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- Earn 1 PREFERRED AIRMILE for as low as ₱25 for overseas in-store or online spend
- Earn 1 PREFERRED AIRMILE for every ₱48 for local spend
- 1 PREFERRED AIRMILE = 1 point Asia Miles/Mabuhay Miles/airasia Rewards
- Complimentary Priority Pass™ membership
- Unlimited free access to the PAGSS Lounge in Terminal 1 & 3 for the Principal cardholder plus one travel companion
- Free Travel Insurance of up to ₱5,000,000 and Purchase Protection when you charge all your international travel-related needs to your card
- e-Commerce Purchase Protection of up to US$1,000 per claim per year for possible losses on online purchases which include non-delivery, wrong or incomplete delivery, or damaged purchases
- Experience the utmost convenience with a complimentary 24/7 digital personal assistant and lifestyle guide that can help you with seamless reservations for dining with exclusive offers and privileges, recommendations on staycations, local, and global activities, health and medical services, and other special services
Eligibility
Required Documents
- A copy of one valid ID with photo and signature (i.e. UMID, Passport, Driver's License)
- For Employed: Latest ITR and/or W2 with BIR/Bank Stamp, latest payslip with monthly salary, original CEO (<6 months) with annual income details signed by authorized HR Group signatory, latest bank statement showing salary credit
- For Self-Employed/ Proprietor/ Businessman: Latest AFS with BIR/Bank Stamp, latest ITR and/or W2 with BIR/Bank Stamp, latest bank statement showing cash credits/sales receipts
Fees
Interest
Limits
Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Receiving Methods
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The RCBC Visa Platinum: Why Choose It? It's easy: this is your entryway to a world-class vacation. Your ideal locations will be closer than ever thanks to the substantial benefits offered for each peso spent. Take advantage of special offers designed for discerning travelers and access to airport lounges.
With its high withdrawal limits and no issuance fees, this card offers financial flexibility and is ideal for professionals earning ₱1,200,000 or more annually. With premium benefits at your fingertips, the ₱5,000 annual fee is a reasonable price to pay for a VIP lifestyle.
RCBC Visa Platinum is a lifestyle enhancement, not just a way to travel. Take advantage of priority services, savings at upscale stores, and increased security measures for peace of mind. The card turns regular purchases into remarkable experiences, offering everything from carefully chosen shopping benefits to special dining privileges.
Today, start along the path to convenience and luxury. You're staying ahead of the game with the RCBC Visa Platinum, not just keeping up.
Security Bank Gold Mastercard
EastWest Visa Gold
- Earn 1 reward point for every ₱100 spent
- Travel with confidence thanks to complimentary Travel Accident and Inconvenience Insurance
- Use your EastWest Visa Gold globally, including in the Philippines
- Benefit from a variety of exclusive privileges for shopping, dining, and traveling
- Ideal for those who prioritize luxury and rewards
Metrobank Cashback Card
Frequently asked questions
The RCBC Visa Platinum card offers a range of premium features designed for those looking for an exclusive banking experience:
Higher Credit Limit: With a higher credit limit, you have greater purchasing power for larger expenses, making it perfect for travel, shopping, or emergencies.
Global Acceptance: The RCBC Visa Platinum is accepted worldwide, allowing you to make purchases wherever Visa is accepted, both online and offline.
Contactless Payments: Benefit from the ease and security of contactless payment technology, enabling faster transactions with a tap at supported terminals.
Exclusive Rewards Program: Earn points for every purchase made, which can be redeemed for exciting rewards like travel, dining, and shopping vouchers.
Travel Insurance: Enjoy free travel insurance benefits, including accident coverage and medical expenses, when you book your flight using the RCBC Visa Platinum.
Premium Concierge Service: Access exclusive concierge services that help you with travel bookings, dining reservations, and other personalized services.
To apply for the RCBC Visa Platinum card, you need to meet the following eligibility requirements:
Minimum Annual Income: Applicants should have an annual income of at least ₱1,000,000 to qualify for this premium card.
Age Requirement: You must be at least 21 years old but no older than 65 years old at the time of application.
Required Documents:
Valid government-issued ID (e.g., passport, driver's license)
Proof of income (e.g., latest ITR, payslips, bank statements)
Proof of billing address (e.g., utility bills, lease agreements)
Good Credit History: A positive credit score with no major delinquencies or defaults is required. RCBC will assess your financial standing during the application process.
The RCBC Visa Platinum card offers a range of exclusive benefits:
Rewards Points: Earn reward points for every purchase you make, which can be redeemed for a variety of perks such as flight tickets, shopping vouchers, and gift cards.
Travel Perks: Get complimentary travel insurance coverage when you use your card to book your flights and travel arrangements.
VIP Access and Concierge Services: Access premium concierge services that assist with travel planning, booking tickets, and securing reservations at exclusive restaurants and events.
Exclusive Discounts: Enjoy discounts and special offers at partner merchants across retail, dining, and travel.
Worldwide Acceptance: Use your card at millions of merchants globally, giving you flexibility whether you’re shopping locally or traveling abroad.
The RCBC Visa Platinum card has several fees and charges to be aware of:
Annual Membership Fee: The card comes with an annual fee, which may be waived or reduced based on your spending or other promotions offered by RCBC.
Late Payment Fees: If you fail to make the minimum payment on time, you will incur a late payment fee.
Interest Charges: Any outstanding balances will accrue interest based on the prevailing rate, so it’s advisable to pay off your balance in full each month.
Cash Advance Fees: Withdrawing cash using your RCBC Visa Platinum card from ATMs will incur a cash advance fee, along with daily interest charges.
Overlimit Fees: If your balance exceeds your credit limit, you’ll be charged an overlimit fee.
Managing your RCBC Visa Platinum card is made easy with various channels:
RCBC Online Banking: Access your card details, view statements, track spending, and make payments through RCBC's Online Banking portal.
RCBC Mobile App: The RCBC Mobile App allows you to monitor transactions, make payments, and redeem rewards all from the convenience of your mobile device.
Customer Support: For inquiries, assistance with lost or stolen cards, or other support, you can contact RCBC’s customer service hotline.
ATMs: You can use any RCBC or BancNet ATM to check your balance, withdraw cash, or make payments on your card.
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