EastWest Bank / Mastercard

Apply for EastWest Platinum Mastercard

The EastWest Platinum Mastercard offers exciting features and premium rewards for people who want more out of their credit cards. Apply now and enjoy exclusive lifestyle offers and irresistible rewards that appeal to the global traveler, food lover and shopper in you!
Withdrawal Limit
₱50,000 daily
Min. Annual Income
1800000
Anual fee
0

EastWest Platinum Mastercard Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
  • Earn one Platinum Rewards Point for every ₱40 spent, redeemable at partner establishments
Traveling
Traveling
  • Free Comprehensive Travel Accident & Inconvenience Insurance of up to ₱20 Million
  • Indulge in guilt-free shopping - save more on your international purchases with a low foreign currency conversion fee of 1.70%
  • Take pleasure in the comfort and privacy of an exclusive airport lounge every time you travel abroad - with your Priority Pass membership, you can access more than 1,300 airport lounges worldwide regardless of the airline you are taking or ticket class held
  • Discover luxury travel, top-end leisure pursuits, culinary adventures, retail finds, and rejuvenating wellness encounters in major international cities designed to inspire and enrich you, through Mastercard’s exclusive program, Priceless Cities
shopping cat
Shopping
  • Experience additional security and convenience for online shopping with your complimentary Virtual Card.
gas station icon
Petrol
Bills/Payments
Bills/Payments
Other
Other
  • The annual membership fees of your principal and supplementary EastWest Platinum Mastercard credit cards have been waived perpetually so that you may enjoy luxurious benefits and spending privileges for a lifetime
  • Get 24/7 worldwide concierge service, including international travel, shopping or dining assistance, medical care or emergency services whenever, wherever you need it
  • Experience peace of mind with technology-enabled features that ensure your payments are secure every time you use your EastWest Platinum Mastercard

Eligibility

Minimum Age
21
Maximum Age
65
Min. Annual Income
1800000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
  • Photocopy of one valid ID with picture and signature (e.g. Company ID, Driver's License, Passport, Professional Regulation Commission (PRC) ID, SSS ID, BIR ID, Postal ID, etc.)
Proof of Income
  • Regular Employee: Latest BIR Form 2316/ITR, Certificate of Employment with compensation breakdown, Appointment/Personnel Action Memo, Salary Adjustment Memo (latest month), Latest 3 months Payslips, Latest Service Record (gov employees), Valid Credit Card Reference, and Latest Month SoA
  • Self-Employed: Latest BIR Form 1701/ITR, Latest Audited Financial Statements, Valid Credit Card Reference, and Latest Month SoA
Additional Requirements

Fees

Annual Fee
0
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
Refer to your EastWest Bank

Interest

Interest Rate
3%
Interest Free Period
0
Days

Limits

Min Credit Limt
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Max Credit Limt
---
Withdrawal limit
₱50,000 daily
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the EastWest Platinum Mastercard?

The best credit card for people who demand more from their financial instruments is the EastWest Platinum Mastercard. It's a card that goes well with your upscale lifestyle thanks to its premium rewards, unique lifestyle benefits, and features tailored for frequent travelers, foodies, and shoppers.

This card offers exceptional value for its premium advantages and is incredibly cost-effective, with no yearly or issuance fees. Open to anyone with a minimum yearly income of ₱1,800,000, it's the ideal option for people looking for exclusivity and high-end activities.

The EastWest Platinum Mastercard's emphasis on flexibility and unmatched benefits are what really set it apart. High withdrawal limits and outstanding lifestyle benefits are only a couple of the ways it meets the demands of sophisticated and convenient cardholders.

Why accept the ordinary? Get the EastWest Platinum Mastercard now to take advantage of a world of first-rate benefits and unique privileges that improve all facets of your life.

