UnionBank / Mastercard

Apply for UnionBank Rewards Platinum Mastercard

Discover the UnionBank Rewards Platinum Mastercard and start earning valuable rewards on every purchase. Apply today to unlock a world of convenience and benefits beyond your expectations!
Withdrawal Limit
₱50,000 daily
Min. Annual Income
180000
Anual fee
2500

UnionBank Rewards Platinum Mastercard Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
  • 3x points when you shop and dine, both here and abroad
  • 1 point for every ₱30 spend anywhere including online shopping and food delivery
  • Use your points to redeem cash credits, merchandise, gadgets and more
Traveling
Traveling
shopping cat
Shopping
gas station icon
Petrol
Bills/Payments
Bills/Payments
  • Convert transactions to fixed monthly installments
  • PayBill: Auto-charge feature for utility bills
  • Up to 53 days of 0% interest credit
Other
Other
  • Enjoy discounts, perks and freebies nationwide
  • Advanced features to safeguard your transactions

Eligibility

Minimum Age
21
Maximum Age
70
Min. Annual Income
180000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
One photo-bearing, government-issued ID with identification number or date of birth TIN and SSS/GSIS/UMID Number
Proof of Income
Pay Slip, BIR Form 2316, Original Certificate of Employment, Latest ITR (1700 or 1701) with BIR or Bank Stamp
Additional Requirements
  • You have a postpaid line or postpaid mobile phone
  • You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
  • Your credit card account with other banks (if any) is current and in good credit standing

Fees

Annual Fee
2500
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
₱400 or 4% of total outstanding balance

Interest

Interest Rate
3%
Interest Free Period
53
Days

Limits

Min Credit Limt
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Max Credit Limt
---
Withdrawal limit
₱50,000 daily
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the UnionBank Rewards Platinum Mastercard?

Turn everyday spending into extraordinary rewards with the UnionBank Rewards Platinum Mastercard. This card is designed for those who appreciate the power of maximizing their purchases—every swipe brings you closer to the rewards you deserve. From groceries to gadgets, your spending goes further with this card.

What makes it exceptional? With a low annual fee of just PHP 2,500 and no issuance fee, the UnionBank Rewards Platinum Mastercard ensures that earning rewards is both affordable and convenient. Its accessible income requirement of PHP 180,000 annually makes it a perfect choice for those who want premium benefits without premium costs.

This card is perfect for individuals aged 21 to 70 who want to make every transaction count. Whether it’s a weekend splurge or a daily necessity, your spending unlocks exclusive perks while ensuring you have access to your funds whenever needed with its high withdrawal limit.

Take control of your finances and enjoy a lifestyle enriched by rewards. Apply now for the UnionBank Rewards Platinum Mastercard and start making every peso work harder for you.

UnionBank Rewards Platinum Mastercard Alternatives

Security Bank Platinum Mastercard

Security Bank Platinum Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
780000
Anual fee
4000
  • Waived annual fee for the first year
  • Earn 2 never-expiring point for every ₱20 spent
  • Access over 1,300 lounges across 500+ airports worldwide
  • Free travel insurance when booking airline tickets
  • Discounts at favorite shops and restaurants
  • Receive up to $200 coverage when you shop online
  • Ideal for frequent travelers and international shoppers
BPI Amore Platinum Cashback Card

BPI Amore Platinum Cashback Card

Visa
Withdrawal Limit
Refer to your BPI
Min. Annual Income
1000000
Anual fee
5000
  • Get 4% cash back on dining and online delivery spend
  • Get 1% cash back on supermarkets and department store spend
  • Earn up to 0.3% cash back on other international and local retail spend
  • Enjoy exclusive perks and deals at any Ayala Malls nationwide
  • One of the lowest forex conversion rates at 1.85%
  • Ideal for people who enjoy shopping while saving
UnionBank Rewards Visa Platinum

UnionBank Rewards Visa Platinum

Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
180000
Anual fee
2500
  • Earn 3x Non-Expiring Reward Points when you shop and dine, both here and abroad
  • Earn 1 Non-Expiring Reward Point for every ₱30 spent
  • Redeem for Cash Credits, Merchandise, Gadgets, Points Transfers and More
  • Ideal for individuals who enjoy earning rewards effortlessly

Frequently asked questions

What exclusive benefits does the UnionBank Rewards Platinum Mastercard offer for premium rewards seekers?
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This card provides faster rewards accumulation with higher earning rates for luxury spending, travel, and dining.

What types of rewards can be accessed with this card?
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Cardholders can redeem points for premium travel experiences, luxury items, high-value vouchers, and exclusive lifestyle services.

Are there special privileges for international spending with the Platinum Mastercard?
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Yes, the card offers enhanced rewards for overseas transactions, along with zero foreign transaction fees for seamless travel.

Does the card provide access to VIP services?
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Cardholders enjoy perks like access to airport lounges, dedicated concierge services, and exclusive offers at luxury brands.

How does the UnionBank Rewards Platinum Mastercard ensure a secure and seamless experience?
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The card features advanced security technology, real-time alerts, and global customer support for any transaction-related issues.