RCBC / Visa

Apply for RCBC Flex Gold Visa

Get your RCBC Flex Gold Visa now and enjoy the flexibility of earning points faster and the flexibility to redeem what you want! Plus, have the financial muscle to manage your budget better.
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Anual fee
3000

RCBC Flex Gold Visa Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
  • Want free flights? Just enroll in the AIRMILES Program. The choice is yours!
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
  • Get 2x Rewards in three preferred categories! Choose from GROCERY, GAS, TRAVEL, DEPARTMENT STORE, or HOUSEHOLD APPLIANCES. Switch preferred categories once every billing cycle. Plus, earn Rewards Points for all your other spending anywhere!
  • Exchange them for shopping vouchers, redeem them as cash rebates, use them as cash credit to your deposit account, or as donations to charitable institutions
Traveling
Traveling
  • Free Travel Insurance (Travel Plus Lite) & Purchase Protection when you charge all your international travel-related needs to your card
  • Access to PAGSS Lounge in Terminals 1 & 3
shopping cat
Shopping
gas station icon
Petrol
Bills/Payments
Bills/Payments
  • Free budget monitoring tools that give you financial control and empowerment
Other
Other

Eligibility

Minimum Age
21
Maximum Age
65
Min. Annual Income
600000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
  • A copy of one valid ID with photo and signature (i.e. UMID, Passport, Driver's License)
Proof of Income
  • For Employed: Latest ITR and/or W2 with BIR/Bank Stamp, latest payslip with monthly salary, original CEO (<6 months) with annual income details signed by authorized HR Group signatory, latest bank statement showing salary credit
  • For Self-Employed/ Proprietor/ Businessman: Latest AFS with BIR/Bank Stamp, latest ITR and/or W2 with BIR/Bank Stamp, latest bank statement showing cash credits/sales receipts
Additional Requirements

Fees

Annual Fee
3000
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
₱500 or 3% of adjusted total amount due

Interest

Interest Rate
3%
Interest Free Period
0
Days

Limits

Min Credit Limt
---
Max Credit Limt
---
Withdrawal limit
₱50,000 daily
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the RCBC Flex Gold Visa?

RCBC Flex Gold Visa

What benefits does this cost-effective credit card offer? In two words: Get your RCBC Flex Gold Visa now and enjoy the flexibility of earning points faster and the flexibility to redeem what you want! Plus, have the financial muscle to manage your budget better..

If you're considering getting a new credit card in the Philippines, the RCBC Flex Gold Visa is an excellent choice. This card offers a high withdrawal limit, ensuring you have access to your funds whenever you need them. It is designed to be accessible with a minimum annual income requirement of just 600000, making it an ideal option for a wide range of Filipinos. The RCBC Flex Gold Visa comes with a competitive annual fee of 3000, providing great value for the benefits it offers.

Additionally, the card features a low issuance fee of only 0, making it hassle-free and cost-effective to obtain. The RCBC Flex Gold Visa also caters to a wide age range, with a minimum age requirement of 21 and a maximum age limit of 65.

In summary, the RCBC Flex Gold Visa offers a host of benefits tailored to meet the needs of cardholders in the Philippines, including high withdrawal limits, affordable fees, and flexible age requirements. Enhance your financial flexibility and convenience with the RCBC Flex Gold Visa.

The RCBC Flex Gold Visa is the ideal card for frugal consumers since it combines flexibility and power. Get rewards more quickly in a few areas and have the flexibility to use the ones that work best for you. You are in charge of your financial destiny with this card.

The RCBC Flex Gold Visa blends affordability and usefulness, making it the perfect choice for anyone with a minimum yearly income of ₱600,000. The ₱3,000 annual fee guarantees that you will receive premium advantages without going over budget.

This card is unique since it emphasizes empowerment and personalization. This card easily fits your lifestyle, whether it's financial management or point maximization. Starting is also simple because there is no issuance cost and everyone between the ages of 21 and 65 is eligible.

Discover the RCBC Flex Gold Visa's possibilities right now. To experience a card that works as hard as you do, apply right away.

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Withdrawal Limit
Refer to your BPI
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Anual fee
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