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Apply for UnionBank Miles+ Visa Signature Credit Card

Embark on a lifetime of adventures with the UnionBank Miles+ Visa Signature Credit Card, where your miles never expire. Experience VIP lounge access, travel insurance, and more. Apply now and start your journey towards unforgettable experiences!

Withdrawal Limit
₱50,000 daily
Min. Annual Income
360000
Anual fee
5000

UnionBank Miles+ Visa Signature Credit Card Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
  • 1 never-expiring mile for every ₱30 spend
  • Convert your miles to redeem airline miles for your future travels or redeem cash credits
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
Traveling
Traveling
  • Free DragonPass Membership with two complimentary visits per membership year
  • Up to ₱1 Million in insurance coverage when you charge your tickets to your credit card
shopping cat
Shopping
gas station icon
Petrol
Bills/Payments
Bills/Payments
  • Convert transactions to fixed monthly installments
  • PayBill: auto-charge feature for utility bills
  • Up to 53 days of 0% interest credit
Other
Other
  • Enjoy discounts, perks and freebies nationwide
  • Purchases charged to your card are protected from accidental loss within 30 days from date of purchase

Eligibility

Minimum Age
21
Maximum Age
70
Min. Annual Income
360000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
One photo-bearing, government-issued ID with identification number or date of birth
Proof of Income
Pay Slip, BIR Form 2316, Original Certificate of Employment, Latest ITR (1700 or 1701) with BIR or Bank Stamp
Additional Requirements
  • You have a postpaid line or postpaid mobile phone
  • You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
  • Your credit card account with other banks (if any) is current and in good credit standing

Fees

Annual Fee
5000
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
₱400 or 4% of total outstanding balance

Interest

Interest Rate
3%
Interest Free Period
53
Days

Limits

Min Credit Limt
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Max Credit Limt
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Withdrawal limit
₱50,000 daily
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the UnionBank Miles+ Visa Signature Credit Card?

Unleash the traveler in you with the UnionBank Miles+ Visa Signature Credit Card—where your miles never expire. This card is your gateway to exclusive travel perks, including UnionBank Miles+ Visa Signature lounge access, complimentary travel insurance, and unparalleled earning potential on your purchases. Whether you're jet-setting abroad or exploring locally, this card makes every journey memorable.

What sets it apart? A competitive UnionBank Miles+ Visa Signature annual fee of PHP 5,000 delivers exceptional value for frequent travelers, paired with a low issuance fee of PHP 0. With a minimum UnionBank Miles+ Visa Signature income requirement of PHP 360,000 annually, it’s an accessible choice for many, offering premium rewards without stretching your budget.

Designed for adventurers aged 21 to 70, the UnionBank Miles+ Visa Signature Credit Card is your perfect travel companion. Earn miles faster, redeem them conveniently, and enjoy financial flexibility wherever your wanderlust takes you.

Here’s how to perform a UnionBank miles conversion with your Miles+ Visa Signature Card:

  1. Visit the UnionBank Online portal or app.
  2. Go to the Rewards or Miles Redemption section.
  3. Select your preference from the various UnionBank Miles+ Visa Signature airline partners and enter the number of points you want to convert.
  4. Follow the instructions to complete the transaction.

Make sure you have an account with your chosen airline loyalty program.

Ready to elevate your travel experience? Apply now to enjoy benefits tailored to a lifestyle of exploration, indulgence, and seamless convenience. Your next adventure begins here.

UnionBank Miles+ Visa Signature Credit Card Alternatives

UnionBank Rewards Visa Platinum

UnionBank Rewards Visa Platinum

Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
180000
Anual fee
2500
  • Earn 3x Non-Expiring Reward Points when you shop and dine, both here and abroad
  • Earn 1 Non-Expiring Reward Point for every ₱30 spent
  • Redeem for Cash Credits, Merchandise, Gadgets, Points Transfers and More
  • Ideal for individuals who enjoy earning rewards effortlessly
BPI Amore Cashback Card

BPI Amore Cashback Card

Visa
Withdrawal Limit
Refer to your BPI
Min. Annual Income
180000
Anual fee
2050
  • Get up to 4% cash back on supermarkets and department store spend
  • Get up to 1% cash back on drugstore and bills payment spend
  • Earn up to 0.3% cash back on all other local retail spend
  • Enjoy unlimited access exclusive customer and family lounges in Ayala Malls
  • One of the lowest forex conversion rates at 1.85%
  • Ideal for cardholders who love saving while shopping
UnionBank Lazada Credit Card

UnionBank Lazada Credit Card

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
360000
Anual fee
3000
  • Earn 6x Lazada Credits for every ₱200 spent on Lazada
  • Get 1 Lazada Credit per ₱200 spent elsewhere
  • FREE ₱5,000 Lazada Credits for new cardholders
  • Enjoy exclusive discounts and free shipping vouchers
  • Waived first-year annual fee
  • Ideal for frequent online shoppers

Frequently asked questions

How does the UnionBank Miles+ Visa Signature Credit Card help maximize travel rewards?
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The card offers 1.5x rewards points for travel and dining expenses, which can be converted to air miles or redeemed for travel perks.

Are there exclusive airport privileges with this card?
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Yes, cardholders enjoy complimentary access to select airport lounges worldwide, along with priority check-in and boarding for partner airlines.

What air mile conversion options are available for cardholders?
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Points can be converted to miles with various airline partners, including frequent flyer programs of major global airlines.

Does this card offer perks for international transactions?
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Yes, it features zero foreign transaction fees and special rewards for overseas spending, making it ideal for international travelers.

What travel insurance coverage is included with the card?
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Complimentary travel insurance covers trip delays, lost baggage, and accidents for trips booked using the card.