What are you looking for today?
- Rack up points from purchases you make anywhere in the world, whether online or in-store. Every ₱35 spend earns you 1 BPI Point
- With our wide selection of rewards, you can redeem your accumulated, non-expiring points for shopping credits, shopping eGCs, dining eGCs or miles, and more
- Be insured for free whenever you travel for up to ₱10 million when you book your flights using your card
- Save while you shop abroad - lowest forex conversion rate of just 1.85%
- Stretch your payment terms up to 36 months as you enjoy Real 0% Special Installment Plan (S.I.P.), Buy Now Pay Later, and additional installment limit with Bonus Madness Limit
Eligibility
Required Documents
- Regular Employee: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Signed Certificate of Employment
- Self-Employed: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Audited Financial Statements: With BIR/bank stamp
- Regular Employee: Latest 2 months payslips or ITR with bank/BIR stamp or for 1-year primary credit cardholders, a copy of your credit card statement from another bank
- Self-Employed: Latest ITR with BIR/bank stamp
Fees
Interest
Limits
Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Receiving Methods
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The BPI Gold Rewards Card is a premium option for discriminating cardholders who want to upgrade their lifestyle. Unlock year-round benefits, special travel opportunities, and a strong rewards program that transforms spending into amazing advantages.
This card provides access to a world of benefits without compromising, and it is designed for people with a minimum yearly income of ₱480,000. You may access premium features that make your life easier and more fulfilling for ₱2,250 a year.
The BPI Gold Rewards credit card is ideal for luxury-seekers and regular travelers since it makes sure your money works as hard as you do. Additionally, there is no issuance charge, making it simpler than ever to begin your journey toward a more fulfilling way of life.
Find a card that supports your objectives. Apply now for the BPI Gold Rewards Mastercard and start enjoying the benefits of a high-end lifestyle.
EastWest Platinum Mastercard
- Enjoy lifetime free membership for both principal and supplementary cards
- Receive a complimentary EastWest Platinum Virtual Card for secure online shopping
- Travel without worries with free Travel Accident & Inconvenience Insurance
- Access VIP airport lounges worldwide with your free Priority Pass membership
- Perfect for those who love to travel and value luxury
Security Bank Platinum Mastercard
- Waived annual fee for the first year
- Earn 2 never-expiring point for every ₱20 spent
- Access over 1,300 lounges across 500+ airports worldwide
- Free travel insurance when booking airline tickets
- Discounts at favorite shops and restaurants
- Receive up to $200 coverage when you shop online
- Ideal for frequent travelers and international shoppers
Security Bank Gold Mastercard
Frequently asked questions
With the BPI Gold Rewards Card, you earn 1 BPI Point for every ₱35 spent on purchases. These points can be redeemed for a variety of rewards, including shopping credits, dining vouchers, gift certificates, and airline miles.
To redeem your points:
Via the Vybe App: Log in to the Vybe app, tap "BPI Rewards" to access the dashboard, select your desired reward, and tap "Redeem reward."
To be eligible for the BPI Gold Rewards Card, you must:
Age: Be at least 21 years old.
Income: Have a minimum annual income of ₱480,000.
Residency: Be a Filipino citizen or a resident foreigner with a valid Philippine address.
Documents: Provide one (1) photo-bearing and unexpired identification document (front and back copy), such as a government-issued ID or company ID issued by private entities registered with BSP, SEC, or IC.
Proof of Income: Submit proof of income or a copy of your credit card statement from another bank.
The BPI Gold Rewards Card has the following fees:
Annual Fee: ₱2,250 for the principal card.
Supplementary Card Annual Fee: ₱1,125 per card.
Late Payment Fee: ₱850 or the unpaid minimum amount due, whichever is lower.
Cash Advance Fee: ₱200 or 2% of the amount withdrawn, whichever is higher.
Foreign Transaction Fee: 1.85% of the converted transaction amount, which is one of the lowest rates available.
Beyond earning rewards points, the BPI Gold Rewards Card provides:
Travel Insurance: Complimentary travel insurance coverage of up to ₱10 million when you charge your travel fare to the card.
Flexible Payment Terms: Options to convert large purchases into installment plans with terms up to 36 months, including Real 0% Special Installment Plan (S.I.P.) and Buy Now Pay Later options.
Exclusive Deals: Access to travel, shopping, and dining deals, with discounts and freebies available via the Oh My Deals! App.
Cash Access: Ability to convert your credit limit to cash and pay it in installments up to 36 months, as well as cash advance options allowing withdrawals of up to 70% of your available credit limit.
Managing your account is straightforward:
Vybe App: Use the Vybe app to view, track, and redeem your points in real-time.
BPI Online and Mobile App: Access your account to monitor transactions, check balances, and manage payments.
Customer Support: For inquiries or assistance, contact BPI’s 24-hour Contact Center at (+632) 889-10000.
By utilizing these tools, you can effectively oversee your spending, rewards accumulation, and take advantage of the card’s features.
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