UnionBank / Visa

Apply for UnionBank Platinum Visa Card

Support your passions and unique experiences with the UnionBank Platinum Visa Card. Apply today and enjoy premium benefits, including concierge services and complimentary travel insurance, ensuring every need is met while you focus on what truly matters!
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Anual fee
3000

UnionBank Platinum Visa Card Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
Traveling
Traveling
  • Free travel insurance coverage up to ₱10 million
  • Access unlimited pre-departure lounges at NAIA Terminals 1 and 3
shopping cat
Shopping
gas station icon
Petrol
Bills/Payments
Bills/Payments
  • Convert transactions to fixed monthly installments
  • PayBill: auto-charge feature for utility bills
  • Up to 53 days of 0% interest credit
Other
Other
  • Enjoy discounts, perks and freebies nationwide
  • Dedicated Concierge service available 24/7
  • Advanced features to safeguard your transactions

Eligibility

Minimum Age
18
Maximum Age
70
Min. Annual Income
600000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
A copy of one valid government ID with photo and signature
Proof of Income

A copy of one of the following:

  • ITR Certificate of Compensation Payment and Tax Withheld or similar documents
  • Certificate of Employment or Employment Contract
  • Latest 3-months payslip
  • BIR Form 2316 or similar document
  • Proof of pension
  • Latest 3 months copy of Bank SOA from another bank
Additional Requirements
  • You have a postpaid line or postpaid mobile phone
  • You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
  • Your credit card account with other banks (if any) is current and in good credit standing

Fees

Annual Fee
3000
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
₱400 or 4% of total outstanding balance

Interest

Interest Rate
3%
Interest Free Period
53
Days

Limits

Min Credit Limt
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Max Credit Limt
---
Withdrawal limit
₱50,000 daily
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the UnionBank Platinum Visa Card?

UnionBank Platinum Visa Card

What benefits does this cost-effective credit card offer? In two words: Support your passions and unique experiences with the UnionBank Platinum Visa Card. Apply today and enjoy premium benefits, including concierge services and complimentary travel insurance, ensuring every need is met while you focus on what truly matters!.

If you're considering getting a new credit card in the Philippines, the UnionBank Platinum Visa Card is an excellent choice. This card offers a high withdrawal limit, ensuring you have access to your funds whenever you need them. It is designed to be accessible with a minimum annual income requirement of just 600000, making it an ideal option for a wide range of Filipinos. The UnionBank Platinum Visa Card comes with a competitive annual fee of 3000, providing great value for the benefits it offers.

Additionally, the card features a low issuance fee of only 0, making it hassle-free and cost-effective to obtain. The UnionBank Platinum Visa Card also caters to a wide age range, with a minimum age requirement of 18 and a maximum age limit of 70.

In summary, the UnionBank Platinum Visa Card offers a host of benefits tailored to meet the needs of cardholders in the Philippines, including high withdrawal limits, affordable fees, and flexible age requirements. Enhance your financial flexibility and convenience with the UnionBank Platinum Visa Card.

Why opt for the UnionBank Platinum Visa Card? Effortless Living. What does this mean? Living life's finest moments, and leaving all the fine details to UnionBank: premiums on Concierge Services and Travel Insurance.

This card is suited for those who enjoy experiences, with a minimum income requirement of ₱600,000 and an annual fee of ₱3,000. It's highly suitable for people who feel that support and convenience are integral to their lifestyle.

The zero-issuance fee and its ability to be used by a range of ages between 18 to 70 make it widely accessible to the general public. Whether one goes out to eat, shop, or travel, this card covers one in all aspects that matter.

Keep your passions alive with the UnionBank Platinum Visa Card. Apply for one today, and experience how much easier life can be with a card that is as busy and hardworking as you.

UnionBank Platinum Visa Card Alternatives

Security Bank Gold Mastercard

Security Bank Gold Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
480000
Anual fee
2500
  • Earn 1 never-expiring point for every ₱20 spent
  • Exclusive discounts at your favorite shops and restaurants
  • Waived annual fee for the first year
  • Access to local airport lounges at preferential rates
  • Ideal for frequent shoppers and reward seekers
BPI Amore Platinum Cashback Card

BPI Amore Platinum Cashback Card

Visa
Withdrawal Limit
Refer to your BPI
Min. Annual Income
1000000
Anual fee
5000
  • Get 4% cash back on dining and online delivery spend
  • Get 1% cash back on supermarkets and department store spend
  • Earn up to 0.3% cash back on other international and local retail spend
  • Enjoy exclusive perks and deals at any Ayala Malls nationwide
  • One of the lowest forex conversion rates at 1.85%
  • Ideal for people who enjoy shopping while saving
UnionBank Lazada Credit Card

UnionBank Lazada Credit Card

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
360000
Anual fee
3000
  • Earn 6x Lazada Credits for every ₱200 spent on Lazada
  • Get 1 Lazada Credit per ₱200 spent elsewhere
  • FREE ₱5,000 Lazada Credits for new cardholders
  • Enjoy exclusive discounts and free shipping vouchers
  • Waived first-year annual fee
  • Ideal for frequent online shoppers
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