RCBC / Mastercard

Apply for RCBC Classic Mastercard

The RCBC Classic Mastercard offers flexible, non-expiring rewards points and much more for the modern professional. Apply now to start enjoying financial freedom and valuable perks.
Withdrawal Limit
₱50,000 daily
Min. Annual Income
180000
Anual fee
1500

RCBC Classic Mastercard Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
  • Earn flexible, non-expiring Rewards Points from all your purchases which you can exchange for AIRMILES, Cash Rebates, Shopping Vouchers, Cash Credit to your RCBC Credit Card, Deposit to your RCBC deposit account, or Donation
Traveling
Traveling
  • Free Travel Insurance (Travel Plus Lite) & Purchase Protection when you charge all your international travel-related needs to your card
  • Access to PAGSS Lounge in Terminal 1&3
shopping cat
Shopping
gas station icon
Petrol
Bills/Payments
Bills/Payments
  • Free budget monitoring tools that give you financial control and empowerment
  • Convenient and rewarding bills payment
Other
Other
  • No Annual Fee For Life if you spend ₱20,000 within 60 days from receipt of card

Eligibility

Minimum Age
21
Maximum Age
65
Min. Annual Income
180000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
  • A copy of one valid ID with photo and signature (i.e. UMID, Passport, Driver's License)
Proof of Income
  • For Employed: Latest ITR and/or W2 with BIR/Bank Stamp, latest payslip with monthly salary, original CEO (<6 months) with annual income details signed by authorized HR Group signatory, latest bank statement showing salary credit
  • For Self-Employed/ Proprietor/ Businessman: Latest AFS with BIR/Bank Stamp, latest ITR and/or W2 with BIR/Bank Stamp, latest bank statement showing cash credits/sales receipts
Additional Requirements

Fees

Annual Fee
1500
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
₱500 or 3% of adjusted total amount due

Interest

Interest Rate
3%
Interest Free Period
0
Days

Limits

Min Credit Limt
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Max Credit Limt
---
Withdrawal limit
₱50,000 daily
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the RCBC Classic Mastercard?

RCBC Classic Mastercard

What benefits does this cost-effective credit card offer? In two words: The RCBC Classic Mastercard offers flexible, non-expiring rewards points and much more for the modern professional. Apply now to start enjoying financial freedom and valuable perks..

If you're considering getting a new credit card in the Philippines, the RCBC Classic Mastercard is an excellent choice. This card offers a high withdrawal limit, ensuring you have access to your funds whenever you need them. It is designed to be accessible with a minimum annual income requirement of just 180000, making it an ideal option for a wide range of Filipinos. The RCBC Classic Mastercard comes with a competitive annual fee of 1500, providing great value for the benefits it offers.

Additionally, the card features a low issuance fee of only 0, making it hassle-free and cost-effective to obtain. The RCBC Classic Mastercard also caters to a wide age range, with a minimum age requirement of 21 and a maximum age limit of 65.

In summary, the RCBC Classic Mastercard offers a host of benefits tailored to meet the needs of cardholders in the Philippines, including high withdrawal limits, affordable fees, and flexible age requirements. Enhance your financial flexibility and convenience with the RCBC Classic Mastercard.

Experience daily financial convenience with the RCBC Classic Mastercard, your go-to source for useful benefits and easy transactions. With your purchases, you can accrue non-expiring reward points that you can use whenever it's convenient for you. This card, which emphasizes adaptability, is ideal for the contemporary professional.

The RCBC Classic Mastercard, which is available to everyone with a minimum yearly income of ₱180,000, offers great value thanks to its reasonable ₱1,500 annual cost. A high withdrawal limit will also be advantageous to you, providing you with comfort anytime you require money.

This card is intended for anyone looking for a simple yet useful financial instrument. It guarantees cardholders simple access and seamless management because there is no issue cost and it is eligible for those between the ages of 21 and 65.

Discover the benefits and ease of use of the RCBC Classic Mastercard right now. To access a hassle-free financial solution that expands with you, apply right now.

RCBC Classic Mastercard Alternatives

Metrobank World Mastercard

Metrobank World Mastercard

Mastercard
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
1500000
Anual fee
6000
  • Exclusive welcome gift for New-to-Metrobank credit cardholders until July 31, 2024
  • 1 air mile per ₱17 foreign currency spend
  • 1 air mile per ₱50 spend on other categories
  • Up to 50% OFF on deals here and abroad
  • Complimentary two global lounge passes per year
  • FREE FOR LIFE annual fee for two supplementary cards
  • Ideal for world explorers
Security Bank World Mastercard

Security Bank World Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
3000000
Anual fee
5000
  • Earn 3x points for every ₱20 spent
  • Access over 1,300 lounges across 500+ airports worldwide
  • Receive free travel insurance coverage up to ₱10 million
  • Receive up to $200 coverage when you shop online
  • Discover exclusive dining, spa and retail offers from select airport merchants
  • Ideal for travelers seeking extensive travel perks
EastWest Visa Platinum

EastWest Visa Platinum

Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
1000000
Anual fee
3600
  • Earn up to 8.58% cash rewards for your straight charges at department stores, restaurants, food delivery apps, travel, fuel, and utilities spend
  • Get 0.3% cash rewards when you shop at other establishments
  • Get up to ₱20 million free Travel Accident and Inconvenience Insurance Coverage
  • Access a dedicated concierge to help fulfill your requests
  • Enjoy premium lifestyle perks and offers that suit your taste
  • Ideal for cardholders who like to shop and dine
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