Ready to take your lifestyle to the edge? Make the leap with the BPI Edge Card. Apply now to earn points with every swipe, explore payment options, and enjoy exclusive deals with this one-of-a-kind BPI credit card!
- Earn 1 rewards point for every ₱50 spend
- Enjoy one of the lowest forex rates at just 1.85 % and use it for your international purchases and when shopping abroad
- Get cash anytime and pay it in up to 36 months in installment when you convert your credit limit to cash
- Avail of cash advance and withdraw up to 30 % of your available credit limit
- Enjoy real 0% installment, Buy Now Pay Later, and additional installment limit with our Bonus Madness Limit
- Convert your straight purchases to installment with BPI very low add-on rates
- Enjoy a wide array of year-round special deals
Eligibility
Required Documents
- Regular Employee: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Signed Certificate of Employment
- Self-Employed: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Audited Financial Statements: With BIR/bank stamp
- Regular Employee: Latest 2 months payslips or ITR with bank/BIR stamp or for 1-year primary credit cardholders, a copy of your credit card statement from another bank
- Self-Employed: Latest ITR with BIR/bank stamp
Fees
Interest
Limits
Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Receiving Methods
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The BPI Edge Card offers unique benefits and flexibility to individuals who lead adventurous lives. Get points for each swipe, find unique ways to pay, and take advantage of offers tailored to your preferences. This card helps you stay on top of trends in dining, shopping, and entertainment.
The BPI Edge credit card is inexpensive and full of perks, with an annual cost of ₱1,320 and no issuance fee. With a ₱180,000 minimum income criteria, it's accessible and a great choice for young professionals or first-time cardholders.
The BPI Edge Mastercard's emphasis on ease and rewards is what really makes it unique. Whether you're managing regular purchases or venturing into new adventures, it's made to enhance your everyday life.
Why put off improving your way of life? To start saving money and earning exclusive benefits, apply for the BPI Edge Card now.
Cebu Pacific Gold Credit Card
- Earn 1 Go reward point for every ₱200 spend
- Earn 1 Go reward point for every ₱100 spend at Cebu Pacific
- Exclusive access to Cebu Pacific seat sales
- Get lost in the insane amount of discounts, perks and freebies in restaurants, shopping, leisure and service outlets nationwide
- Have your outstanding credit card balance covered up to ₱2.5 Million
- Ideal for the Insta-Traveller
BPI Gold Rewards Card
Security Bank Gold Mastercard
Frequently asked questions
The BPI Edge Mastercard earns 1 rewards point for every ₱50 spent on all purchases, with no cap on points.
Points can be redeemed for shopping vouchers, merchandise, or travel perks through BPI’s Rewards Program.
Keep track of your points via the BPI Online platform or BPI Mobile App.
Note: Points have an expiration date, so redeem them within the validity period.
The key fees include:
Annual fee: ₱1,550 (waived for the first year). Supplementary cards cost ₱775 annually.
Late payment fee: ₱850 or the unpaid minimum amount due, whichever is lower.
Cash advance fee: ₱200 or 2% of the withdrawn amount, whichever is higher.
Foreign transaction fee: 2% of the converted transaction amount.
Its lower annual fee makes it budget-friendly for daily use.
This card offers several useful features:
Flexible Installments: Convert large purchases into easy monthly payments at low interest rates.
Global Acceptance: Widely accepted at millions of merchants and ATMs worldwide.
Enhanced Security: Equipped with EMV chip technology for fraud protection.
Exclusive Deals: Access to discounts and promotions with partner merchants.
Its practicality makes it ideal for everyday spending and online purchases.
The credit limit for the BPI Edge Mastercard is determined based on an individual's financial profile, including factors such as income, credit history, and overall creditworthiness.
To apply for a BPI Edge credit card, you must present a valid BPI primary ID, such as a government-issued identification card, to verify your identity.
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