What are you looking for today?
- 4% cashback on your groceries and everyday household needs
- 1% cashback on health and personal care essentials and utilities
- 0.3% cashback on all your other local retail spend, in-store or online
- Save while you shop abroad - lowest forex conversion rate of just 1.85%
- Get unlimited access to Ayala Malls’ exclusive customer and family lounges
- Convert your credit limit to cash and pay it in installment up to 36 months
- You can also avail of Cash Advance, and withdraw up to 30% of your available credit limit
- Enjoy real 0% installment, Buy Now Pay Later, and additional installment limit with our Bonus Madness Limit. Convert your straight purchases to installment with BPI very low add-on rates
Eligibility
Required Documents
- Regular Employee: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Signed Certificate of Employment
- Self-Employed: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Audited Financial Statements: With BIR/bank stamp
- Regular Employee: Latest 2 months payslips or ITR with bank/BIR stamp or for 1-year primary credit cardholders, a copy of your credit card statement from another bank
- Self-Employed: Latest ITR with BIR/bank stamp
Fees
Interest
Limits
Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Receiving Methods
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With the BPI Amore Cashback Card, you may use your regular purchases to earn rewards every day. Enjoy substantial cashback on necessities and locally sourced goods, from groceries to gas, which will help you save money as you spend. For astute consumers who desire greater value from their purchases, it's the ideal partner.
This card's modest yearly minimum income criterion of ₱180,000 makes it accessible to a broad spectrum of Filipinos. The money you receive easily offsets the ₱2,050 annual cost. Additionally, there is no issuance cost, making the process of getting started hassle-free.
The BPI Amore Cashback Visa credit card is unique because of its well-considered, useful design. This card allows you to save as much as possible while keeping expenses under control, whether you're using it for self-care or running errands.
PSBank Credit Mastercard
UnionBank Lazada Credit Card
Cebu Pacific Gold Credit Card
- Earn 1 Go reward point for every ₱200 spend
- Earn 1 Go reward point for every ₱100 spend at Cebu Pacific
- Exclusive access to Cebu Pacific seat sales
- Get lost in the insane amount of discounts, perks and freebies in restaurants, shopping, leisure and service outlets nationwide
- Have your outstanding credit card balance covered up to ₱2.5 Million
- Ideal for the Insta-Traveller
Frequently asked questions
The BPI Amore Cashback Card offers a tiered cashback system:
4% cashback on supermarkets.
1% cashback on drugstores and utilities.
0.3% cashback on all other purchases.
The cashback is automatically credited to your account and reflected in your monthly billing statement. However, cashback earned is capped at ₱15,000 per calendar year, with no minimum spending requirement to qualify for the cashback.
Yes, the card comes with the following fees:
Annual fee: ₱2,050 (waived for the first year).
Late payment fee: ₱850 or the unpaid minimum amount due, whichever is lower.
Cash advance fee: ₱200 or 2% of the withdrawn amount, whichever is higher.
Foreign transaction fee: 2% of the converted transaction amount.
In addition to the cashback rewards, cardholders enjoy:
Exclusive Ayala Mall perks, such as free parking when you reach a minimum spend of ₱3,000 in a day at participating Ayala Malls.
Access to special discounts and offers at partner merchants nationwide.
The ability to convert large purchases into light installment plans with flexible terms.
Comprehensive BPI Secure Mastercard protection against unauthorized transactions.
Cashback is automatically applied to your billing statement, so there’s no need for manual redemption. To monitor your spending and earned cashback:
Log in to BPI Online or use the BPI Mobile App.
Navigate to the "Credit Card" section to view your current balance, recent transactions, and earned cashback.
The credit limit for the BPI Amore Platinum Cashback Card is determined based on the applicant's financial profile, including factors such as income, credit history, and overall credit score. It can range from ₱117,000 to ₱550,000 but would greatly vary between individuals.
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