What are you looking for today?
- For every ₱1,000 spend anywhere, enjoy: 4% cashback at at your favorite restaurants or online food delivery services 1% cashback in supermarkets, department stores, and other shopping stores 0.3% cashback on all your other local or international spend, in-store or online
- Save while you shop abroad - lowest forex conversion rate of just 1.85%
- Get unlimited access to Ayala Malls' exclusive customer and family lounges and 5% discount on your movie ticket purchase at the cinemas. New cardholders can also get complimentary parking tickets at select Ayala Malls as a welcome gift from BPI
- Convert your credit card limit to cash and pay it in installment up to 36 months
- You can also avail of cash Advance and withdraw up to 100% of your available credit limit
- Enjoy real 0% installment, Buy Now Pay Later, and additional installment limit with our Bonus Madness Limit
- Convert your straight purchases to installment with BPI very low add-on rates
Eligibility
Required Documents
- Regular Employee: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Signed Certificate of Employment
- Self-Employed: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Audited Financial Statements: With BIR/bank stamp
- Regular Employee: Latest 2 months payslips or ITR with bank/BIR stamp or for 1-year primary credit cardholders, a copy of your credit card statement from another bank
- Self-Employed: Latest ITR with BIR/bank stamp
Fees
Interest
Limits
Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Receiving Methods
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The BPI Amore Platinum Cashback Card is ideal for astute consumers who enjoy saving money when they buy because it allows you to earn rewards with each swipe. Take advantage of exclusive benefits and substantial rebates on purchases at Ayala Malls across the country. This card guarantees that you receive greater value from your regular transactions, whether you're shopping, dining, or doing errands.
With a ₱1,000,000 minimum annual income threshold, many Filipinos can obtain the card. Its outstanding benefits outweigh the BPI Amore Cashback card annual fee of ₱5,000, and getting started is simple because there are no issuance fees. It serves a broad audience, with ages ranging from 21 to 60.
All things considered, the BPI Amore Platinum Cashback Card is an economical option that combines substantial withdrawal limits, reasonable fees, and special rewards to enhance your shopping and financial experience. If you're looking for a credit card that maximizes your everyday spending, a detailed BPI Amore Cashback review like this can help you decide if it's the right choice for you.
Metrobank World Mastercard
- Exclusive welcome gift for New-to-Metrobank credit cardholders until July 31, 2024
- 1 air mile per ₱17 foreign currency spend
- 1 air mile per ₱50 spend on other categories
- Up to 50% OFF on deals here and abroad
- Complimentary two global lounge passes per year
- FREE FOR LIFE annual fee for two supplementary cards
- Ideal for world explorers
Metrobank Cashback Card
Cebu Pacific Gold Credit Card
- Earn 1 Go reward point for every ₱200 spend
- Earn 1 Go reward point for every ₱100 spend at Cebu Pacific
- Exclusive access to Cebu Pacific seat sales
- Get lost in the insane amount of discounts, perks and freebies in restaurants, shopping, leisure and service outlets nationwide
- Have your outstanding credit card balance covered up to ₱2.5 Million
- Ideal for the Insta-Traveller
Frequently asked questions
The BPI Amore Platinum Cashback Card offers a higher cashback rate and better earning potential:
4% cashback on dining, supermarkets, and department stores.
1% cashback on utilities and other bills.
0.3% cashback on all other purchases.
The annual cashback earning limit is ₱24,000, which is higher than the standard Amore Cashback Card’s ₱15,000 cap. Cashback is automatically credited to your account and reflected in your billing statement.
To apply for the Platinum version, you must meet stricter criteria:
Be at least 21 years old.
Have a minimum annual income of ₱1,000,000.
Be a Filipino citizen or a resident foreigner with a valid local address.
Submit proof of income (e.g., latest ITR, Certificate of Employment, or payslips), government-issued ID, and other supporting documents.
The Platinum card is ideal for high-income earners seeking premium perks.
Yes, the Platinum card has the following fees:
Annual fee: ₱5,500 (waived for the first year).
Supplementary card fee: ₱2,750 per card.
Foreign transaction fee: 2% of the converted amount.
Cash advance fee: ₱200 or 2% of the withdrawn amount, whichever is higher.
Late payment fee: ₱850 or the unpaid minimum amount due, whichever is lower.
Despite the higher fees, the exclusive benefits and rewards are designed to outweigh these costs for frequent spenders.
The card provides numerous premium perks, including:
Free airport lounge access in major international airports worldwide (terms and conditions apply).
Comprehensive travel insurance coverage of up to ₱20 million, activated when the card is used to purchase travel tickets.
Exclusive shopping and dining offers at participating Ayala Malls and partner establishments.
The ability to convert large purchases into flexible installment plans with low interest rates.
Advanced fraud protection with BPI Secure Mastercard technology.
Cashback is automatically applied to your billing statement, so there’s no need for manual redemption. To monitor your spending and earned cashback:Log in to BPI Online or use the BPI Mobile App.Navigate to the "Credit Card" section to view your current balance, recent transactions, and earned cashback.
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