PSBank: Your Digital Pathway to Financial Empowerment

In today's fast-paced financial environment, choosing the correct banking partner is crucial for efficient personal and business financial management. PSBank is a trusted choice for ease and accessibility in the Philippines due to its client care and innovative banking products. They offer savings accounts, loans, cards with high credit limit and no annual fees, and digital banking for various client needs. We will explain the specifics, benefits, and banking experience to help you decide if this is the right banking for your goals.

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• Seamless Digital Experience: Quick, online access to cash, balance transfer security without the traditional banking hassle.
• Tailored Financial Solutions: Personalized options designed to fit your unique financial situation.
• Transparent Terms: No hidden fees, clear terms, and straightforward communication every step of the way.

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PSBank Customer Service Phone: (632) 8885-8322 or 8885-8324

Email: consumerassistance@psbank.com.ph

Address: Ground Level PSBank Center, 777 Paseo de Roxas Avenue corner Sedeño Street, Makati City 1200, Paseo Center - Sedeno Pedestrian Underpass, Makati, Metro Manila

Official Company Name: Philippine Savings Bank

Registration number: 0000015552

PSBank Swift Code: PHSBPHMMXXX

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PSBank Credit Mastercard

No annual fee with this one simple card. The card helps you control your spending and enables you to cover basic necessities, pay bills or buying big ticket items. It provides installment plans, flexible payment plans, and exclusive benefits and privileges like balance transfer that increase value for your money.

Features:

Interest rate:

• 3.00% per month
• 3.00% per month for cash advance to be computer from the date of availment

Annual fees: None

Value Added Services:

PSBank Prepaid Mastercard

This card lets you stay within your budget and allocate your funds for other expenses. It combines an ATM for instant cash, debit, remittance, pay bills and internet cash into one simple card.

PSBank Debit Mastercard

One simple card that simplifies spending. No need to wait in line if you are in a cash rush. Accepted at over 43.3 million locations worldwide, you can withdraw cash, make payments, do balance transfer, and check account availability with it like any other ATM card.

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PSBank Personal Loan

The first collateral-free personal loan with a revolving credit line and fixed term. No set payments. Depending on your payments, you can borrow more or less for cash rush demands like big-ticket items or emergencies. Term loans need periodic payments.

• Interest rate - 2.5% per month for Revolving Loan, 1.75% add-on rate for Term Loan
• Loan amount  - PHP 20,000 to PHP 250,000
• Loan tenure - 24 to 36 months
• Approval duration - 5 to 9 days

Business Loan

Loans help entrepreneurs and small businesses grow. These loans provide flexible working capital, expansion, and equipment financing expenses.

• Interest rate - Based on the prevailing lending rate of the Bank at the date of loan availment
• Loan amount  - Up to PHP 2,000,000
• Loan tenure - 1 to 7 years
• Approval duration - 20 days

Home Loan

First-time homebuyers and refinancers can get flexible financing with low interest rates and flexible payback from the bank.

• Interest rate - Prevailing Home Loan rate at time of loan approval
• Loan amount  - PHP 500,000 to PHP 25,000,000
• Loan tenure - 10 to 25 years
• Approval duration - 1 to 5 days

Car Loan

Auto loans include reasonable interest rates, flexible payment options with prime rebate, and 24-hour SMS credit decisions.

• Interest rate - Based on prevailing interest rate at time of loan booking
• Loan amount  - minimum of PHP 100,000
• Loan tenure - 12 to 60 months
• Approval duration - 1 day

Promotions

• 1 year worth of fuel when you apply for an Auto Loan

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Other Bank Services

• Cardless Withdrawal: Helps you make purchases even if you forget, lose, or ban your card. Log in online or on the app and tap a few times to quickly and securely withdraw cash from 2,400 Metrobank + PSBank machines nationwide without a card.

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Your anytime banking assistant. This software lets you check balances, transfer payments, pay bills, and reload prepaid cards. Enjoy secure, easy banking anytime, anywhere.

Features:

• Free real time balance transfer or withdrawals
• Pay Bills
• Exclusive promos and deals

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• Use our registration form
• Review Terms and Condition then tap Proceed
• Supply required personal information
• Customize account settings
• Review summary then tap submit
• Start banking

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Philippine Savings Bank was a bank founded on September 26, 1960, at Plaza Miranda, Quiapo, Manila, with branches in Divisoria, Carriedo, Blumentritt, and CM Recto. The Metropolitan Bank and Trust Company bought most of the bank's shares in 1981.

Awards and Achievements

• Gold Award for Best Customer Experience in the 2019 5th Customer Experience (CX) Asia Excellence Awards
• Bronze Award for both the Customer Experience and Best Customer Experience in the 2017 Customer Experience Asia Excellence Awards

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PhilRatings

“The ratings reflect PSBank’s strong market position, sound capitalization and prudent loan provisioning, strong parent and highly experienced management team,” - PhilRatings on the bank getting the PRA Aaa rating, the highest rating assigned by the domestic credit rating agency.

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PSBank is Filipinos' trusted banking partner, delivering a variety of financial solutions. PSBank simplifies banking and helps clients realize their financial goals with its easy digital experience, transparent terms, and customer satisfaction. It provides affordable loans, easy credit, and fast digital banking for financial security. Truly, a leading Philippine banking competitor because to its innovation and improvement.

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