UnionBank / Visa

Apply for UnionBank Platinum Visa Card

Support your passions and unique experiences with the UnionBank Platinum Visa Card. Apply today and enjoy premium benefits, including concierge services and complimentary travel insurance, ensuring every need is met while you focus on what truly matters!
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Anual fee
3000

UnionBank Platinum Visa Card Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
Traveling
Traveling
  • Free travel insurance coverage up to ₱10 million
  • Access unlimited pre-departure lounges at NAIA Terminals 1 and 3
shopping cat
Shopping
gas station icon
Petrol
Bills/Payments
Bills/Payments
  • Convert transactions to fixed monthly installments
  • PayBill: auto-charge feature for utility bills
  • Up to 53 days of 0% interest credit
Other
Other
  • Enjoy discounts, perks and freebies nationwide
  • Dedicated Concierge service available 24/7
  • Advanced features to safeguard your transactions

Eligibility

Minimum Age
18
Maximum Age
70
Min. Annual Income
600000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
A copy of one valid government ID with photo and signature
Proof of Income

A copy of one of the following:

  • ITR Certificate of Compensation Payment and Tax Withheld or similar documents
  • Certificate of Employment or Employment Contract
  • Latest 3-months payslip
  • BIR Form 2316 or similar document
  • Proof of pension
  • Latest 3 months copy of Bank SOA from another bank
Additional Requirements
  • You have a postpaid line or postpaid mobile phone
  • You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
  • Your credit card account with other banks (if any) is current and in good credit standing

Fees

Annual Fee
3000
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
₱400 or 4% of total outstanding balance

Interest

Interest Rate
3%
Interest Free Period
53
Days

Limits

Min Credit Limt
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Max Credit Limt
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Withdrawal limit
₱50,000 daily
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the UnionBank Platinum Visa Card?

Why opt for the UnionBank Platinum Visa Card? Effortless Living. What does this mean? Living life's finest moments, and leaving all the fine details to UnionBank: premiums on Concierge Services and Travel Insurance.

The Platinum Visa Unionbank card is suited for those who enjoy experiences, with a minimum income requirement of ₱600,000 and the UnionBank Platinum credit card annual fee of ₱3,000. It's highly suitable for people who feel that support and convenience are integral to their lifestyle.

The zero-issuance fee and its ability to be used by a range of ages between 18 to 70 makes the UnionBank Platinum Credit card widely accessible to the general public. Whether one goes out to eat, shop, or travel, this card covers one in all aspects that matter.

Keep your passions alive with the UnionBank Platinum Visa Card. Apply for one today, and experience how much easier life can be with a card that is as busy and hardworking as you.

UnionBank Platinum Visa Card Alternatives

BPI Signature Card

BPI Signature Card

Visa
Withdrawal Limit
Refer to your BPI
Min. Annual Income
1200000
Anual fee
5500
  • Earn 2 BPI points for every ₱20 spend
  • Get up to ₱20 million free travel accident and inconvenience benefit
  • Enjoy complimentary access for you and one guest at PAGSS international lounges in NAIA 1 and NAIA 3
  • Get exclusive 50% off deals on dining, hotels, resorts, fitness studios, and wellness centers, all year round
  • Ideal for frequent travelers
BPI Edge Card

BPI Edge Card

Mastercard
Withdrawal Limit
Refer to your BPI
Min. Annual Income
180000
Anual fee
1320
  • Earn one 1 rewards point for every ₱50 spend
  • Enjoy flexible installment plans and payment options
  • One of the lowest forex conversion rates at 1.85%
  • Enjoy deals and discounts all year round from BPI
  • Ideal for young professionals who want to experience more out of life
HSBC Red Mastercard

HSBC Red Mastercard

Mastercard
Withdrawal Limit
₱40,000.00
Min. Annual Income
200000
Anual fee
2500
  • Earn 1 bonus point for every ₱20 spend
  • Earn up to 4 points on shopping, dining, online, & overseas transaction
  • Redeem airmiles & rewards items using your earned bonus points
  • Caltex 6% rebate on 1st transaction and 3% on every transaction
  • International offers via HSBC home & away Privilege program
  • 0% installment offers up to 36 months
  • Ideal for those who want to maximise rewards and enjoy premium benefits

Frequently asked questions

What are the key lifestyle benefits of the UnionBank Platinum Visa Card?
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The card offers perks like curated dining experiences, shopping discounts, and invitations to exclusive lifestyle events.

Does this card provide travel-related privileges?
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Yes, the Platinum Visa includes complimentary travel insurance, global concierge services, and discounts on luxury hotels and car rentals.

Are there any installment options for big-ticket purchases with this card?
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Cardholders can convert large purchases into affordable installments with flexible repayment terms and low interest rates.

How does the rewards system of the Platinum Visa Card work?
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Earn rewards points on all spending categories, with accelerated points for travel, dining, and high-value transactions.

What security features does the UnionBank Platinum Visa Card include?
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The card employs advanced security measures like EMV chip technology, real-time fraud monitoring, and zero-liability protection for unauthorized transactions.