RCBC / Visa

Apply for RCBC Flex Gold Visa

Get your RCBC Flex Gold Visa now and enjoy the flexibility of earning points faster and the flexibility to redeem what you want! Plus, have the financial muscle to manage your budget better.
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Anual fee
3000

RCBC Flex Gold Visa Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
  • Want free flights? Just enroll in the AIRMILES Program. The choice is yours!
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
  • Get 2x Rewards in three preferred categories! Choose from GROCERY, GAS, TRAVEL, DEPARTMENT STORE, or HOUSEHOLD APPLIANCES. Switch preferred categories once every billing cycle. Plus, earn Rewards Points for all your other spending anywhere!
  • Exchange them for shopping vouchers, redeem them as cash rebates, use them as cash credit to your deposit account, or as donations to charitable institutions
Traveling
Traveling
  • Free Travel Insurance (Travel Plus Lite) & Purchase Protection when you charge all your international travel-related needs to your card
  • Access to PAGSS Lounge in Terminals 1 & 3
shopping cat
Shopping
gas station icon
Petrol
Bills/Payments
Bills/Payments
  • Free budget monitoring tools that give you financial control and empowerment
Other
Other

Eligibility

Minimum Age
21
Maximum Age
65
Min. Annual Income
600000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
  • A copy of one valid ID with photo and signature (i.e. UMID, Passport, Driver's License)
Proof of Income
  • For Employed: Latest ITR and/or W2 with BIR/Bank Stamp, latest payslip with monthly salary, original CEO (<6 months) with annual income details signed by authorized HR Group signatory, latest bank statement showing salary credit
  • For Self-Employed/ Proprietor/ Businessman: Latest AFS with BIR/Bank Stamp, latest ITR and/or W2 with BIR/Bank Stamp, latest bank statement showing cash credits/sales receipts
Additional Requirements

Fees

Annual Fee
3000
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
₱500 or 3% of adjusted total amount due

Interest

Interest Rate
3%
Interest Free Period
0
Days

Limits

Min Credit Limt
---
Max Credit Limt
---
Withdrawal limit
₱50,000 daily
---

Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

---

Receiving Methods

---
This company/product has no reviews yet.
Want to add your review?
Click the "Share your feedback" button below.
Art of Girl holding Finmart logo with various emojis in background

Tell us what you really think about RCBC Flex Gold Visa

Your feedback is valuable! By sharing your thoughts, you'll not only help us improve but also assist others in making informed decisions.
It will take just a few minutes of your time.

Why should i get the RCBC Flex Gold Visa?

The RCBC Flex Gold Visa is the ideal card for frugal consumers since it combines flexibility and power. Get rewards more quickly in a few areas and have the flexibility to use the ones that work best for you. You are in charge of your financial destiny with this card.

The RCBC Flex Gold Visa blends affordability and usefulness, making it the perfect choice for anyone with a minimum yearly income of ₱600,000. The ₱3,000 annual fee guarantees that you will receive premium advantages without going over budget.

This card is unique since it emphasizes empowerment and personalization. This card easily fits your lifestyle, whether it's financial management or point maximization. Starting is also simple because there is no issuance cost and everyone between the ages of 21 and 65 is eligible.

Discover the RCBC Flex Gold Visa's possibilities right now. To experience a card that works as hard as you do, apply right away.

RCBC Flex Gold Visa Alternatives

EastWest Platinum Mastercard

EastWest Platinum Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
1800000
Anual fee
0
  • Enjoy lifetime free membership for both principal and supplementary cards
  • Receive a complimentary EastWest Platinum Virtual Card for secure online shopping
  • Travel without worries with free Travel Accident & Inconvenience Insurance
  • Access VIP airport lounges worldwide with your free Priority Pass membership
  • Perfect for those who love to travel and value luxury
Metrobank Rewards Plus Card

Metrobank Rewards Plus Card

Visa
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
180000
Anual fee
2500
  • Double rewards points on ALL online, gadget, and telco spend
  • Earn 1 never-expiring point for every ₱20 spend
  • Ideal for online shoppers and tech enthusiasts
BPI Signature Card

BPI Signature Card

Visa
Withdrawal Limit
Refer to your BPI
Min. Annual Income
1200000
Anual fee
5500
  • Earn 2 BPI points for every ₱20 spend
  • Get up to ₱20 million free travel accident and inconvenience benefit
  • Enjoy complimentary access for you and one guest at PAGSS international lounges in NAIA 1 and NAIA 3
  • Get exclusive 50% off deals on dining, hotels, resorts, fitness studios, and wellness centers, all year round
  • Ideal for frequent travelers

Frequently asked questions

What are the annual fees for the RCBC Flex Gold Visa?
cross


The annual fee for the RCBC Flex Gold Visa is ₱3,000, reflecting its higher spending limit and enhanced benefits.

What are the rewards of the RCBC Flex Gold Visa card and how do I earn them?
cross


Earn RCBC Rewards Points for every peso spent on eligible purchases. Enjoy bonus points on select categories like dining, groceries, and online shopping.

What are the income requirements for the RCBC Flex Gold Visa?
cross


The minimum income requirements for the RCBC Flex Gold Visa is ₱600,000, reflecting the card's premium status.

What travel benefits does the RCBC Flex Gold Visa offer?
cross


Expect enhanced travel benefits compared to the Classic Mastercard, such as travel insurance, airport lounge access, and potentially exclusive travel deals.

What are the credit limit options for the RCBC Flex Gold Visa?
cross


The RCBC Flex Gold Visa typically offers higher credit limits compared to the Classic Mastercard, allowing for greater spending flexibility.