RCBC / Mastercard

Apply for RCBC Classic Mastercard

The RCBC Classic Mastercard offers flexible, non-expiring rewards points and much more for the modern professional. Apply now to start enjoying financial freedom and valuable perks.
Withdrawal Limit
₱50,000 daily
Min. Annual Income
180000
Anual fee
1500

RCBC Classic Mastercard Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
  • Earn flexible, non-expiring Rewards Points from all your purchases which you can exchange for AIRMILES, Cash Rebates, Shopping Vouchers, Cash Credit to your RCBC Credit Card, Deposit to your RCBC deposit account, or Donation
Traveling
Traveling
  • Free Travel Insurance (Travel Plus Lite) & Purchase Protection when you charge all your international travel-related needs to your card
  • Access to PAGSS Lounge in Terminal 1&3
shopping cat
Shopping
gas station icon
Petrol
Bills/Payments
Bills/Payments
  • Free budget monitoring tools that give you financial control and empowerment
  • Convenient and rewarding bills payment
Other
Other
  • No Annual Fee For Life if you spend ₱20,000 within 60 days from receipt of card

Eligibility

Minimum Age
21
Maximum Age
65
Min. Annual Income
180000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
  • A copy of one valid ID with photo and signature (i.e. UMID, Passport, Driver's License)
Proof of Income
  • For Employed: Latest ITR and/or W2 with BIR/Bank Stamp, latest payslip with monthly salary, original CEO (<6 months) with annual income details signed by authorized HR Group signatory, latest bank statement showing salary credit
  • For Self-Employed/ Proprietor/ Businessman: Latest AFS with BIR/Bank Stamp, latest ITR and/or W2 with BIR/Bank Stamp, latest bank statement showing cash credits/sales receipts
Additional Requirements

Fees

Annual Fee
1500
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
₱500 or 3% of adjusted total amount due

Interest

Interest Rate
3%
Interest Free Period
0
Days

Limits

Min Credit Limt
---
Max Credit Limt
---
Withdrawal limit
₱50,000 daily
---

Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

---

Receiving Methods

---
This company/product has no reviews yet.
Want to add your review?
Click the "Share your feedback" button below.
Art of Girl holding Finmart logo with various emojis in background

Tell us what you really think about RCBC Classic Mastercard

Your feedback is valuable! By sharing your thoughts, you'll not only help us improve but also assist others in making informed decisions.
It will take just a few minutes of your time.

Why should i get the RCBC Classic Mastercard?

Experience daily financial convenience with the RCBC Classic Mastercard, your go-to source for useful benefits and easy transactions. With your purchases, you can accrue non-expiring reward points that you can use whenever it's convenient for you. This card, which emphasizes adaptability, is ideal for the contemporary professional.

The RCBC Classic Mastercard, which is available to everyone with a minimum yearly income of ₱180,000, offers great value thanks to its reasonable ₱1,500 annual cost. A high withdrawal limit will also be advantageous to you, providing you with comfort anytime you require money.

This card is intended for anyone looking for a simple yet useful financial instrument. It guarantees cardholders simple access and seamless management because there is no issue cost and it is eligible for those between the ages of 21 and 65.

Discover the benefits and ease of use of the RCBC Classic Mastercard right now. To access a hassle-free financial solution that expands with you, apply right now.

RCBC Classic Mastercard Alternatives

Security Bank World Mastercard

Security Bank World Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
3000000
Anual fee
5000
  • Earn 3x points for every ₱20 spent
  • Access over 1,300 lounges across 500+ airports worldwide
  • Receive free travel insurance coverage up to ₱10 million
  • Receive up to $200 coverage when you shop online
  • Discover exclusive dining, spa and retail offers from select airport merchants
  • Ideal for travelers seeking extensive travel perks
BPI Gold Rewards Card

BPI Gold Rewards Card

Mastercard
Withdrawal Limit
Refer to your BPI
Min. Annual Income
480000
Anual fee
2250
  • Earn 1 reward point for every ₱35 spend
  • Avail flexible installment plans with terms up to 36 months
  • Free travel insurance up to ₱10 million
  • Enjoy endless rewards and perks all year round
  • Ideal for cardholders looking for premium benefits
Metrobank Rewards Plus Card

Metrobank Rewards Plus Card

Visa
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
180000
Anual fee
2500
  • Double rewards points on ALL online, gadget, and telco spend
  • Earn 1 never-expiring point for every ₱20 spend
  • Ideal for online shoppers and tech enthusiasts

Frequently asked questions

What are the annual fees associated with the RCBC Classic Mastercard?
cross


The annual fee for the RCBC Classic Mastercard is ₱1,500.

What are the income requirements to apply for the RCBC Classic Mastercard?
cross


The minimum monthly income requirement for the RCBC Classic Mastercard is ₱180,000.

How can I earn rewards points with the RCBC Classic Mastercard?
cross


Earn Rewards Points for every peso spent on eligible purchases. The exact points earning rate may vary depending on the type of purchase.

What are the benefits of using the RCBC Classic Mastercard for online transactions?
cross


The RCBC Classic Mastercard offers enhanced security features for online transactions, such as 3D Secure, to protect you from fraud.

How can I apply for the RCBC Classic Mastercard?
cross


You can apply for the RCBC Classic Mastercard through various channels.