Your dream flight is sooner than you think with RCBC Visa Platinum - it's the ultimate VIP Travelers Card! Apply now and enjoy the PREFERRED lifestyle!
- Earn 1 PREFERRED AIRMILE for as low as ₱25 for overseas in-store or online spend
- Earn 1 PREFERRED AIRMILE for every ₱48 for local spend
- 1 PREFERRED AIRMILE = 1 point Asia Miles/Mabuhay Miles/airasia Rewards
- Complimentary Priority Pass™ membership
- Unlimited free access to the PAGSS Lounge in Terminal 1 & 3 for the Principal cardholder plus one travel companion
- Free Travel Insurance of up to ₱5,000,000 and Purchase Protection when you charge all your international travel-related needs to your card
- e-Commerce Purchase Protection of up to US$1,000 per claim per year for possible losses on online purchases which include non-delivery, wrong or incomplete delivery, or damaged purchases
- Experience the utmost convenience with a complimentary 24/7 digital personal assistant and lifestyle guide that can help you with seamless reservations for dining with exclusive offers and privileges, recommendations on staycations, local, and global activities, health and medical services, and other special services
Eligibility
Required Documents
- A copy of one valid ID with photo and signature (i.e. UMID, Passport, Driver's License)
- For Employed: Latest ITR and/or W2 with BIR/Bank Stamp, latest payslip with monthly salary, original CEO (<6 months) with annual income details signed by authorized HR Group signatory, latest bank statement showing salary credit
- For Self-Employed/ Proprietor/ Businessman: Latest AFS with BIR/Bank Stamp, latest ITR and/or W2 with BIR/Bank Stamp, latest bank statement showing cash credits/sales receipts
Fees
Interest
Limits
Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Receiving Methods
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The RCBC Visa Platinum: Why Choose It? It's easy: this is your entryway to a world-class vacation. Your ideal locations will be closer than ever thanks to the substantial benefits offered for each peso spent. Take advantage of special offers designed for discerning travelers like the RCBC Visa Platinum lounge access.
With its high withdrawal limits and no issuance fees, this card offers financial flexibility and is ideal for professionals earning ₱1,200,000 or more annually. With premium benefits at your fingertips, the RCBC Visa Platinum annual fee of ₱5,000 is a reasonable price to pay for a VIP lifestyle.
RCBC Platinum Visa is a lifestyle enhancement, not just a way to travel. Take advantage of priority services, savings at upscale stores, and increased security measures for peace of mind. The card turns regular purchases into remarkable experiences, offering everything from carefully chosen shopping benefits to special dining privileges.
How to get RCBC Visa Platinum? Simply follow these steps:
- Check eligibility first.
Check first that you satisfy RCBC's qualifying requirements. You must be either a Filipino resident or a foreigner with a current work permit in the Philippines, be at least 21 years old, and have a minimum yearly salary of ₱1,200,000.
- Get Ready for Needed Documents
Compile all required paperwork. For employed peopleThis usually consists of a government-issued ID, your most recent Income Tax Return (ITR), and your most current payslips or Certificate of Employment with Income (COEI). Self-employed people must send audited financial statements, their most recent ITR, and business registration paperwork. Should you be a foreign applicant, you will need a current Alien Certificate of Registration (ACR) or work permit.
- Send Your Application.
Once the necessary paperwork has been ready, apply either by visiting an RCBC branch or finishing the application form online using their official website. Attach the required paperwork so that the procedure runs without problems.
- Wait for Approval.
RCBC will review your application once it is turned in depending on your income, credit record, and financial capacity. Anticipate a call from the bank during this time for verification needs. Keeping up a solid credit score and consistent income will greatly increase your chances of approval.
- Get and activate your card.
Your RCBC Visa Platinum card should arrive seven to fourteen business days following clearance. Activate the card when you get it by phoning RCBC's helpline or utilizing their online tools to begin reaping its rewards.
Today, start along the path to convenience and luxury. You're staying ahead of the game with the RCBC Visa Platinum, not just keeping up.
