RCBC / Mastercard

Apply for RCBC Gold Mastercard

The card for those moving up the ladder of success. Apply now to enjoy financial control and exceptional benefits!
RCBC Gold Mastercard
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Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Anual fee
3000

RCBC Gold Mastercard Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
  • Earn flexible, non-expiring Rewards Points from all your purchases which you can exchange for AIRMILES, Cash Rebates, Shopping Vouchers, Cash Credit to your RCBC Credit Card, Deposit to your RCBC deposit account, or Donation
Traveling
Traveling
  • Free Travel Insurance (Travel Plus Lite) & Purchase Protection when you charge all your international travel-related needs to your card
  • Access to PAGSS Lounge in Terminals 1 & 3
shopping cat
Shopping
gas station icon
Petrol
Bills/Payments
Bills/Payments
  • Free budget monitoring tools that give you financial control and empowerment
  • Convenient and rewarding utility bills payment
Other
Other

Eligibility

Minimum Age
21
Maximum Age
65
Min. Annual Income
600000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
  • A copy of one valid ID with photo and signature (i.e. UMID, Passport, Driver's License)
Proof of Income
  • For Employed: Latest ITR and/or W2 with BIR/Bank Stamp, latest payslip with monthly salary, original CEO (<6 months) with annual income details signed by authorized HR Group signatory, latest bank statement showing salary credit
  • For Self-Employed/ Proprietor/ Businessman: Latest AFS with BIR/Bank Stamp, latest ITR and/or W2 with BIR/Bank Stamp, latest bank statement showing cash credits/sales receipts
Additional Requirements

Fees

Annual Fee
3000
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
₱500 or 3% of adjusted total amount due

Interest

Interest Rate
3%
Interest Free Period
0
Days

Limits

Min Credit Limt
---
Max Credit Limt
---
Withdrawal limit
₱50,000 daily
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the RCBC Gold Mastercard?

RCBC Gold Mastercard

What benefits does this cost-effective credit card offer? In two words: The card for those moving up the ladder of success. Apply now to enjoy financial control and exceptional benefits!.

If you're considering getting a new credit card in the Philippines, the RCBC Gold Mastercard is an excellent choice. This card offers a high withdrawal limit, ensuring you have access to your funds whenever you need them. It is designed to be accessible with a minimum annual income requirement of just 600000, making it an ideal option for a wide range of Filipinos. The RCBC Gold Mastercard comes with a competitive annual fee of 3000, providing great value for the benefits it offers.

Additionally, the card features a low issuance fee of only 0, making it hassle-free and cost-effective to obtain. The RCBC Gold Mastercard also caters to a wide age range, with a minimum age requirement of 21 and a maximum age limit of 65.

In summary, the RCBC Gold Mastercard offers a host of benefits tailored to meet the needs of cardholders in the Philippines, including high withdrawal limits, affordable fees, and flexible age requirements. Enhance your financial flexibility and convenience with the RCBC Gold Mastercard.

RCBC Gold Mastercard Alternatives

PSBank Credit Mastercard

PSBank Credit Mastercard

Mastercard
Withdrawal Limit
Refer to your PSBank
Min. Annual Income
350000
Anual fee
0
Never pay annual fees with the PSBank Credit Mastercard Spread payments at 0% interest across various merchant partners Consolidate and manage debts with low-interest balance transfer options Instant cash access through ATMs worldwide for emergencies Perfect for those who value financial flexibility and savings on annual fees
UnionBank Platinum Visa Card

UnionBank Platinum Visa Card

Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Anual fee
3000
  • Access unlimited pre-departure lounges
  • FREE travel insurance
  • Dedicated Concierge service available 24/7
  • Enjoy discounts, perks and freebies nationwide
  • Ideal for leisure or business travelers
RCBC Classic Mastercard

RCBC Classic Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
180000
Anual fee
1500
  • Earn flexible non-expiring Rewards Points from all your purchases
  • Convert your points to air miles and other rewards
  • Free budget monitoring tools
  • Convert straight purchases made anywhere to installment
  • Free travel insurance and purchase protection
  • No Annual Fee For Life
  • Ideal for the young professionals enjoying financial independence
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