Time to make the sensible choice with the BPI Rewards Card. With a great combination of features, perks, and rewards, it’s hard not to consider applying for this BPI credit card!
- Always use your card abroad to enjoy one of the lowest foreign transaction service fees of just 1.85%
- Be insured for free whenever you travel for up to ₱2 million when you book your flights using your card
- Stretch your payment terms up to 36 months as you enjoy Real 0% Special Installment Plan (S.I.P.), Buy Now Pay Later, and additional installment limit with Bonus Madness Limit
Eligibility
Required Documents
- Regular Employee: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number
- Signed Certificate of Employment: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank
Fees
Interest
Limits
Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Receiving Methods
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Use the BPI Rewards Card to make every peso matter. This flexible credit card is the ideal option for anyone on a tight budget looking to get the most out of their purchases because it blends useful features with alluring benefits and BPI rewards points.
What is a BPI Rewards Card? The BPI Rewards credit card has a low annual charge of ₱1,550 and a minimum income criterion of ₱180,000, making it both accessible and economical. Additionally, there is no issuance charge, so getting started with rewards is hassle-free.
The simplicity of the BPI Rewards Mastercard reward earning and redemption process is what really sets it apart. It's perfect for handling regular costs and taking advantage of perks that suit your way of life.
Here’s how you can earn BPI rewards points with the card:
Use Your Card for Eligible Purchases
- Local Transactions: Earn reward points by spending on everyday purchases like groceries, dining, utilities, and shopping.
- International Transactions: Earn points at an accelerated rate for purchases in foreign currencies.
2. Points Earning Rates
- 2 points for every ₱30 spent locally.
- 2 points for every ₱20 spent in foreign currencies.
3. Enroll in BPI Rewards
- Ensure you’re enrolled in the BPI Rewards Program. This can often be done automatically when you activate your card.
- You can check and manage your rewards balance using the BPI VYBE App or through their website.
4. Pay Using Your Card Regularly
- Use your card for everyday expenses, such as:some text
- Groceries
- Online shopping
- Travel bookings
- Dining out
- Utility bills
5. Maximize Bonus Opportunities
- Take advantage of promotional offers, such as spending milestones, which may grant extra points or bonus miles.
- Some cards offer welcome bonuses if you meet a minimum spending amount within the first few months.
Make the better financial decision. Find out how rewarding simplicity can be by applying right now and reap the BPI Rewards Credit Card benefits!
UnionBank Lazada Credit Card
- Earn 6x Lazada Credits for every ₱200 spent on Lazada
- Get 1 Lazada Credit per ₱200 spent elsewhere
- FREE ₱5,000 Lazada Credits for new cardholders
- Enjoy exclusive discounts and free shipping vouchers
- Waived first-year annual fee
- Ideal for frequent online shoppers
EastWest Visa Platinum
- Earn up to 8.58% cash rewards for your straight charges at department stores, restaurants, food delivery apps, travel, fuel, and utilities spend
- Get 0.3% cash rewards when you shop at other establishments
- Get up to ₱20 million free Travel Accident and Inconvenience Insurance Coverage
- Access a dedicated concierge to help fulfill your requests
- Enjoy premium lifestyle perks and offers that suit your taste
- Ideal for cardholders who like to shop and dine
Cebu Pacific Gold Credit Card
- Earn 1 Go reward point for every ₱200 spend
- Earn 1 Go reward point for every ₱100 spend at Cebu Pacific
- Exclusive access to Cebu Pacific seat sales
- Get lost in the insane amount of discounts, perks and freebies in restaurants, shopping, leisure and service outlets nationwide
- Have your outstanding credit card balance covered up to ₱2.5 Million
- Ideal for the Insta-Traveller
Frequently asked questions
The BPI Rewards Mastercard lets you earn 1 rewards point for every ₱35 spent on all purchases.
Key Features:
Points are unlimited and do not expire, allowing you to accumulate them over time.
Redeem points for shopping and dining vouchers, airline miles, lifestyle perks, or even charitable donations.
How to Redeem:
Use the BPI Online platform or BPI Mobile App to view and redeem rewards.
Points can also be redeemed for statement credits, making them flexible for everyday spending.
To apply for the BPI Rewards Mastercard, you need to meet the following criteria:
Age: Be at least 21 years old.
Income: Have a minimum annual income of ₱180,000.
Residency: Be a Filipino citizen or a resident foreigner with a valid Philippine address.
Documents Required:
Valid government-issued ID (e.g., passport or driver’s license).
Proof of income, such as recent payslips, ITR, or Certificate of Employment.
Other documents as required by BPI, depending on your application.
This card is suitable for individuals with moderate spending who want to maximize rewards.
Here are the main fees for the BPI Rewards Mastercard:
Annual Fee: ₱1,550 (waived for the first year).
Supplementary Card Annual Fee: ₱775 per card.
Late Payment Fee: ₱850 or the unpaid minimum amount due, whichever is lower.
Cash Advance Fee: ₱200 or 2% of the amount withdrawn, whichever is higher.
Foreign Transaction Fee: 2% of the converted transaction amount.
The annual fee waiver for the first year makes it a cost-effective choice for new cardholders.
The BPI Rewards Mastercard offers more than just rewards:
Flexible Installment Plans: Convert large purchases into monthly installments with low interest rates and flexible terms.
Global Acceptance: Use the card for purchases and cash withdrawals at millions of establishments and ATMs worldwide.
Secure Transactions: Equipped with EMV chip technology to safeguard against fraud.
Exclusive Promotions: Access discounts and deals with partner merchants, covering dining, shopping, and travel.
These features make the card versatile for both everyday spending and occasional splurges.
Converting your BPI Rewards Points into shopping credits is a straightforward process. Here's how you can do it:
- Check Your Points Balance: Ensure you have at least 20,000 BPI Rewards Points, as this is the minimum required for conversion.
- Prepare Your Information: You'll need the following details:some text
- Last 10 digits of your BPI credit card number
- Registered email address
- Customer Number and Customer Name
- Reward Code: SHOPPINGCREDITS1000CC
- Number of BPI Points for conversion (e.g., 20,000 points)
- Submit a Redemption Request: Send an email to help@bpi.com.ph with the subject line "BPI Rewards Redemption." In the body of the email, include all the prepared information.
- Await Confirmation: After submitting your request, BPI will process the conversion. The equivalent shopping credits (e.g., ₱1,000 for 20,000 points) will be reflected on your next statement date.
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