MMloan

Interest rate

4

Loan Term

1 - 120 days

Loan amount

₱2,500.00 - ₱10,000.00

M Lhuillier: Empowering Filipinos with Accessible, Fast, and Innovative Financial Solutions Across the Philippines

M Lhuillier Financial Services Inc. is the one that the Philippines has known as a household name in the financial landscape of the country for years now. Due to its broad-based and massive scope, the company has made a reputation in the Philippines as one that is capable of offering accessible and efficient financial solutions. Since it embarked on the path of offering trusted services, M Lhuillier has continually strengthened customer loyalty through focus on convenience, community, and a steadfast dedication to delivering service excellence.

What is M. Lhuillier Financial Services Inc.?

A well-known brand in the Philippine financial industry, M Lhuillier Financial Services Inc. provides a variety of services such as bill payment solutions, insurance, pawning, money remittance, and microloans. For Filipinos looking for prompt and dependable financial assistance, the vast M Lhuillier branches nationwide of more over 3,000 locations guarantees accessibility and ease. The company is a reliable partner in providing financial support because of its core remittance service, ML Kwarta Padala, which links families both domestically and overseas. Additionally, clients may easily access services both online and in-store thanks to its partnerships with multiple payment platforms.

4.5

What our customer says about MMloan

Hear from delighted customers who've found success with MMloan

Trustworthiness
5
User Experience
5
Customer Support
4
Product/Service Range
5
Transparency
4
Innovation
5

General Information

ML Wallet Customer Service Hotline: 0947-999-0337, 0947-999-0522, 0947-999-2721, 0947-999-2472, 0917-871-2973

E-mail: customercare@mlhuillier.com

Address: ML Building, B. Benedicto St, Cebu City, 6000 Cebu

Official Company Name: Michel Jones Lhuillier Financial Services, Inc.

SEC Registration Number: CS201227832

Certificate of Authority No. 1044

M Lhuillier Loans

MLhuillier Cash Loan

M Lhuillier Financial Services' ML Quick Cash Loan is a dependable short-term option made to address urgent financial requirements. By using pawnable items like jewels as collateral, it enables borrowers to obtain loans rapidly while guaranteeing a simple application process. Mlhuillier loan is perfect for paying for emergency needs, debt consolidation, or financing personal objectives like house renovation or vacation because it offers flexible payback options, affordable interest rates and is available on any M Lhuillier branch all over the country.

  • Interest Rate: starting 1% per month
  • Approved Amount: depending on collateral
  • Tenure: 1 to 120 days

MLhuillier Quick Cash Loan Requirements:

  • Valid government-issued ID with picture and signature
  • Proof of billing
  • Device/vehicle for collateral

ML Car Loan

With flexible periods and affordable rates, the M Lhuillier Car Loan provides Filipinos with an easy option to finance their car purchases. M Lhuillier makes it simple for clients to acquire an automobile with manageable monthly payments by offering loan amounts that can cover up to 80% of the vehicle's worth. It is the best choice for people who require prompt and dependable financial aid because the application process is short and easy and just requires the most minimal documentation.

  • Approved Amount: 70% of car's selling price
  • Tenure: maximum of 36 months

ML Home Loan

For individuals seeking to finance their ideal home, the M Lhuillier Home Loan provides an easy-to-use and adaptable option. With a range of loan options catered to your requirements, you may take advantage of quick processing and affordable interest rates to realize your aspirations of becoming a homeowner. The loan application is simple to use, and M Lhuillier guarantees the continued dependability and effectiveness of their business.

  • Interest Rate: 24% per annum
  • Loan Amount: Up to 60% of appraisal value
  • Tenure: Up to 60 years

Other Services 

  • ML Kwarta Padala offers a fast and reliable money transfer service for both domestic and international transactions. With over 3,000 locations across the Philippines, it provides convenient options for sending and receiving funds securely, starting with very low fees. The service is designed to ensure ease of access and quick transfers, making it an ideal choice for families, businesses, and anyone needing to send money from the nearest ML branch.
  • ML Moves offers reliable logistics solutions, serving as a drop-off and pick-up center for both walk-in and e-commerce transactions. It facilitates domestic and international parcel deliveries through local courier partners and DHL Express, making it an efficient choice for sending parcels and handling returns, especially for online shoppers.
  • Jewelry: They offer an extensive collection of exquisite M Lhuillier pawnable items perfect for any occasion, from necklaces and bracelets to diamond sets, gemstones, and pearls. You can shop pre loved jewelry with their handcrafted designs that cater to various styles, ensuring that each piece complements the unique tastes of any customer and is available on the nearest M Lhuillier branch near you.

