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Coins.ph Review: Your All-in-One Digital Wallet and Crypto Platform for Financial Inclusion in the Philippines
What is Coins.ph?
One of the top cryptocurrency platforms and digital wallets in the Philippines is Coins.ph, also called CoinsAsia, which lets users handle their money with a single, user-friendly app. Coins.ph allows customers to send money straight from their mobile devices, bills payment, purchase and sell bitcoin, and make secure payments. Coins.ph, one of Southeast Asia's first blockchain-backed financial services, seeks to advance financial inclusion by giving Filipinos, particularly those without traditional bank access, easily accessible digital financial solutions.
Benefits of Coins.ph/Coins Asia
Comprehensive Financial Services: Coins.ph offers an all-in-one platform where users can pay bills, send money, buy mobile load, and trade cryptocurrencies, making it a versatile tool for managing daily financial needs.
Accessible Cryptocurrency Trading: Coins.ph makes it easy for Filipinos to buy, sell, and manage cryptocurrencies within the app, allowing users to explore digital assets with a secure and user-friendly interface.
Financial Inclusion for the Unbanked: Coins.ph is designed to be accessible to users without traditional bank accounts, providing essential financial services to underserved populations through partnerships with local merchants and accessible cash-in and cash-out locations nationwide.
General Information
Phone: Globe +63 9171186340, Smart +63 9190626078, Landline (02) 88226467
Email: help@coins.ph
Address: 30/F Unionbank Plaza, Meralco Ave cor Onyx Rd., Ortigas Center, Brgy. San Antonio, Pasig City
Official Company Name: DCPay Philippines, Inc.
Registration Number: CS201610143
Swift Code: DCPHPHM1XXX
Coins.ph Services
Coins.ph offers a variety of financial services, including digital wallet capabilities and cryptocurrency transactions. Its main services are:
- Cryptocurrency Transactions: Users can buy, sell, and trade popular cryptocurrencies like Bitcoin (BTC), Ethereum (ETH), and XRP using the platform, with competitive rates and a transparent fee structure.
- Bill Payments and Mobile Load: Through Coins.ph, users can pay bills for utilities, internet, and other services, and even purchase prepaid mobile load with a 10% rebate, making it convenient for everyday financial needs.
- Remittances and Cash Transactions: Coins.ph enables cash-in and cash-out services through thousands of partner locations (e.g., 7-Eleven, Palawan Pawnshop, and Western Union). It also facilitates local remittances and bank transfers, making it a versatile option for users in the Philippines
Coins.ph Loans
Coins.ph provides a straightforward, digital lending service focused on short-term, low-value loans with rapid approval. Customers can apply for loans ranging from PHP 1,000 to PHP 20,000 with flexible repayment periods, typically up to 21 days. One of Coins.ph’s significant benefits is its 0% interest rate for first-time borrowers, making it an attractive option for quick financial needs. Approval processes are fast, usually taking only a few minutes, which suits those requiring immediate cash access.
Loan Amount: PHP 1,000 to PHP 20,000
Interest Rate : 0% for first time borrowers
Loan Term: up to 21 days
Approval Duration: few minutes to 24 hours
Coins.ph Ewallet features
The Coins.ph wallet is a secure, multi-functional digital wallet that allows users to manage cashless transactions, trade cryptocurrencies, and pay bills directly from their mobile device. It offers a seamless experience for both traditional financial needs and digital currency management, all in one app.
Top Features:
- Bill Payments and Top-Ups: Easily pay utility bills, government fees, and top-up mobile load, with a wide selection of partner billers.
- Cryptocurrency Trading: Access a variety of cryptocurrencies, including Bitcoin and Ethereum, with options to buy, sell, and store within the wallet.
- Convenient Cash-In and Cash-Out Options: Fund your wallet or withdraw funds through major banks, remittance centers, and convenience stores.
Coins.ph Mobile Wallet App
The Coins.ph mobile wallet app provides a convenient, all-in-one platform for managing finances digitally, allowing users to handle transactions, pay bills, and access quick loans seamlessly. With its user-friendly interface, the app is designed for ease of use, making financial management accessible on the go.
Top Features:
- Easy Bill Payments: Pay utilities, credit card bills, and government fees instantly, with a wide range of billers supported.
- Digital Wallet & Cryptocurrency: Store and trade cryptocurrencies and manage a digital wallet for cashless payments.
- Quick Loan Access: Apply for and receive approval on short-term loans with minimal hassle, often within minutes.
Promotions
- 5% APY rewards weekly for $TOKEN
- 0.6% cashback for buying and selling crypto on Coins Convert
How to Register You Coins. PH Account to the App
- Open the Coins.ph App and Log In: Ensure the app is installed on your mobile device. You can download it from the Google Play Store or Apple App Store
- Enter Your Details: Submit the email address or mobile number associated with your Coins.ph account, followed by the password you create.
