RCBC / Mastercard

Apply for RCBC Classic Mastercard

The RCBC Classic Mastercard offers flexible, non-expiring rewards points and much more for the modern professional. Apply now to start enjoying financial freedom and valuable perks.
RCBC Classic Mastercard
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Withdrawal Limit
₱50,000 daily
Min. Annual Income
180000
Anual fee
1500

RCBC Classic Mastercard Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
  • Earn flexible, non-expiring Rewards Points from all your purchases which you can exchange for AIRMILES, Cash Rebates, Shopping Vouchers, Cash Credit to your RCBC Credit Card, Deposit to your RCBC deposit account, or Donation
Traveling
Traveling
  • Free Travel Insurance (Travel Plus Lite) & Purchase Protection when you charge all your international travel-related needs to your card
  • Access to PAGSS Lounge in Terminal 1&3
shopping cat
Shopping
gas station icon
Petrol
Bills/Payments
Bills/Payments
  • Free budget monitoring tools that give you financial control and empowerment
  • Convenient and rewarding bills payment
Other
Other
  • No Annual Fee For Life if you spend ₱20,000 within 60 days from receipt of card

Eligibility

Minimum Age
21
Maximum Age
65
Min. Annual Income
180000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
  • A copy of one valid ID with photo and signature (i.e. UMID, Passport, Driver's License)
Proof of Income
  • For Employed: Latest ITR and/or W2 with BIR/Bank Stamp, latest payslip with monthly salary, original CEO (<6 months) with annual income details signed by authorized HR Group signatory, latest bank statement showing salary credit
  • For Self-Employed/ Proprietor/ Businessman: Latest AFS with BIR/Bank Stamp, latest ITR and/or W2 with BIR/Bank Stamp, latest bank statement showing cash credits/sales receipts
Additional Requirements

Fees

Annual Fee
1500
Issuance Fee
0
Annual Fee Waiver?
Yes
No
Min Monthly Repayment
₱500 or 3% of adjusted total amount due

Interest

Interest Rate
3%
Interest Free Period
0
Days

Limits

Min Credit Limt
---
Max Credit Limt
---
Withdrawal limit
₱50,000 daily
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the RCBC Classic Mastercard?

RCBC Classic Mastercard

What benefits does this cost-effective credit card offer? In two words: The RCBC Classic Mastercard offers flexible, non-expiring rewards points and much more for the modern professional. Apply now to start enjoying financial freedom and valuable perks..

If you're considering getting a new credit card in the Philippines, the RCBC Classic Mastercard is an excellent choice. This card offers a high withdrawal limit, ensuring you have access to your funds whenever you need them. It is designed to be accessible with a minimum annual income requirement of just 180000, making it an ideal option for a wide range of Filipinos. The RCBC Classic Mastercard comes with a competitive annual fee of 1500, providing great value for the benefits it offers.

Additionally, the card features a low issuance fee of only 0, making it hassle-free and cost-effective to obtain. The RCBC Classic Mastercard also caters to a wide age range, with a minimum age requirement of 21 and a maximum age limit of 65.

In summary, the RCBC Classic Mastercard offers a host of benefits tailored to meet the needs of cardholders in the Philippines, including high withdrawal limits, affordable fees, and flexible age requirements. Enhance your financial flexibility and convenience with the RCBC Classic Mastercard.

RCBC Classic Mastercard Alternatives

EastWest Visa Platinum

EastWest Visa Platinum

Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
1000000
Anual fee
3600
HSBC Red Mastercard

HSBC Red Mastercard

Mastercard
Withdrawal Limit
₱40,000.00
Min. Annual Income
200000
Anual fee
2500
UnionBank Platinum Mastercard

UnionBank Platinum Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Anual fee
3000
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