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EastWest Bank / Visa

Apply for EastWest Visa Platinum

Treat yourself right. With the EastWest Visa Platinum card, earn up to 8.88% Cash Reward on your purchases, anytime, anywhere. Apply now and make the most out of every spend!

Withdrawal Limit
₱50,000 daily
Min. Annual Income
1000000
Anual fee
3600

EastWest Visa Platinum Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
piggy bank
Cashback
  • Use your EastWest Visa Platinum to get 8.88% Cash Rewards on straight charges at department stores (both in-store & online), restaurants, fast food chains & food delivery apps, airlines, lodging or hotels, travel services, vehicle rental, fuel, and even utilities
  • Get 0.3% Cash Rewards on all other categories
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
Traveling
Traveling
  • You and your family are covered for up to ₱20 Million with comprehensive travel accident and inconvenience insurance when international/domestic air, land, and sea travel fares are purchased using your EastWest Visa Platinum
  • Save on unnecessary add-on charges when you shop overseas or transact in foreign currencies or with foreign merchants with EastWest Visa Platinum’s low foreign currency conversion fee of 1.70%.
shopping cat
Shopping
  • Get ₱5,000 bonus cash credit upon reaching your first ₱10,000 retail spend within two months from card activation date
gas station icon
Petrol
Bills/Payments
Bills/Payments
Other
Other
  • Enjoy exclusive benefits with EastWest Premium Perks, including luxurious getaways, fine dining, and wellness experiences from our local partners
  • Take advantage of Visa Platinum Privileges with global offers on shopping, dining, travel, and golf
  • Access a dedicated concierge to help fulfill your requests such as worldwide hotel & restaurant reservations, flower & gift delivery, car rentals, and so much more

Eligibility

Minimum Age
21
Maximum Age
65
Min. Annual Income
1000000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
  • Photocopy of one valid ID with picture and signature (e.g. Company ID, Driver's License, Passport, Professional Regulation Commission (PRC) ID, SSS ID, BIR ID, Postal ID, etc.)
Proof of Income
  • Regular Employee: Latest BIR Form 2316/ITR, Certificate of Employment with compensation breakdown, Appointment/Personnel Action Memo, Salary Adjustment Memo (latest month), Latest 3 months Payslips, Latest Service Record (gov employees), Valid Credit Card Reference, and Latest Month SoA
  • Self-Employed: Latest BIR Form 1701/ITR, Latest Audited Financial Statements, Valid Credit Card Reference, and Latest Month SoA
Additional Requirements

Fees

Annual Fee
3600
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
Refer to your EastWest Bank

Interest

Interest Rate
3%
Interest Free Period
0
Days

Limits

Min Credit Limt
---
Max Credit Limt
---
Withdrawal limit
₱50,000 daily
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the EastWest Visa Platinum?

The EastWest Visa Platinum will give you rewards without peer - up to 8.88% Cash Reward on all purchases. Guaranteed - every peso spent-this card ensures you enjoy the best value whether it's for your everyday bills, for traveling around the world, or dining at fine restaurants.

The card combines affordability with premium advantages at a relatively modest EastWest Visa Platinum annual fee and issuance charge of ₱3,600. This credit card is for people who enjoy financial flexibility without sacrificing luxury and is positioned toward the individual with a minimum yearly income of ₱1,000,000 per year. What makes the EastWest Visa credit card outstanding is that it bears a high rewards rate and withdrawal restrictions, which would make it easier to manage money while maximizing every purchase. With this, it can be an actual companion in making life better.

What are the EastWest Visa Platinum benefits? The EastWest Visa Platinum Card presents outstanding advantages catered to high-end living. It offers 0.3% cash returns on purchases plus an 8.88% cash reward on purchases at department stores, restaurants, travel agencies, and more. Meeting first purchase criteria allows new users to benefit from a ₱5,000 welcome cash reward. Along with thorough travel insurance of up to ₱20 million for fares bought with the card, the card offers 24/7 Visa concierge services, unique local and global perks for eating, shopping, and travel. For regular travellers and heavy spenders, it also offers a competitive 1.70% foreign transaction charge with a EastWest Visa Platinum travel insurance.

Here is a detailed instructions on how to get EastWest Visa Platinum Card:

1.Verify eligibility first.

Make sure you fit EastWest Bank's criteria. You have to be at least 21 years old and earn at least ₱1,000,000 annually. Candidates have to be either Filipino citizens or foreigners with current work permits in the Philippines.

2. Compile Essential EastWest Visa Platinum Requirements

Get the required paperwork ready to back up your application. For those who work, present a current government-issued ID, Certificate of Employment with Income (COEI), and your most recent payslips or ITR. Applications from self-employed candidates should provide their most recent ITR, audited financial statements, and business registration records. Foreigners will need either a work visa or an Alien Certificate of Registration (ACR).

3. Send In Your Application.

Either visit the closest EastWest branch or finish the online application form on their official website. For a seamless process, be sure you correctly complete the form and attach the necessary documentation.

4. Review Applications: Undergo

EastWest will assess your income, credit history, and financial capability after your application is turned in. They might get in touch with you for more paperwork or proof. Usually, the approval process consists of several business days.

5. Get and activate your card.

Should approval be granted, your EastWest Visa Platinum Card will arrive at your address in seven to fourteen days. Once acquired, use EastWest's online banking tool or call their hotline to activate the card. You can start appreciating its special advantages right now.

