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- Exclusive welcome gift for New-to-Metrobank credit cardholders until January 31, 2024:
- Option 1: Rewards Points for a min. spend within 90 days from card approval - ₱6,000 cash rebates if you are carded with other banks - ₱3,000 cash rebates if you have no existing card from other banks
- Option 2: No annual fees with a min. annual spend of ₱200,000
- 5% Rebate on groceries, telecom, school and bookstore spend
- 0.2% rebate on all other purchases
- Save up to ₱12,000 per year
Eligibility
Required Documents
- Regular Employee: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip
- Existing Credit Cardholders with Other Bank: Latest Billing Statement with at least 9 months as a principal cardholder
- Active mobile number
- Must be a principal cardholder with another bank for at least 9 months with a credit limit of at least ₱25,000
- At least 6 months employed as a regular employee
Fees
Interest
Limits
Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Receiving Methods
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Your best friend when it comes to frugal spending is the Metrobank Cashback Card. With special cashback incentives of up to ₱12,000 annually, it's made to help you save money because you spend it. This card enables you to earn while prudently managing your expenditures, whether it is for grocery, restaurants, or daily necessities.
This card, which has a reasonable annual charge of ₱3,500 and no issuance fee, is both accessible and reasonably priced. It is an excellent option for young professionals, new cardholders, or anyone wishing to stretch their money farther because it has a minimum annual income criterion of ₱180,000.
The Metrobank Cashback Card is special because it combines useful benefits with adaptable features. This card guarantees ease and flexibility for a diverse group of users with high withdrawal limits and eligibility beginning at age 18.
Why not start saving more wisely now? Get the Metrobank Cashback Card now to take advantage of outstanding benefits, savings, and lifestyle-appropriate financial freedom.
Metrobank Platinum Mastercard
- Exclusive welcome gift for New-to-Metrobank credit cardholders
- Earn rewards points effortlessly: 1 point for every ₱20 spent
- Enjoy exclusive discounts of up to 50% on premium dining
- Get peace of mind with eCommerce purchase protection
- No annual fee for your first supplementary card
- Ideal for those seeking effortless rewards on their everyday purchases
RCBC Gold Mastercard
Cebu Pacific Gold Credit Card
- Earn 1 Go reward point for every ₱200 spend
- Earn 1 Go reward point for every ₱100 spend at Cebu Pacific
- Exclusive access to Cebu Pacific seat sales
- Get lost in the insane amount of discounts, perks and freebies in restaurants, shopping, leisure and service outlets nationwide
- Have your outstanding credit card balance covered up to ₱2.5 Million
- Ideal for the Insta-Traveller
Frequently asked questions
The Metrobank Cashback Card is designed for individuals who want to earn cashback on everyday purchases while enjoying a straightforward and affordable rewards program.
Key Features:
Cashback Rewards: Earn 5% cashback on groceries, 2% cashback on dining, and 1% cashback on all other purchases.
Monthly Cashback Limit: You can earn up to ₱1,000 in cashback per month on eligible purchases.
Zero Annual Fee for the First Year: The first year’s annual fee is waived, making it an affordable option for new users.
Global Acceptance: Use the card worldwide wherever Mastercard is accepted, including millions of merchants and ATMs.
This card is ideal for individuals who want to maximize cashback rewards on everyday spending, especially for groceries and dining.
Earning cashback with the Metrobank Cashback Card is easy and straightforward:
Cashback Earning Rate:
5% cashback on grocery purchases (up to ₱1,000/month).
2% cashback on dining (up to ₱1,000/month).
1% cashback on all other purchases.
Monthly Cashback Limit:
The maximum cashback you can earn is ₱1,000 per month for all purchases.
Cashback Redemption:
Cashback is credited to your account as statement credit, reducing your outstanding balance.
There is no need to accumulate points, making the redemption process automatic and hassle-free.
Note: Cashback is credited in the next billing cycle, making it easy to track your rewards.
To apply for the Metrobank Cashback Card, applicants must meet the following criteria:
Age: At least 21 years old.
Income: A minimum annual income of ₱180,000.
Residency: Filipino citizen or resident foreigner with a valid Philippine address.
Documents Required:
Valid government-issued ID (e.g., passport, driver’s license).
Proof of income (e.g., payslips, ITR, Certificate of Employment).
Proof of address (e.g., utility bills, bank statements).
This card is ideal for individuals looking for an accessible cashback rewards program with a low minimum income requirement.
The Metrobank Cashback Card has the following fees:
Annual Fee: ₱2,000 (waived for the first year).
Supplementary Card Fee: ₱1,000 per card annually.
Late Payment Fee: ₱750 or the unpaid minimum amount due, whichever is lower.
Cash Advance Fee: ₱300 or 3% of the amount withdrawn, whichever is higher.
Foreign Transaction Fee: 2.5% of the converted transaction amount.
The card’s low annual fee and first-year waiver make it a cost-effective choice for those looking to enjoy cashback rewards.
In addition to cashback rewards, the Metrobank Cashback Card offers a range of benefits designed to improve your lifestyle:
Purchase Protection: Coverage for purchases made with the card, protecting against theft, damage, or loss.
Travel Insurance: Comprehensive travel accident insurance when you use the card to pay for travel-related expenses.
Exclusive Offers: Enjoy special discounts and promotions from Metrobank’s retail and dining partners.
Flexible Installment Plans: Convert large purchases into affordable monthly installments with low interest rates.
Global Emergency Assistance: 24/7 global assistance for lost cards, emergency cash, and more
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