What are you looking for today?
- Earn 1 rewards point for every ₱50 spend
- Enjoy one of the lowest forex rates at just 1.85 % and use it for your international purchases and when shopping abroad
- Get cash anytime and pay it in up to 36 months in installment when you convert your credit limit to cash
- Avail of cash advance and withdraw up to 30 % of your available credit limit
- Enjoy real 0% installment, Buy Now Pay Later, and additional installment limit with our Bonus Madness Limit
- Convert your straight purchases to installment with BPI very low add-on rates
- Enjoy a wide array of year-round special deals
Eligibility
Required Documents
- Regular Employee: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Signed Certificate of Employment
- Self-Employed: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Audited Financial Statements: With BIR/bank stamp
- Regular Employee: Latest 2 months payslips or ITR with bank/BIR stamp or for 1-year primary credit cardholders, a copy of your credit card statement from another bank
- Self-Employed: Latest ITR with BIR/bank stamp
Fees
Interest
Limits
Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Receiving Methods
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The BPI Edge Card offers unique benefits and flexibility to individuals who lead adventurous lives. Get points for each swipe, find unique ways to pay, and take advantage of offers tailored to your preferences. This card helps you stay on top of trends in dining, shopping, and entertainment.
The BPI Edge credit card is inexpensive and full of perks, with an annual cost of ₱1,320 and no issuance fee. With a ₱180,000 minimum income criteria, it's accessible and a great choice for young professionals or first-time cardholders.
The BPI Edge Mastercard's emphasis on ease and rewards is what really makes it unique. Whether you're managing regular purchases or venturing into new adventures, it's made to enhance your everyday life.
Why put off improving your way of life? To start saving money and earning exclusive benefits, apply for the BPI Edge Card now.
RCBC Visa Platinum
- Earn one Preferred Air Mile for as low as ₱25 per spend
- Convert your AIRMILES into mileage point at 1:1 rate
- Access to world-class airport lounge
- Up to ₱5 Million Travel Insurance Coverage and other travel benefits
- Up to 100% temporary increase in credit limit during travel period
- Ideal for frequent travelers
UnionBank Miles+ World Mastercard
- Earn 1 never-expiring mile for every ₱30 spend
- Convert miles to airline miles or cash credits
- Enjoy VIP lounge access with FREE DragonPass Membership
- Up to ₱1 million travel insurance
- Complimentary 30-Day Purchase Protection
- Virtual Card for Virtual Shopping - Activate instantly upon approval
- Ideal for frequent travelers
Metrobank Travel Platinum Card
- Exclusive welcome gift for New-to-Metrobank credit cardholders
- Earn miles quickly with the Metrobank Travel Platinum Card
- Receive 1 mile for every ₱17 spent on airlines, hotels, and foreign currency transactions
- Earn 1 mile for every ₱50 spent on other categories
- Triple rewards on local airlines, hotel accomodation and international spending
- Enjoy a FREE first supplementary credit card
- Ideal for frequent travelers looking to maximize their rewards
Frequently asked questions
The BPI Edge Mastercard earns 1 rewards point for every ₱50 spent on all purchases, with no cap on points.
Points can be redeemed for shopping vouchers, merchandise, or travel perks through BPI’s Rewards Program.
Keep track of your points via the BPI Online platform or BPI Mobile App.
Note: Points have an expiration date, so redeem them within the validity period.
To apply, you must meet these requirements:
Age: At least 21 years old.
Income: Minimum annual income of ₱180,000.
Residency: Filipino citizen or resident foreigner with a valid local address.
Documents: Submit valid IDs, proof of income (e.g., payslips, ITR), and other BPI-required documents.
The card is ideal for first-time credit card users or young professionals building their credit profile.
The key fees include:
Annual fee: ₱1,550 (waived for the first year). Supplementary cards cost ₱775 annually.
Late payment fee: ₱850 or the unpaid minimum amount due, whichever is lower.
Cash advance fee: ₱200 or 2% of the withdrawn amount, whichever is higher.
Foreign transaction fee: 2% of the converted transaction amount.
Its lower annual fee makes it budget-friendly for daily use.
This card offers several useful features:
Flexible Installments: Convert large purchases into easy monthly payments at low interest rates.
Global Acceptance: Widely accepted at millions of merchants and ATMs worldwide.
Enhanced Security: Equipped with EMV chip technology for fraud protection.
Exclusive Deals: Access to discounts and promotions with partner merchants.
Its practicality makes it ideal for everyday spending and online purchases.
Managing your BPI Edge Mastercard is seamless:
Redeem Rewards: Log in to BPI Online or use the BPI Mobile App to check your points and redeem rewards.
Monitor Transactions: Access transaction history, balances, and statements online.
Set Up Alerts: Opt for email or SMS notifications for due dates and spending updates.
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finmerkado.ph is not a loan provider and does not issue loans from its own account. finmerkado..ph 's service helps to evaluate verified/trusted lenders in real time with diversified financial products, flexible repayment from 91 to 180 days with minimum APR interest rate of 0% and up to 427%. For example, you apply for PHP 20,000 and choose repayment over 6 months, your monthly payment will be only PHP 5,000 per month, your total cost of the loan will be PHP 2,383 per month (APR = 143%). finmerkado will not charge for using our service. The exact cost of each loan depends on the individual application. You will always receive complete accurate information about the APR and all fees before signing a loan agreement.
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