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Apply for Metrobank World Mastercard

Elevate your lifestyle with the Metrobank World Mastercard. Unlock unparalleled privileges including exclusive dining discounts, global lounge access and generous rewards on foreign currency transactions. Apply now and step into a world of luxury!

Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
1500000
Anual fee
6000

Metrobank World Mastercard Key Benefits

Gift Card
Gifts and promo
  • Exclusive welcome gift for New-to-Metrobank credit cardholders until January 31, 2024:
  1. Option 1: Rewards Points for a min. spend within 90 days from card approval - 120,000 airmiles awarded as 300K rewards points if you are carded with other banks - 48,000 airmiles awarded as 120K rewards points if you have no existing card from other banks
  2. Option 2: No annual fees with a min. annual spend of ₱600,000
airplane icon
Air miles
  • 1 air mile per ₱17 foreign currency spend
  • 1 air mile per ₱50 spend on other categories
  • 2.5 points = 1 air mile
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
Traveling
Traveling
  • Complimentary two global lounge passes per year
shopping cat
Shopping
  • Up to 50% off on deals here and abroad
gas station icon
Petrol
Bills/Payments
Bills/Payments
Other
Other
  • FREE FOR LIFE annual fee for two supplementary cards

Eligibility

Minimum Age
18
Maximum Age
70
Min. Annual Income
1500000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
PhilID or any valid photo-bearing government issued ID with date of birth and signature Valid PhilID, TIN, SSS, GSIS, or UMID Number
Proof of Income
  • Regular Employee: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip
  • Existing Credit Cardholders with Other Bank: Latest Billing Statement with at least 9 months as a principal cardholder
Additional Requirements
  • Active mobile number
  • Must be a principal cardholder with another bank for at least 9 months with a credit limit of at least ₱200,000
  • At least 6 months employed as a regular employee

Fees

Annual Fee
6000
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
₱850 or 3% of total amount due

Interest

Interest Rate
3%
Interest Free Period
0
Days

Limits

Min Credit Limt
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Max Credit Limt
---
Withdrawal limit
Refer to your MetroBank
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the Metrobank World Mastercard?

The Metrobank World Mastercard is the best option for the discriminating cardholder; indulge in a world of luxury with it. Get top-tier points on foreign currency spending, free Metrobank World Mastercard lounge access, and international dining discounts—ideal for people who don't care where they live.

For high earners who appreciate premium benefits, this card has a minimum yearly income criterion of ₱700,000. For the extraordinary benefits it grants, its affordable Metrobank World Mastercard annual fee of ₱6,000 is a tiny thing to pay. The credit limit for the Metrobank World Mastercard is determined based on individual factors such as your income, credit history, and the bank's assessment policies. 

There’s a plethora of Metrobank World Mastercard benefits you can get with unmatched ease and sophistication like travel benefits and exclusive concierge services. Accessing the benefits you are entitled to is simple because there is no issuance fee and eligibility begins at age 18.

How to get Metrobank World Mastercard? Simply follow these simple steps:

1. Confirm Eligibility

Check if you meet Metrobank’s requirements. Applicants must be at least 21 years old, have a minimum annual income of ₱700,000, and be a Filipino resident or a foreigner with a valid work permit in the Philippines.

2. Prepare the Necessary Documents

Gather the required documents to support your application. For employed individuals, prepare a government-issued ID, your latest payslips, or a Certificate of Employment with Income (COEI). For self-employed individuals, provide your business registration documents, latest Income Tax Return (ITR), and audited financial statements. If you’re a foreigner, ensure you have a valid Alien Certificate of Registration (ACR) or a work permit.

3. Apply via Branch or Online

Submit your application by visiting a Metrobank branch or applying online through their official website. Be sure to fill out the application form completely and attach all required documents. If applying online, follow the instructions carefully and upload the necessary files.

4. Wait for Application Assessment

Metrobank will review your application by evaluating your income, credit history, and overall financial standing. A representative may contact you for verification during the processing period. Approval times may vary but usually take a few business days.

Metrobank World Mastercard Alternatives

PSBank Credit Mastercard

PSBank Credit Mastercard

Mastercard
Withdrawal Limit
Refer to your PSBank
Min. Annual Income
350000
Anual fee
0
Never pay annual fees with the PSBank Credit Mastercard Spread payments at 0% interest across various merchant partners Consolidate and manage debts with low-interest balance transfer options Instant cash access through ATMs worldwide for emergencies Perfect for those who value financial flexibility and savings on annual fees
EastWest Visa Gold

EastWest Visa Gold

Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
480000
Anual fee
2500
  • Earn 1 reward point for every ₱100 spent
  • Travel with confidence thanks to complimentary Travel Accident and Inconvenience Insurance
  • Use your EastWest Visa Gold globally, including in the Philippines
  • Benefit from a variety of exclusive privileges for shopping, dining, and traveling
  • Ideal for those who prioritize luxury and rewards
EastWest Visa Platinum

EastWest Visa Platinum

Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
1000000
Anual fee
3600
  • Earn up to 8.58% cash rewards for your straight charges at department stores, restaurants, food delivery apps, travel, fuel, and utilities spend
  • Get 0.3% cash rewards when you shop at other establishments
  • Get up to ₱20 million free Travel Accident and Inconvenience Insurance Coverage
  • Access a dedicated concierge to help fulfill your requests
  • Enjoy premium lifestyle perks and offers that suit your taste
  • Ideal for cardholders who like to shop and dine

Frequently asked questions

What are the key benefits of the Metrobank World Mastercard?
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The Metrobank World Mastercard offers exclusive privileges, including:
Air Miles: Earn 1 air mile for every ₱17 spent on foreign currency and 1 air mile for every ₱50 on other purchases.
Global Lounge Access: Enjoy 2 complimentary lounge passes per year.
Dining & Shopping Discounts: Access exclusive dining offers and up to 50% off on deals worldwide.
Rewards Program: Earn reward points that can be converted into air miles.

What are the eligibility requirements for the Metrobank World Mastercard?
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To apply for the Metrobank World Mastercard, you must meet the following requirements:
Minimum Age: 18 years old
Maximum Age: 70 years old
Minimum Annual Income: ₱1,500,000
Required Documents:
Valid government-issued ID (e.g., PhilID, TIN, UMID)
Proof of income (e.g., ITR, payslips, or bank statements)
At least 9 months as a cardholder with another bank (credit limit of ₱200,000)

What is the annual fee for the Metrobank World Mastercard?
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The annual fee is ₱6,000, which includes access to numerous premium benefits like global lounge access, exclusive dining discounts, and air miles accumulation. The annual fee is waived for two supplementary cards.

How can I earn and redeem rewards with the Metrobank World Mastercard?
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Earning Rewards:
1 air mile per ₱17 spent on foreign currency transactions.
1 air mile per ₱50 spent on other purchases.
2.5 points = 1 air mile.
Redemption Options:
Convert points to air miles for flight rewards.
Use points for shopping discounts and exclusive offers.

Are there any additional perks with the Metrobank World Mastercard?
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Additional perks include:
Complimentary Global Lounge Access: Two free lounge visits per year.
Exclusive Offers: Enjoy up to 50% off on global shopping, dining, and travel deals.
No Issuance Fee: There’s no charge for card issuance.