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Experience luxury and peace of mind with the Security Bank Platinum Mastercard. Apply now to start enjoying exclusive lounge access, free travel insurance and more!
Withdrawal Limit
₱50,000 daily
Min. Annual Income
780000
Annual Fee
4000
Gifts and promo
Air miles
Cashback
- Automatic cashback offers from participating overseas merchants when you travel and shop
Dining / restaurants
Loyalty points
- Earn never-expiring 2 points for every ₱20 spent
Traveling
- Enjoy access to more than 1,300 lounges in over 500 airports worldwide (2 complimentary visits annually)
- Free travel insurance when booking airline tickets
- Unlimited local lounge access at A Lounge, Marhaba Lounge, and PAGSS Lounge
Shopping
- Get up to $200 E-Commerce Purchase Protection Insurance when you shop online
Petrol
Bills/Payments
- Skip the hassle of exchanging foreign currencies - pay international transactions in US Dollars.
Other
- Give it a try and enjoy a waived annual fee for the first year
- Get exclusive discounts at your favorite shops and restaurants
Eligibility
Minimum Age
21
Maximum Age
65
Min. Annual Income
780000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No
Required Documents (if applicable)
ID Documents
Government-issued Photo-bearing ID
Proof of Income
Employed applicants:
- 1 month Payslip or Signed COE or ITR
Self-employed applicants:
- ITR and 2 years AFS Business Permit and DTI/SEC Registration
Additional Requirements
- Employed as a Regular Employee for at least 1 year or Self-Employed Profitably for at least 3 years
- For Self-Employed: must be a Security Bank depositor for at least 12 months
Fees
Annual Fee
4000
Issuance Fee
0
Free Annually?
Yes
No
Min Monthly Repayment
₱500 or 3% of total amount due
Interest
Interest Rate
3%
Interest Free Period
0
Days
Limits
Min Credit Limt
---
Max Credit Limt
---
Withdrawal Limit
₱50,000 daily
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Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
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Receiving Methods
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The Security Bank Platinum Mastercard is the ultimate in luxury. This card, designed for the affluent individual, offers peace of mind with smooth access to upscale airport lounges across the globe and complete travel insurance.
Its ₱780,000 minimum yearly income requirement strikes the ideal blend between accessibility and exclusivity. Access to a range of premium advantages is provided by the small ₱4,000 annual cost, and applying is simple because there are no issuance fees.
This is your key to unmatched benefits and it's more than simply a credit card. Enjoy savings at high-end stores, accrue non-expiring reward points, and take advantage of advantageous rates for international transactions. Improved security features guarantee that every transaction is safe and seamless.
Use the Security Bank Platinum Mastercard to change how you spend and live. Apply today to reinvent premium living according to your own terms and start along the path to a life of sophisticated convenience.
BPI Gold Rewards Card
Mastercard
Withdrawal Limit
Refer to your BPI
Min. Annual Income
480000
Annual Fee
2250
- Earn 1 reward point for every ₱35 spend
- Avail flexible installment plans with terms up to 36 months
- Free travel insurance up to ₱10 million
- Enjoy endless rewards and perks all year round
- Ideal for cardholders looking for premium benefits
HSBC Live+ Credit Card
Visa
Withdrawal Limit
0
Min. Annual Income
200000
Annual Fee
2500
Cashback perks:
- 8% cashback on dining and shopping during your birthday month (capped at ₱1,000)
- 5% cashback on dining and shopping year-round (capped at ₱1,000/month)
- 1% cashback on other local purchases
- 0.5% cashback on overseas spend
Exclusive privileges:
- HSBC home&Away Privilege Programme discounts worldwide
- Flexible payment terms with 0% interest installment plans at partner merchants
- Contactless payment for quick and secure transactions
Ideal for: Frequent diners, lifestyle shoppers, and those who want consistent cashback rewards.
HSBC Platinum Visa Rebate
Visa
Withdrawal Limit
-
Min. Annual Income
500000
Annual Fee
5000
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Frequently asked questions
What premium lifestyle perks does the Security Bank Platinum Mastercard offer?
The Platinum Mastercard provides access to VIP events, luxury shopping privileges, and 24/7 concierge services for travel and dining.
How does the Platinum Mastercard cater to travelers?
It includes global travel insurance, zero foreign transaction fees, and complimentary access to premium airport lounges worldwide.
Does the Platinum Mastercard offer enhanced security for online transactions?
Yes, it employs advanced security measures, including multi-factor authentication and real-time fraud alerts for safer online shopping.
What is the rewards structure for the Platinum Mastercard, and how does it stand out?
It offers accelerated rewards points on high-value categories such as travel, dining, and online purchases, redeemable for premium rewards.
Are there exclusive dining privileges for Platinum Mastercard holders?
Cardholders enjoy curated dining deals, complimentary meals, and discounts at top-tier restaurants nationwide and abroad.
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