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Apply for UnionBank Rewards Visa Platinum

Discover the UnionBank Rewards Visa Platinum and start earning valuable rewards on every purchase. Apply today to experience the convenience and perks it offers!

Withdrawal Limit
₱50,000 daily
Min. Annual Income
180000
Anual fee
2500

UnionBank Rewards Visa Platinum Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
  • 3x points when you shop and dine, both here and abroad
  • 1 point for every ₱30 spend anywhere including online shopping and food delivery
  • Use your points to redeem cash credits, merchandise, gadgets and more
Traveling
Traveling
shopping cat
Shopping
gas station icon
Petrol
Bills/Payments
Bills/Payments
  • Convert transactions to fixed monthly installments
  • PayBill: auto-charge feature for utility bills
  • Up to 53 days of 0% interest credit
Other
Other
  • Enjoy discounts, perks and freebies nationwide
  • Advanced features to safeguard your transactions

Eligibility

Minimum Age
21
Maximum Age
70
Min. Annual Income
180000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
One photo-bearing, government-issued ID with identification number or date of birth TIN and SSS/GSIS/UMID Number
Proof of Income
Pay Slip, BIR Form 2316, Original Certificate of Employment, Latest ITR (1700 or 1701) with BIR or Bank Stamp
Additional Requirements
  • You have a postpaid line or postpaid mobile phone
  • You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
  • Your credit card account with other banks (if any) is current and in good credit standing

Fees

Annual Fee
2500
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
₱400 or 4% of total outstanding balance

Interest

Interest Rate
3%
Interest Free Period
53
Days

Limits

Min Credit Limt
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Max Credit Limt
---
Withdrawal limit
₱50,000 daily
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the UnionBank Rewards Visa Platinum?

What is the purpose of the UnionBank Rewards Platinum Mastercard? In brief: Rewards on an international class. Get points for each purchase you have, which you can redeem for individual perks.

This is the best card if you're a smart buyer with ₱2,500 annual fee and a ₱180,000 minimum income. Because of this, it's expensive and affordable. Benefits that will make your travel and shopping experiences worthwhile should be utilized.

No issuance fee and age limit between 21 to 70 years old, the UnionBank Rewards Platinum Mastercard offers easy access to its cardholders. In fact, it seeks to maximize your financial trajectory.

Rewards can be rethought with UnionBank Rewards Platinum Mastercard. Apply now and acquire more responsible spending through more benefits.

UnionBank Rewards Visa Platinum Alternatives

UnionBank Miles+ Visa Signature Credit Card

UnionBank Miles+ Visa Signature Credit Card

Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
360000
Anual fee
5000
  • Earn 1 never-expiring mile for every ₱30 spend
  • Convert miles to airline miles or cash credits
  • Enjoy VIP lounge access with FREE DragonPass Membership
  • Up to ₱1 million travel insurance
  • Complimentary 30-Day Purchase Protection
  • Virtual Card for Virtual Shopping - Activate instantly upon approval
  • Ideal for frequent travelers
RCBC Flex Gold Visa

RCBC Flex Gold Visa

Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Anual fee
3000
  • 2X Rewards points on three preferred categories
  • Change your preferred categories once every billing cycle
  • Flexible Rewards redemption options (shopping vouchers, cash rebates and more)
  • Free Travel Insurance & Purchase Protection
  • Get access to the Marhaba/Skyview Airport Lounge
  • Free budget monitoring tools
  • Ideal for young professionals
Metrobank M Free Card

Metrobank M Free Card

Mastercard
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
867000
Anual fee
0
  • NO annual fee for life
  • NO minimum spent requirement
  • Worldwide acceptance 0% installment programs
  • Exclusive Promotions and Offers
  • Ideal for those looking to maximize financial control and convenience

Frequently asked questions

How does the UnionBank Rewards Credit Card help maximize rewards for everyday spending?
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Cardholders earn points for every purchase, with bonus points for essential categories like groceries, gas, and utilities.

What can cardholders redeem their rewards points for?
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Points can be redeemed for a wide range of options, including shopping vouchers, travel perks, gadgets, and bill rebates.

Are there any promotions or seasonal bonuses for earning additional points?
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Yes, UnionBank frequently offers promotions, such as double or triple points on select categories or partner merchants during special periods.

Does the UnionBank Rewards Credit Card provide perks for online shopping?
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Cardholders enjoy accelerated points for online transactions, as well as exclusive discounts at partner e-commerce platforms.

What flexibility does the card offer for managing rewards points?
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Points have no expiry date, allowing cardholders to save and redeem at their convenience without pressure.