EastWest Platinum Mastercard Alternatives

Metrobank Rewards Plus Card

Metrobank Rewards Plus Card

Visa
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
180000
Anual fee
2500
  • Double rewards points on ALL online, gadget, and telco spend
  • Earn 1 never-expiring point for every ₱20 spend
  • Ideal for online shoppers and tech enthusiasts
EastWest Visa Platinum

EastWest Visa Platinum

Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
1000000
Anual fee
3600
  • Earn up to 8.58% cash rewards for your straight charges at department stores, restaurants, food delivery apps, travel, fuel, and utilities spend
  • Get 0.3% cash rewards when you shop at other establishments
  • Get up to ₱20 million free Travel Accident and Inconvenience Insurance Coverage
  • Access a dedicated concierge to help fulfill your requests
  • Enjoy premium lifestyle perks and offers that suit your taste
  • Ideal for cardholders who like to shop and dine
UnionBank Lazada Credit Card

UnionBank Lazada Credit Card

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
360000
Anual fee
3000
  • Earn 6x Lazada Credits for every ₱200 spent on Lazada
  • Get 1 Lazada Credit per ₱200 spent elsewhere
  • FREE ₱5,000 Lazada Credits for new cardholders
  • Enjoy exclusive discounts and free shipping vouchers
  • Waived first-year annual fee
  • Ideal for frequent online shoppers

Frequently asked questions

What makes the EastWest Platinum Mastercard stand out, and who is it ideal for?
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The EastWest Platinum Mastercard offers premium rewards, exclusive privileges, and enhanced security features, making it a great choice for high-income individuals and frequent travelers.
Key Features:
Rewards Points: Earn 1 rewards point for every ₱30 spent on all purchases, with higher rewards on selected categories.
Luxury Perks: Access exclusive dining, shopping, and lifestyle deals, as well as luxury travel benefits.
Global Acceptance: Accepted worldwide for purchases and ATM withdrawals.
This card is perfect for individuals who want to enjoy luxury services, travel benefits, and earn rewards on everyday spending.

How do I earn and redeem rewards with the EastWest Platinum Mastercard?
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The EastWest Platinum Mastercard allows you to earn rewards for all your purchases:
Earning Rate: Earn 1 rewards point for every ₱30 spent on general purchases, with special bonus points for specific categories like dining and travel.
Redemption Options:
Redeem points for airline miles, shopping vouchers, travel experiences, and dining credits.
Use points for statement credits to offset your balance.
Convert points into partner-specific rewards, including exclusive experiences with select merchants.
How to Redeem:
Redeem your rewards using the EastWest Mobile Banking App or EastWest Online Banking.

What are the eligibility requirements for the EastWest Platinum Mastercard?
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To apply for the EastWest Platinum Mastercard, applicants must meet the following criteria:
Age: At least 21 years old.
Income: Minimum annual income of ₱600,000.
Residency: Filipino citizen or resident foreigner with a valid Philippine address.
Documents Required:
Valid government-issued ID (e.g., passport or driver’s license).
Proof of income (e.g., latest payslips, ITR, or Certificate of Employment).
Proof of residence (e.g., utility bill or bank statement).
This card is designed for high-income individuals who are looking for premium benefits and rewards.

What fees are associated with the EastWest Platinum Mastercard?
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The EastWest Platinum Mastercard comes with the following fees:
Annual Fee: ₱5,000 (waived for the first year).
Supplementary Card Annual Fee: ₱2,500 per card.
Late Payment Fee: ₱850 or the unpaid minimum amount due, whichever is lower.
Cash Advance Fee: ₱250 or 2% of the amount withdrawn, whichever is higher.
Foreign Transaction Fee: 2.5% of the converted transaction amount.
The premium annual fee offers access to high-end features and benefits, with the first-year fee waived.

What additional benefits does the EastWest Platinum Mastercard provide?
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The EastWest Platinum Mastercard offers exclusive benefits that enhance the cardholder experience:
Complimentary Airport Lounge Access: Access to select airport lounges globally for relaxation during travel.
Travel Insurance: Enjoy travel insurance coverage of up to ₱20 million for travel-related accidents when you use the card to book flights.
24/7 Concierge Service: Access a dedicated concierge for lifestyle services such as reservations, event bookings, and personal requests.
Purchase Protection: Insurance for items purchased using the card, covering accidental damage or theft.
Exclusive Offers: Receive special deals from high-end brands, dining outlets, and luxury experiences.