What are you looking for today?
- Up to 6% rebates on supermarket purchases
- Up to 2% rebates on Meralco bill payments through UnionBank Online
- Spend at least ₱10,000 per month on non-Meralco and non-supermarket purchases to maximize your rebates
- Earn 0.20% cash back on all other purchases
- Never-expiring cash back: use anytime you want
- Convert transactions to fixed monthly installments
- PayBill: auto-charge feature for utility bills
- Up to 53 days of 0% interest credit
- Enjoy discounts, perks and freebies nationwide
- Advanced features to safeguard your transactions
Eligibility
Required Documents
One photo-bearing, government-issued ID with identification number or date of birth
Pay Slip, BIR Form 2316, Original Certificate of Employment, Latest ITR (1700 or 1701) with BIR or Bank Stamp
- You have a postpaid line or postpaid mobile phone
- You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
- Your credit card account with other banks (if any) is current and in good credit standing
Fees
Interest
Limits
Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Receiving Methods
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What makes the UnionBank Cash Back Visa Platinum the best option? To put it simply: Easy Savings. Enjoy a smooth redemption process that makes every peso matter while earning rewards on shopping, restaurants, and other purchases.
With a minimum income requirement of just ₱180,000, this card is perfect for frugal consumers and is among the most accessible rewards cards available. Its substantial cashback earnings readily offset the ₱4,500 annual cost.
Ownership is simple, with flexible eligibility requirements (ages 21 to 70) and no issuance fees. This card is intended for people who like to get the most out of their daily expenses while earning worthwhile benefits.
Make regular purchases more cost-effective by using the UnionBank Cash Back Visa Platinum. Apply right away to get unprecedented financial simplicity.
Security Bank Gold Mastercard
UnionBank Rewards Visa Platinum
BPI Platinum Rewards Card
- Earn 2 BPI points for every ₱30 local spend
- Earn 2 BPI points for every ₱20 foreign currency spend online and abroad
- Convert straight payments on airfares to installment with 0% interest
- Get up to ₱10 million free travel insurance
- Get up to 180 days of purchase protection insurance
- Enjoy complimentary airport lounge passes in 1,300+ lounges worldwide
- Ideal for frequent travelers looking for premium benefits
Frequently asked questions
Cardholders earn up to 5% cashback on essential expenses like groceries, gas, and utilities, making it perfect for everyday spending.
Yes, cashback rewards have a monthly limit, but it is set generously to accommodate substantial household expenses.
By focusing spending on the designated cashback categories and paying off the balance in full each month to avoid interest charges.
While primarily focused on cashback, the card also offers travel insurance and privileges at select travel-related merchants.
It includes exclusive shopping discounts, extended warranty for purchases, and access to Visa Platinum concierge services.
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