What are you looking for today?
- Up to 6% rebates on supermarket purchases
- Up to 2% rebates on Meralco bill payments through UnionBank Online
- Spend at least ₱10,000 per month on non-Meralco and non-supermarket purchases to maximize your rebates
- Earn 0.20% cash back on all other purchases
- Never-expiring cash back: use anytime you want
- Convert transactions to fixed monthly installments
- PayBill: auto-charge feature for utility bills
- Up to 53 days of 0% interest credit
- Enjoy discounts, perks and freebies nationwide
- Advanced features to safeguard your transactions
Eligibility
Required Documents
One photo-bearing, government-issued ID with identification number or date of birth
Pay Slip, BIR Form 2316, Original Certificate of Employment, Latest ITR (1700 or 1701) with BIR or Bank Stamp
- You have a postpaid line or postpaid mobile phone
- You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
- Your credit card account with other banks (if any) is current and in good credit standing
Fees
Interest
Limits
Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Receiving Methods
Your feedback is valuable! By sharing your thoughts, you'll not only help us improve but also assist others in making informed decisions.
It will take just a few minutes of your time.
What makes the UnionBank Cash Back Visa Platinum the best option? To put it simply: Easy Savings. Enjoy a smooth redemption process that makes every peso matter while earning rewards on shopping, restaurants, and other purchases.
With a minimum income requirement of just ₱180,000, this card is perfect for frugal consumers and is among the most accessible rewards cards available. Its substantial cashback earnings readily offset the ₱4,500 annual cost.
Ownership is simple, with flexible eligibility requirements (ages 21 to 70) and no issuance fees. This card is intended for people who like to get the most out of their daily expenses while earning worthwhile benefits.
Make regular purchases more cost-effective by using the UnionBank Cash Back Visa Platinum. Apply right away to get unprecedented financial simplicity.
RCBC Classic Mastercard
- Earn flexible non-expiring Rewards Points from all your purchases
- Convert your points to air miles and other rewards
- Free budget monitoring tools
- Convert straight purchases made anywhere to installment
- Free travel insurance and purchase protection
- No Annual Fee For Life
- Ideal for the young professionals enjoying financial independence
PSBank Credit Mastercard
Metrobank Travel Platinum Card
- Exclusive welcome gift for New-to-Metrobank credit cardholders
- Earn miles quickly with the Metrobank Travel Platinum Card
- Receive 1 mile for every ₱17 spent on airlines, hotels, and foreign currency transactions
- Earn 1 mile for every ₱50 spent on other categories
- Triple rewards on local airlines, hotel accomodation and international spending
- Enjoy a FREE first supplementary credit card
- Ideal for frequent travelers looking to maximize their rewards
finmerkado.ph is not a loan provider and does not issue loans from its own account. finmerkado..ph 's service helps to evaluate verified/trusted lenders in real time with diversified financial products, flexible repayment from 91 to 180 days with minimum APR interest rate of 0% and up to 427%. For example, you apply for PHP 20,000 and choose repayment over 6 months, your monthly payment will be only PHP 5,000 per month, your total cost of the loan will be PHP 2,383 per month (APR = 143%). finmerkado will not charge for using our service. The exact cost of each loan depends on the individual application. You will always receive complete accurate information about the APR and all fees before signing a loan agreement.
© SIA JEFF, registered in the Republic of Latvia with business number 43603085405