Don't settle for the ordinary. Get your EastWest Visa Platinum now and access a world of EastWest credit card perks and special benefits, conveniences, and privileges only reserved for you.

EastWest Visa Platinum Alternatives

BPI Rewards Card

BPI Rewards Card

Mastercard
Withdrawal Limit
Refer to your BPI
Min. Annual Income
180000
Anual fee
1550
  • Earn 1 reward point for every ₱35 spend
  • Flexible installment plans with terms up to 36 months
  • Free travel insurance wherever you go up to ₱2 million
  • Enjoy a variety of year-round discounts and perks
  • Ideal for shoppers looking for rewards
UnionBank Rewards Platinum Mastercard

UnionBank Rewards Platinum Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
180000
Anual fee
2500
  • Earn 3x Non-Expiring Reward Points when you shop and dine, both here and abroad
  • Earn 1 Non-Expiring Reward Point for every ₱30 spent
  • Redeem for Cash Credits, Merchandise, Gadgets, Points Transfers and More
  • Ideal for individuals who enjoy earning rewards effortlessly
UnionBank Miles+ World Mastercard

UnionBank Miles+ World Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
360000
Anual fee
5000
  • Earn 1 never-expiring mile for every ₱30 spend
  • Convert miles to airline miles or cash credits
  • Enjoy VIP lounge access with FREE DragonPass Membership
  • Up to ₱1 million travel insurance
  • Complimentary 30-Day Purchase Protection
  • Virtual Card for Virtual Shopping - Activate instantly upon approval
  • Ideal for frequent travelers

Frequently asked questions

What are the key features of the EastWest Visa Platinum Credit Card, and who is it ideal for?
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The EastWest Visa Platinum Credit Card offers a high-end blend of rewards, exclusive privileges, and premium services tailored for high-income individuals and frequent travelers.
Key Features:
Reward Points: Earn 1 reward point for every ₱30 spent on all eligible purchases, with bonus points for select categories such as dining and travel.
Global Acceptance: Use your card anywhere Visa is accepted, providing seamless access to purchases worldwide.
Airport Lounge Access: Complimentary access to over 1,000 airport lounges globally, enhancing your travel experience.
Exclusive Privileges: Access to travel perks, luxury concierge services, priority bookings, and exclusive merchant offers.
This card is perfect for those who seek luxurious perks, enhanced travel benefits, and robust rewards on everyday spending.

How do I earn and redeem rewards with the EastWest Visa Platinum Credit Card?
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Earning rewards with the EastWest Visa Platinum Credit Card is simple and flexible:
Earning Rate: 1 reward point for every ₱30 spent on all purchases.
Special Bonus Categories: Enjoy extra points on specific purchases such as dining, travel, and lifestyle-related spending.
Redemption Options:
Airline Miles: Convert points to frequent flyer miles with major airlines.
Statement Credits: Use points to reduce your outstanding balance.
Exclusive Lifestyle Rewards: Redeem points for premium rewards such as hotel stays, luxury shopping, and dining vouchers.
Partner Rewards: Take advantage of exclusive offers with EastWest’s partners.
How to Redeem:
Easily redeem points via EastWest Online Banking or the EastWest Mobile Banking App.

What additional benefits come with the EastWest Visa Platinum Credit Card?
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The EastWest Visa Platinum Credit Card provides a suite of premium benefits to elevate your lifestyle:
Complimentary Airport Lounge Access: Enjoy access to over 1,000 airport lounges globally, enhancing your travel comfort.
Travel Insurance Coverage: Get up to ₱20 million in coverage for travel accidents when tickets are booked with the card.
Concierge Service: A dedicated concierge team available 24/7 to assist with travel bookings, reservations, event planning, and special requests.
Purchase Protection: Insurance covering eligible purchases made with the card, protecting against accidental damage, loss, or theft.
Exclusive Offers and Discounts: Access to privileged offers from luxury brands, dining establishments, and premium services worldwide.
Emergency Assistance: Round-the-clock global assistance for card replacement, emergency cash, and other travel-related needs.

What are the eligibility requirements for the EastWest Visa Platinum Credit Card?
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To apply for the EastWest Visa Platinum Credit Card, the following requirements must be met:
Age: Minimum 21 years old.
Income: A minimum annual income of ₱600,000.
Residency: Filipino citizen or resident foreigner with a valid Philippine address.
Required Documents:
Government-issued ID (e.g., passport, driver’s license).
Proof of income (e.g., payslips, ITR, Certificate of Employment).
Proof of residence (e.g., utility bills, bank statements).
This card is best suited for individuals with higher disposable income looking to maximize their rewards and enjoy luxury perks.

What are the fees associated with the EastWest Visa Platinum Credit Card?
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Here is a breakdown of the key fees:
Annual Fee: ₱5,000 (waived for the first year).
Supplementary Card Fee: ₱2,500 per card annually.
Late Payment Fee: ₱850 or the unpaid minimum amount due, whichever is lower.
Cash Advance Fee: ₱250 or 2% of the amount withdrawn, whichever is higher.
Foreign Transaction Fee: 2.5% of the converted transaction amount.
While the first-year annual fee is waived, this card is designed for those who value premium benefits and are willing to cover a reasonable annual fee after the introductory period.