UnionBank Platinum Visa Card
BPI Signature Card
- Earn 2 BPI points for every ₱20 spend
- Get up to ₱20 million free travel accident and inconvenience benefit
- Enjoy complimentary access for you and one guest at PAGSS international lounges in NAIA 1 and NAIA 3
- Get exclusive 50% off deals on dining, hotels, resorts, fitness studios, and wellness centers, all year round
- Ideal for frequent travelers
RCBC Visa Platinum
- Earn one Preferred Air Mile for as low as ₱25 per spend
- Convert your AIRMILES into mileage point at 1:1 rate
- Access to world-class airport lounge
- Up to ₱5 Million Travel Insurance Coverage and other travel benefits
- Up to 100% temporary increase in credit limit during travel period
- Ideal for frequent travelers
Frequently asked questions
The RCBC Visa Platinum card offers a range of premium features designed for those looking for an exclusive banking experience:
Higher Credit Limit: With a higher credit limit, you have greater purchasing power for larger expenses, making it perfect for travel, shopping, or emergencies.
Global Acceptance: The RCBC Visa Platinum is accepted worldwide, allowing you to make purchases wherever Visa is accepted, both online and offline.
Contactless Payments: Benefit from the ease and security of contactless payment technology, enabling faster transactions with a tap at supported terminals.
Exclusive Rewards Program: Earn points for every purchase made, which can be redeemed for exciting rewards like travel, dining, and shopping vouchers.
Travel Insurance: Enjoy free travel insurance benefits, including accident coverage and medical expenses, when you book your flight using the RCBC Visa Platinum.
Premium Concierge Service: Access exclusive concierge services that help you with travel bookings, dining reservations, and other personalized services.
To apply for the RCBC Visa Platinum card, you need to meet the following eligibility requirements:
Minimum Annual Income: Applicants should have an annual income of at least ₱1,000,000 to qualify for this premium card.
Age Requirement: You must be at least 21 years old but no older than 65 years old at the time of application.
Required Documents:
Valid government-issued ID (e.g., passport, driver's license)
Proof of income (e.g., latest ITR, payslips, bank statements)
Proof of billing address (e.g., utility bills, lease agreements)
Good Credit History: A positive credit score with no major delinquencies or defaults is required. RCBC will assess your financial standing during the application process.
The RCBC Visa Platinum card offers a range of exclusive benefits:
Rewards Points: Earn reward points for every purchase you make, which can be redeemed for a variety of perks such as flight tickets, shopping vouchers, and gift cards.
Travel Perks: Get complimentary travel insurance coverage when you use your card to book your flights and travel arrangements.
VIP Access and Concierge Services: Access premium concierge services that assist with travel planning, booking tickets, and securing reservations at exclusive restaurants and events.
Exclusive Discounts: Enjoy discounts and special offers at partner merchants across retail, dining, and travel.
Worldwide Acceptance: Use your card at millions of merchants globally, giving you flexibility whether you’re shopping locally or traveling abroad.
The RCBC Visa Platinum card has several fees and charges to be aware of:
Annual Membership Fee: The card comes with an annual fee, which may be waived or reduced based on your spending or other promotions offered by RCBC.
Late Payment Fees: If you fail to make the minimum payment on time, you will incur a late payment fee.
Interest Charges: Any outstanding balances will accrue interest based on the prevailing rate, so it’s advisable to pay off your balance in full each month.
Cash Advance Fees: Withdrawing cash using your RCBC Visa Platinum card from ATMs will incur a cash advance fee, along with daily interest charges.
Overlimit Fees: If your balance exceeds your credit limit, you’ll be charged an overlimit fee.
Managing your RCBC Visa Platinum card is made easy with various channels:
RCBC Online Banking: Access your card details, view statements, track spending, and make payments through RCBC's Online Banking portal.
RCBC Mobile App: The RCBC Mobile App allows you to monitor transactions, make payments, and redeem rewards all from the convenience of your mobile device.
Customer Support: For inquiries, assistance with lost or stolen cards, or other support, you can contact RCBC’s customer service hotline.
ATMs: You can use any RCBC or BancNet ATM to check your balance, withdraw cash, or make payments on your card.
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