjusts to new banking trends.

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