UnionBank / Visa

Apply for UnionBank Miles+ Visa Signature Credit Card

Embark on a lifetime of adventures with the UnionBank Miles+ Visa Signature Credit Card, where your miles never expire. Experience VIP lounge access, travel insurance, and more. Apply now and start your journey towards unforgettable experiences!
Withdrawal Limit
₱50,000 daily
Min. Annual Income
360000
Anual fee
5000

UnionBank Miles+ Visa Signature Credit Card Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
  • 1 never-expiring mile for every ₱30 spend
  • Convert your miles to redeem airline miles for your future travels or redeem cash credits
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
Traveling
Traveling
  • Free DragonPass Membership with two complimentary visits per membership year
  • Up to ₱1 Million in insurance coverage when you charge your tickets to your credit card
shopping cat
Shopping
gas station icon
Petrol
Bills/Payments
Bills/Payments
  • Convert transactions to fixed monthly installments
  • PayBill: auto-charge feature for utility bills
  • Up to 53 days of 0% interest credit
Other
Other
  • Enjoy discounts, perks and freebies nationwide
  • Purchases charged to your card are protected from accidental loss within 30 days from date of purchase

Eligibility

Minimum Age
21
Maximum Age
70
Min. Annual Income
360000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
One photo-bearing, government-issued ID with identification number or date of birth
Proof of Income
Pay Slip, BIR Form 2316, Original Certificate of Employment, Latest ITR (1700 or 1701) with BIR or Bank Stamp
Additional Requirements
  • You have a postpaid line or postpaid mobile phone
  • You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
  • Your credit card account with other banks (if any) is current and in good credit standing

Fees

Annual Fee
5000
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
₱400 or 4% of total outstanding balance

Interest

Interest Rate
3%
Interest Free Period
53
Days

Limits

Min Credit Limt
---
Max Credit Limt
---
Withdrawal limit
₱50,000 daily
---

Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

---

Receiving Methods

---
This company/product has no reviews yet.
Want to add your review?
Click the "Share your feedback" button below.
Art of Girl holding Finmart logo with various emojis in background

Tell us what you really think about UnionBank Miles+ Visa Signature Credit Card

Your feedback is valuable! By sharing your thoughts, you'll not only help us improve but also assist others in making informed decisions.
It will take just a few minutes of your time.

Why should i get the UnionBank Miles+ Visa Signature Credit Card?

Unleash the traveler in you with the UnionBank Miles+ Visa Signature Credit Card—where your miles never expire. This card is your gateway to exclusive travel perks, including VIP lounge access, complimentary travel insurance, and unparalleled earning potential on your purchases. Whether you're jet-setting abroad or exploring locally, this card makes every journey memorable.

What sets it apart? A competitive annual fee of PHP 5,000 delivers exceptional value for frequent travelers, paired with a low issuance fee of PHP 0. With a minimum income requirement of PHP 360,000 annually, it’s an accessible choice for many, offering premium rewards without stretching your budget.

Designed for adventurers aged 21 to 70, the UnionBank Miles+ Visa Signature Credit Card is your perfect travel companion. Earn miles faster, redeem them conveniently, and enjoy financial flexibility wherever your wanderlust takes you.

Ready to elevate your travel experience? Apply now to enjoy benefits tailored to a lifestyle of exploration, indulgence, and seamless convenience. Your next adventure begins here.

UnionBank Miles+ Visa Signature Credit Card Alternatives

EastWest Visa Gold

EastWest Visa Gold

Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
480000
Anual fee
2500
  • Earn 1 reward point for every ₱100 spent
  • Travel with confidence thanks to complimentary Travel Accident and Inconvenience Insurance
  • Use your EastWest Visa Gold globally, including in the Philippines
  • Benefit from a variety of exclusive privileges for shopping, dining, and traveling
  • Ideal for those who prioritize luxury and rewards
Metrobank Rewards Plus Card

Metrobank Rewards Plus Card

Visa
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
180000
Anual fee
2500
  • Double rewards points on ALL online, gadget, and telco spend
  • Earn 1 never-expiring point for every ₱20 spend
  • Ideal for online shoppers and tech enthusiasts
BPI Platinum Rewards Card

BPI Platinum Rewards Card

Mastercard
Withdrawal Limit
Refer to your BPI
Min. Annual Income
1000000
Anual fee
4000
  • Earn 2 BPI points for every ₱30 local spend
  • Earn 2 BPI points for every ₱20 foreign currency spend online and abroad
  • Convert straight payments on airfares to installment with 0% interest
  • Get up to ₱10 million free travel insurance
  • Get up to 180 days of purchase protection insurance
  • Enjoy complimentary airport lounge passes in 1,300+ lounges worldwide
  • Ideal for frequent travelers looking for premium benefits

Frequently asked questions

How does the UnionBank Miles+ Visa Signature Credit Card help maximize travel rewards?
cross


The card offers 1.5x rewards points for travel and dining expenses, which can be converted to air miles or redeemed for travel perks.

Are there exclusive airport privileges with this card?
cross


Yes, cardholders enjoy complimentary access to select airport lounges worldwide, along with priority check-in and boarding for partner airlines.

What air mile conversion options are available for cardholders?
cross


Points can be converted to miles with various airline partners, including frequent flyer programs of major global airlines.

Does this card offer perks for international transactions?
cross


Yes, it features zero foreign transaction fees and special rewards for overseas spending, making it ideal for international travelers.

What travel insurance coverage is included with the card?
cross


Complimentary travel insurance covers trip delays, lost baggage, and accidents for trips booked using the card.