BPI / Visa

Apply for BPI Signature Card

The card that fits your Signature lifestyle. Apply now and experience the best of what the world has to offer with the BPI Signature Card!
Withdrawal Limit
Refer to your BPI
Min. Annual Income
1200000
Anual fee
5500

BPI Signature Card Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
  • Earn 2 points for every ₱20 spend and use points to redeem miles, shopping credits, or gift certificates from premium merchants
Traveling
Traveling
  • Enhance your travel experience with Visa's 24/7 Worldwide Concierge, Airport Meet & Greet Immigration Services, Airport Transfer Program, and Luxury Hotel Collection, offering you great discounts and premium privileges
  • Relax before your flight and enjoy complimentary airport lounge access for you and one guest at PAGSS international lounges in NAIA 1 and NAIA 3
  • Book your travel using your card and get up to ₱20 million free travel accident and inconvenience benefits via air, land, or water
  • Plus, you can avail of a travel care insurance package at a special rate for round-the-clock travel and medical assistance wherever you are in the world
  • Save while you shop abroad - lowest forex conversion rate of just 1.85%
shopping cat
Shopping
gas station icon
Petrol
Bills/Payments
Bills/Payments
Other
Other
  • Get up to 50 % off on dining, hotels, resorts, fitness studios, and wellness centers, all year round

Eligibility

Minimum Age
21
Maximum Age
60
Min. Annual Income
1200000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
  • Regular Employee: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Signed Certificate of Employment
  • Self-Employed: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Audited Financial Statements: With BIR/bank stamp
Proof of Income
  • Regular Employee: Latest 2 months payslips or ITR with bank/BIR stamp or for 1-year primary credit cardholders, a copy of your credit card statement from another bank
  • Self-Employed: Latest ITR with BIR/bank stamp
Additional Requirements

Fees

Annual Fee
5500
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
₱850 or 3.57% of total outstanding balance

Interest

Interest Rate
3%
Interest Free Period
0
Days

Limits

Min Credit Limt
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Max Credit Limt
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Withdrawal limit
Refer to your BPI
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the BPI Signature Card?

The BPI Signature Card offers unique advantages and worldwide rights to individuals who lead a signature lifestyle. Whether it's for dining, vacation, or upscale services, take pleasure in a card that reflects your own preferences.

This card, which is intended for elite achievers, has a competitive yearly charge of ₱5,500 and requires a minimum annual income of ₱1,200,000. Its value is derived from the special benefits and advantages it provides to discriminating people.

With perks designed to satisfy its cardholders' complex needs, the BPI Signature credit card goes above and beyond the norm. You can immediately begin taking advantage of the benefits because there is no issuance cost.

Discover a credit card that aligns with your goals. Rethink how you handle your lifestyle by applying for the BPI Signature Visa right now.

BPI Signature Card Alternatives

RCBC Gold Mastercard

RCBC Gold Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Anual fee
3000
  • Earn flexible non-expiring Rewards Points from all your purchases
  • Enjoy complimentary travel insurance and purchase protection on all your trips
  • Free budget monitoring tools to help organize your finances
  • Convenient and rewarding bills payment
  • Ideal for savvy spenders and travelers
Metrobank Cashback Card

Metrobank Cashback Card

Visa
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
180000
Anual fee
3500
  • Earn 5% cash rebates on groceries, telecom, school, and bookstore spend
  • Receive 0.2% cash rebate on all other purchases
  • Save up to ₱12,000 annually with rebates
  • No annual fee for the first year
  • Ideal for shoppers maximizing savings on everyday essentials
RCBC Flex Gold Visa

RCBC Flex Gold Visa

Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Anual fee
3000
  • 2X Rewards points on three preferred categories
  • Change your preferred categories once every billing cycle
  • Flexible Rewards redemption options (shopping vouchers, cash rebates and more)
  • Free Travel Insurance & Purchase Protection
  • Get access to the Marhaba/Skyview Airport Lounge
  • Free budget monitoring tools
  • Ideal for young professionals

Frequently asked questions

What makes the BPI Visa Signature Card unique, and who is it best suited for?
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The BPI Visa Signature Card is designed for high-income individuals who seek premium perks and elevated experiences.
Key Features:
Rewards Points: Earn 1 rewards point for every ₱20 spent on all purchases.
Travel Benefits: Enjoy complimentary travel insurance, exclusive lounge access, and special deals with global travel partners.
Premium Perks: Access to exclusive discounts on luxury dining, shopping, and leisure activities.
This card is ideal for frequent travelers and high spenders who value luxury and rewards.

How can I earn and redeem rewards with the BPI Visa Signature Card?
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With the BPI Visa Signature Card, you can earn points faster:
Earning Rate: Earn 1 rewards point for every ₱20 spent, one of the highest rewards rates among BPI cards.
Redemption Options: Redeem points for:
Airline miles for major carriers like Philippine Airlines and Cathay Pacific.
Travel perks, dining vouchers, and shopping credits.
Statement credits or charitable donations.
How to Redeem:
Log in to the BPI Online platform or BPI Mobile App to view and redeem rewards instantly.

What are the eligibility requirements for the BPI Visa Signature Card?
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To qualify for this premium card, you must meet these criteria:
Age: At least 21 years old.
Income: Minimum annual income of ₱1.2 million.
Residency: Filipino citizen or resident foreigner with a valid Philippine address.
Documents Required:
Valid government-issued ID.
Proof of income (e.g., latest payslips, ITR, or Certificate of Employment).
Proof of address (e.g., utility bills or bank statements).
This card is best suited for individuals with high-income levels and significant spending capacity.

What are the fees and charges associated with the BPI Visa Signature Card?
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The BPI Visa Signature Card comes with the following fees:
Annual Fee: ₱5,500 (waived for the first year).
Supplementary Card Annual Fee: ₱2,750.
Late Payment Fee: ₱850 or the unpaid minimum amount due, whichever is lower.
Cash Advance Fee: ₱200 or 2% of the amount withdrawn, whichever is higher.
Foreign Transaction Fee: 2% of the converted transaction amount.
The annual fee reflects the card’s premium status and access to luxury benefits.

What exclusive benefits and protections does the BPI Visa Signature Card offer?
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The card is packed with premium features for luxury and convenience:
Travel Insurance: Coverage of up to ₱20 million for travel-related accidents when you use the card to purchase tickets.
Lounge Access: Complimentary access to select airport lounges worldwide.
Global Concierge Service: 24/7 Visa Concierge for travel planning, dining reservations, and other lifestyle services.
Purchase Protection: Insurance coverage for accidental damage or theft of items purchased using the card.
Flexible Installments: Convert big purchases into manageable installment plans with low interest rates.
These features make the BPI Visa Signature Card a perfect choice for those seeking premium experiences and added security.