- Two-Factor Authentication (if enabled): If two-factor authentication (2FA) is activated on your account, you’ll receive a verification code via SMS or email to verify. Enter the verification code to complete the login process.
- Access Your Account: Once verified, you’ll be directed to your dashboard, where you can manage your transactions, view balances, and access all Coins.ph services.
Rapid Processing
Coins.ph emphasizes speed and efficiency, offering a streamlined online application process that takes only a few minutes. Approved applicants receive funds swiftly in their bank accounts, underscoring the company’s commitment to providing fast service, particularly for loyal, returning clients.
Unmatched Transparency
Coins.ph places great emphasis on trust and transparency. All loan terms, conditions, and details are communicated clearly and directly, ensuring clients are fully informed and confident in their decisions. This open approach is fundamental to building and maintaining lasting trust with their customers.
Utmost Convenience
Coins.ph eliminates the traditional hassles of loan applications with a fully online process. Customers can apply, receive approval, and manage their loans conveniently from home or on the go, using only a mobile device or computer. This approach simplifies loan processing, removing the need for long lines and cumbersome paperwork.
Adaptive Solutions
Coins.ph distinguishes itself with an innovative and adaptable approach to personal loans. The company is responsive to clients' changing financial needs, offering loan products tailored to individual circumstances. This flexibility is supported by ethical business practices and a firm commitment to transparency.
Coins.ph History
Coins.ph was launched in 2014 by Ron Hose and Runar Petursson and has since then been the go-to application for Filipinos in the crypto currency trade with a following of more than 16 million users to date. It is also the first cryptocurrency-based business in Asia to obtain both Virtual Currency and Electronic Money Issuer licenses from a central bank, which is entirely governed by the Bangko Sentral ng Pilipinas (BSP).
Brand Achievements
Best Blockchain or Distributed Ledger Technology or Platform at The Asian Banker Philippine Awards 2019
Expert Opinion
"huge potential for growth in a largely underserved market, made Coins.ph a highly attractive investment for international and local investors"
Conclusion
As one of the flexible financial platforms that caters to a wide range of services for both traditional and digital financial demands in the Philippines, Coins.ph stands out among the rest. This means of accessibility is user-friendly, allowing users to complete all the necessary transactions anywhere-from simple bill payments to even remittance and cryptocurrency trading-from just one place. This aspect is second in importance for this platform's role in moving forward with the financial inclusion of the nation's marginalized communities beyond just bringing about ease into the cashless digital economy. Millions appreciate Coins.ph because they focus on accessibility, security, and openness, strong points for them as they solidify their position in Southeast Asia as one of the top digital wallets and cryptocurrency platforms.
Frequently Asked Questions
Via the Coins.ph app:
- Tap the User Icon in the upper left corner of the app.
- Select Identity Verification.
- Click Verify Now below Identity Verification.
- Select a Valid ID from the list provided.
- Then, you may now upload a clear photo of your ID. Note: certain IDs may require both a front and back image.
- After submitting your ID, proceed to Selfie Verification. Follow the instructions to complete Selfie Verification.
- Once done with the photo verifications, review the account details provided such as ID Number, First, Middle and Last Name, Nationality, Address, etc.
- Click the Confirm button at the bottom of the screen, otherwise you may edit the details through the dropdown arrows or pencil icons at the end of every section.
- You will receive a notification as soon as your Identity Verification has been processed and the review is complete.
Via the website:
- Click the Account icon at the lower left corner of your screen and select Identity Verification.
- Click Verify now below Identity Verification.
- Scan the QR code on screen with your phone. This will enable you to proceed with the ID and Selfie verification process using your mobile device.
- Follow the instructions to submit your ID and take a Selfie.
- Once done with the photo verifications, review the account details extracted from the ID such as ID Number, First, Middle and Last Name, Nationality, Address, etc.
- Click the Confirm button at the bottom of the screen, otherwise you may edit the details through the dropdown arrows or pencil icons at the end of every section.
- You will receive a notification as soon as your Identity Verification has been processed and the review is complete.
Yes! Coins.ph is safe and trusted by over 18 million customers.
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finmerkado.ph is not a loan provider and does not issue loans from its own account. finmerkado..ph 's service helps to evaluate verified/trusted lenders in real time with diversified financial products, flexible repayment from 91 to 180 days with minimum APR interest rate of 0% and up to 427%. For example, you apply for PHP 20,000 and choose repayment over 6 months, your monthly payment will be only PHP 5,000 per month, your total cost of the loan will be PHP 2,383 per month (APR = 143%). finmerkado will not charge for using our service. The exact cost of each loan depends on the individual application. You will always receive complete accurate information about the APR and all fees before signing a loan agreement.
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