ML Wallet App

The MCash is M Lhuillier's official mobile application that allows users to send and receive money, buy e-load, pay bills, and shop online directly with just a few taps from their smartphones. With improved user experience, it also provides access to over 3,000 physical M Lhuillier branches, offering a convenient and secure platform for various financial transactions.

Features:

  • Easy Money Transfers - receive cash up to PHP50,000 by simply typing the required receive money details after logging in
  • Buy load or send load to other mobile devices
  • Pay bills
  • Secure Shopping
  • M Lhuillier branch locator
  • ML Shop - best prices of pre-loved jewelries, watches and mobile phone accessories

Advantages of MMloan

Rapid Processing

M. Lhuillier Financial Services Inc. focuses on delivering fast and efficient services through a simple online application process that takes only minutes. Once approved, funds are quickly transferred to the applicant's bank account, highlighting the company's commitment to prompt service, particularly for returning customers. This streamlined approach ensures customers experience a seamless and swift transaction from start to finish.

Rapid Processing

At MMloan, we prioritize speed and efficiency. Our streamlined online application process is designed to take only minutes, ensuring you can quickly move from application to approval. Once approved, funds are swiftly transferred to your bank account, demonstrating our commitment to fast service, especially for our valued returning customers.

Unmatched Transparency

At M. Lhuillier Financial Services Inc., transparency and trust are at the core of their services. The company ensures that all loan terms and conditions are clearly explained, empowering customers to make informed decisions with confidence. By maintaining an open and straightforward approach, M. Lhuillier fosters long-lasting trust with its clients.

Utmost Convenience

With MMloan, forget the traditional hassles of loan applications. Our process is fully online, allowing you to apply, receive approval, and manage your loan from the comfort of your home or on the go, using just your mobile device or computer. It's loan processing made easy, without ever needing to stand in line or fill out cumbersome paperwork.

Utmost Convenience

M. Lhuillier Financial Services Inc. simplifies the loan process by offering a completely online application system. Customers can apply, get approved, and manage their loan entirely from their computer or mobile device, eliminating the need for in-person visits or paperwork. This hassle-free approach provides convenience and speed, ensuring a seamless experience for all users.

Unmatched Transparency

Trust and transparency are fundamental at MMloan. We ensure that all loan terms, conditions, and details are communicated clearly and straightforwardly, so you're fully informed and can make decisions with confidence. Our open approach is how we build lasting trust with our clients.

Adaptive Solutions

M. Lhuillier Financial Services Inc. is known for its adaptable and customer-focused approach to personal loans. The company offers products tailored to individual financial needs, maintaining a commitment to ethical practices and transparency. Their flexibility and responsiveness make them a trusted provider for those seeking financial solutions aligned with their unique circumstances.

Adaptive Solutions

MMloan stands out for its innovative and flexible approach to personal loans. We're responsive to your evolving financial needs, offering products that align with your unique circumstances, backed by ethical business practices and a commitment to transparency.

MLhuillier History

In 1935, M. Lhuillier Financial Services was founded as a chain of pawnshops, but it soon branched out into other associated industries like money lending and jewelry manufacturing. It grew into the nation's largest network of non-banking financial services, with over 3,000 operations spread across most regions. Today, M. Lhuillier continues to expand on their legacy of community involvement and client confidence while providing a wide range of services, including quick cash loans, remittance, insurance, and much more.

Brand Awards

Expert Opinion

Cebu Chamber of Commerce and Industry

"M. Lhuillier Financial Services has been an embodiment of accessibility, empowerment, and relentless innovation. Its inception aimed to provide accessible financial services and create opportunities for progress."

Conclusion

M. Lhuillier Financial Services Inc. has gained a reputable place in the Philippine financial circle as credible, yet reachable with more than 3,000 branches all over the country. It is known to offer services that include jewelry, cash remittance, and quick cash loan, which are all geared towards answering the changing preferences of Filipinos. It is a dependable partner in managing financial and personal goals nationwide because of its creative solutions, dedication to ease, and customer-centric attitude.

Apply for MMloan products

MMloan provides following services:

Frequently Asked Questions

What is the ML wallet app store download process?

To download the ML MCash app, visit the Google Play Store or Apple App Store on your mobile device. Simply type "ML Wallet" or "ML MCash," and select the official app from M Lhuillier. Tap “Install” or “Get” to download, then open the app and follow the instructions to register or log in to start using its features.

How long does my bank transfers reflect on my ML Wallet Balance?

Generally, if you add money to your M Lhuillier wallet, this takes 1-2 banking days. But it may take longer depending on the bank. Transactions after banking hours are processed the next banking day. Please note that bank holidays, weekends, and natural disasters will affect processing time.

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