Effortlessly save on everyday essentials with the UnionBank Cash Back Visa Platinum. Apply now and earn cash back on groceries and more while enjoying the convenience of easy redemption.
- Up to 6% rebates on supermarket purchases
- Up to 2% rebates on Meralco bill payments through UnionBank Online
- Spend at least ₱10,000 per month on non-Meralco and non-supermarket purchases to maximize your rebates
- Earn 0.20% cash back on all other purchases
- Never-expiring cash back: use anytime you want
- Convert transactions to fixed monthly installments
- PayBill: auto-charge feature for utility bills
- Up to 53 days of 0% interest credit
- Enjoy discounts, perks and freebies nationwide
- Advanced features to safeguard your transactions
Eligibility
Required Documents
One photo-bearing, government-issued ID with identification number or date of birth
Pay Slip, BIR Form 2316, Original Certificate of Employment, Latest ITR (1700 or 1701) with BIR or Bank Stamp
- You have a postpaid line or postpaid mobile phone
- You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
- Your credit card account with other banks (if any) is current and in good credit standing
Fees
Interest
Limits
Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Receiving Methods
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What makes the UnionBank Cash Back Visa Platinum the best option? To put it simply: Easy Savings. Enjoy a smooth redemption process that makes every peso matter while earning rewards on shopping, restaurants, and other purchases.
With a minimum income requirement of just ₱180,000, this card is perfect for frugal consumers and is among the most accessible rewards cards available. Its substantial cashback earnings readily offset the ₱4,500 annual cost.
Ownership is simple, with flexible eligibility requirements (ages 21 to 70) and no issuance fees. This card is intended for people who like to get the most out of their daily expenses while earning worthwhile benefits.
Make regular purchases more cost-effective by using the UnionBank Cash Back Visa Platinum. Apply right away to get unprecedented financial simplicity.
Security Bank Platinum Mastercard
- Waived annual fee for the first year
- Earn 2 never-expiring point for every ₱20 spent
- Access over 1,300 lounges across 500+ airports worldwide
- Free travel insurance when booking airline tickets
- Discounts at favorite shops and restaurants
- Receive up to $200 coverage when you shop online
- Ideal for frequent travelers and international shoppers
Metrobank Platinum Mastercard
- Exclusive welcome gift for New-to-Metrobank credit cardholders
- Earn rewards points effortlessly: 1 point for every ₱20 spent
- Enjoy exclusive discounts of up to 50% on premium dining
- Get peace of mind with eCommerce purchase protection
- No annual fee for your first supplementary card
- Ideal for those seeking effortless rewards on their everyday purchases
EastWest Platinum Mastercard
- Enjoy lifetime free membership for both principal and supplementary cards
- Receive a complimentary EastWest Platinum Virtual Card for secure online shopping
- Travel without worries with free Travel Accident & Inconvenience Insurance
- Access VIP airport lounges worldwide with your free Priority Pass membership
- Perfect for those who love to travel and value luxury
Frequently asked questions
Cardholders earn up to 5% cashback on essential expenses like groceries, gas, and utilities, making it perfect for everyday spending.
Yes, cashback rewards have a monthly limit, but it is set generously to accommodate substantial household expenses.
By focusing spending on the designated cashback categories and paying off the balance in full each month to avoid interest charges.
While primarily focused on cashback, the card also offers travel insurance and privileges at select travel-related merchants.
It includes exclusive shopping discounts, extended warranty for purchases, and access to Visa Platinum concierge services.
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