BPI / Mastercard

Apply for BPI Gold Rewards Card

Get a premium credit card for your premium lifestyle like the BPI Gold Rewards Card. Apply now and enjoy year-round perks and exclusive travel privileges!
Withdrawal Limit
Refer to your BPI
Min. Annual Income
480000
Anual fee
2250

BPI Gold Rewards Card Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
  • Rack up points from purchases you make anywhere in the world, whether online or in-store. Every ₱35 spend earns you 1 BPI Point
  • With our wide selection of rewards, you can redeem your accumulated, non-expiring points for shopping credits, shopping eGCs, dining eGCs or miles, and more
Traveling
Traveling
  • Be insured for free whenever you travel for up to ₱10 million when you book your flights using your card
shopping cat
Shopping
  • Save while you shop abroad - lowest forex conversion rate of just 1.85%
gas station icon
Petrol
Bills/Payments
Bills/Payments
  • Stretch your payment terms up to 36 months as you enjoy Real 0% Special Installment Plan (S.I.P.), Buy Now Pay Later, and additional installment limit with Bonus Madness Limit
Other
Other

Eligibility

Minimum Age
21
Maximum Age
60
Min. Annual Income
480000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
  • Regular Employee: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Signed Certificate of Employment
  • Self-Employed: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Audited Financial Statements: With BIR/bank stamp
Proof of Income
  • Regular Employee: Latest 2 months payslips or ITR with bank/BIR stamp or for 1-year primary credit cardholders, a copy of your credit card statement from another bank
  • Self-Employed: Latest ITR with BIR/bank stamp
Additional Requirements

Fees

Annual Fee
2250
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
₱850 or 3.57% of total outstanding balance

Interest

Interest Rate
3%
Interest Free Period
0
Days

Limits

Min Credit Limt
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Max Credit Limt
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Withdrawal limit
Refer to your BPI
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the BPI Gold Rewards Card?

BPI Gold Rewards Card

What benefits does this cost-effective credit card offer? In two words: Get a premium credit card for your premium lifestyle like the BPI Gold Rewards Card. Apply now and enjoy year-round perks and exclusive travel privileges!.

If you're considering getting a new credit card in the Philippines, the BPI Gold Rewards Card is an excellent choice. This card offers a high withdrawal limit, ensuring you have access to your funds whenever you need them. It is designed to be accessible with a minimum annual income requirement of just 480000, making it an ideal option for a wide range of Filipinos. The BPI Gold Rewards Card comes with a competitive annual fee of 2250, providing great value for the benefits it offers.

Additionally, the card features a low issuance fee of only 0, making it hassle-free and cost-effective to obtain. The BPI Gold Rewards Card also caters to a wide age range, with a minimum age requirement of 21 and a maximum age limit of 60.

In summary, the BPI Gold Rewards Card offers a host of benefits tailored to meet the needs of cardholders in the Philippines, including high withdrawal limits, affordable fees, and flexible age requirements. Enhance your financial flexibility and convenience with the BPI Gold Rewards Card.

BPI Gold Rewards Card Alternatives

EastWest Dolce Vita Titanium Mastercard

EastWest Dolce Vita Titanium Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
300000
Anual fee
2000
  • Enjoy shopping, dining, and relaxing with special deals and discounts from your favorite places
  • Get exclusive perks and privileges at beauty, health, and wellness retailers
  • Earn 1 Charm for every ₱100 spent
  • Redeem accumulated Charms for rewards and vouchers
  • Ideal for frequent lifestyle shoppers
Security Bank Platinum Mastercard

Security Bank Platinum Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
780000
Anual fee
4000
  • Waived annual fee for the first year
  • Earn 2 never-expiring point for every ₱20 spent
  • Access over 1,300 lounges across 500+ airports worldwide
  • Free travel insurance when booking airline tickets
  • Discounts at favorite shops and restaurants
  • Receive up to $200 coverage when you shop online
  • Ideal for frequent travelers and international shoppers
UnionBank Platinum Mastercard

UnionBank Platinum Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Anual fee
3000
  • Earn 1% cashback on every purchase
  • FREE airport lounge access
  • Accepted Globally at over 30 million establishments and ATMs
  • Ideal for value-driven cardholders
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