PSBank / Mastercard

Apply for PSBank Credit Mastercard

Experience financial freedom with the PSBank Credit Mastercard. Enjoy zero annual fees for life, flexible payment options and exclusive perks designed to simplify your spending. Apply today and elevate your financial management effortlessly!
Withdrawal Limit
Refer to your PSBank
Min. Annual Income
350000
Anual fee
0

PSBank Credit Mastercard Key Benefits

Gift Card
Gifts and promo
Get discounts, free gifts, and exclusive deals at partner establishments
airplane icon
Air miles
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
Traveling
Traveling
shopping cat
Shopping
gas station icon
Petrol
Bills/Payments
Bills/Payments
Benefit from flexible installment plans at 0% interest for various purchases Pay bills conveniently through PSBank and Metrobank branches, PSBank Online, PSBank Mobile, and other BancNet and MegaLink ATMs Withdraw cash anytime, anywhere at ATMs with a monthly interest rate and a fixed fee
Other
Other
Enjoy the convenience of using the card without any annual fees for life Enhanced security with embedded chip technology to prevent fraud

Eligibility

Minimum Age
18
Maximum Age
70
Min. Annual Income
350000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
PhilID or any valid photo-bearing government issued ID with date of birth and signature Valid PhilID, TIN, SSS, GSIS, or UMID Number
Proof of Income
Regular Employee: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip Existing Credit Cardholders with Other Bank: Latest Billing Statement with at least 9 months as principal cardholder
Additional Requirements
Active mobile number Must be a principal cardholder with another bank for at least 9 months with a credit limit of at least ₱50,000 At least 6 months employed as a regular employee

Fees

Annual Fee
0
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
₱850 or 3% of total amount due

Interest

Interest Rate
3%
Interest Free Period
0
Days

Limits

Min Credit Limt
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Max Credit Limt
---
Withdrawal limit
Refer to your PSBank
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the PSBank Credit Mastercard?

With the PSBank Credit Mastercard, you can streamline your finances by combining savings and ease. This card is an affordable option for people who wish to manage their spending wisely while taking advantage of special benefits because it has no annual fees for life.

With a low yearly income requirement of ₱350,000, this card is both accessible and useful. It is a dependable option for everyday needs because of its high withdrawal limit, which guarantees that money is constantly accessible.

The PSBank Credit Mastercard is designed for people on a tight budget and provides multiple payment alternatives free of hidden fees. Additionally, you can begin taking advantage of the benefits immediately because there is no issuance charge.

With the PSBank Credit Mastercard, you can simplify your financial management and take charge of your spending. Apply now to achieve financial freedom with ease.

PSBank Credit Mastercard Alternatives

Metrobank Cashback Card

Metrobank Cashback Card

Visa
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
180000
Anual fee
3500
  • Earn 5% cash rebates on groceries, telecom, school, and bookstore spend
  • Receive 0.2% cash rebate on all other purchases
  • Save up to ₱12,000 annually with rebates
  • No annual fee for the first year
  • Ideal for shoppers maximizing savings on everyday essentials
EastWest Platinum Mastercard

EastWest Platinum Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
1800000
Anual fee
0
  • Enjoy lifetime free membership for both principal and supplementary cards
  • Receive a complimentary EastWest Platinum Virtual Card for secure online shopping
  • Travel without worries with free Travel Accident & Inconvenience Insurance
  • Access VIP airport lounges worldwide with your free Priority Pass membership
  • Perfect for those who love to travel and value luxury
RCBC JCB Platinum

RCBC JCB Platinum

JCB
Withdrawal Limit
₱50,000 daily
Min. Annual Income
1200000
Anual fee
3600
  • Earn reward points for as low as ₱25 per purchase
  • Complimentary access to over 50 airport lounges
  • Free travel insurance of up to ₱1 million for every trip
  • Access to 24/7 Concierge Desk for your reservations and card-related emergencies
  • No Annual Fee For Life
  • Ideal for local and international travelers

Frequently asked questions

What are the key features of the PSBank Credit Mastercard?
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The PSBank Credit Mastercard offers several notable features:
No Annual Fee for Life: Enjoy the benefits of a credit card without the burden of annual fees.
Chip Card Technology: Equipped with an embedded chip, this card enhances security by protecting against fraud due to cloning.
Contactless Payments: Make secure and faster transactions by simply tapping your card on contactless-enabled terminals.
Flexible Payment Options: Choose from various installment programs, including 0% interest plans, to manage your purchases.
Supplementary Cards: Share your credit card benefits with loved ones while maintaining control over their spending.

How can I apply for the PSBank Credit Mastercard?
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To apply for the PSBank Credit Mastercard, you can simply click here.

What are the benefits of using the PSBank Credit Mastercard?
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Using the PSBank Credit Mastercard provides several advantages:
Global Acceptance: Use your card at over 23 million establishments worldwide.
Value-Added Services: Access services like Balance Transfer, Cash Rush, and Bills2Pay for added convenience.
Exclusive Discounts: Enjoy discounts, free gifts, and great deals at partner establishments through their program.

Are there any fees associated with the PSBank Credit Mastercard?
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The PSBank Credit Mastercard offers:
No Annual Fee: Enjoy the benefits of a credit card without the burden of annual fees.
Competitive Interest Rates: Benefit from competitive interest rates on purchases and cash advances.
Flexible Payment Terms: Choose from various installment programs, including 0% interest plans, to manage your purchases.

How can I manage my PSBank Credit Mastercard account?
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Manage your account through:
PSBank Online and Mobile Banking: Access your account, view statements, and make payments conveniently.
BancNet and MegaLink ATMs: Withdraw cash and perform other transactions at participating ATMs.
Customer Service Hotline: For assistance, contact the PSBank Customer Experience hotline.