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Withdrawal Limit
No
Min. Annual Income
180000
Anual fee
0
Gifts and promo
Air miles
Cashback
Dining / restaurants
Loyalty points
Traveling
Shopping
Petrol
Bills/Payments
Other
Eligibility
Minimum Age
21
Maximum Age
70
Min. Annual Income
180000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No
Required Documents (if applicable)
ID Documents
A copy of one valid government ID with photo and signature
Proof of Income
One of: Pay Slip, BIR Form 2316, Original Certificate of Employment, Latest ITR (1700 or 1701) with BIR or Bank Stamp.
Additional Requirements
- You have a postpaid line or postpaid mobile phone.
- You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number.
Fees
Annual Fee
0
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
-
Interest
Interest Rate
3%
Interest Free Period
50
Days
Limits
Min Credit Limt
---
Max Credit Limt
---
Withdrawal limit
No
---
Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Google Pay
Apple Pay
Receiving Methods
---
Metrobank World Mastercard
Mastercard
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
1500000
Anual fee
6000
- Exclusive welcome gift for New-to-Metrobank credit cardholders until July 31, 2024
- 1 air mile per ₱17 foreign currency spend
- 1 air mile per ₱50 spend on other categories
- Up to 50% OFF on deals here and abroad
- Complimentary two global lounge passes per year
- FREE FOR LIFE annual fee for two supplementary cards
- Ideal for world explorers
UnionBank U Visa Platinum
Visa
Withdrawal Limit
No
Min. Annual Income
180000
Anual fee
0
- No annual fees for life!
- Earn a 10% rebate on interest charge when you pay at least the minimum amount due on or before the due date
- No overlimit and late fees
- Ideal for: cardholders who prefer cards with less fees
Cebu Pacific Gold Credit Card
Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
360000
Anual fee
3000
- Earn 1 Go reward point for every ₱200 spend
- Earn 1 Go reward point for every ₱100 spend at Cebu Pacific
- Exclusive access to Cebu Pacific seat sales
- Get lost in the insane amount of discounts, perks and freebies in restaurants, shopping, leisure and service outlets nationwide
- Have your outstanding credit card balance covered up to ₱2.5 Million
- Ideal for the Insta-Traveller
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Frequently asked questions
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finmerkado.ph is not a loan provider and does not issue loans from its own account. finmerkado..ph 's service helps to evaluate verified/trusted lenders in real time with diversified financial products, flexible repayment from 91 to 180 days with minimum APR interest rate of 0% and up to 427%. For example, you apply for PHP 20,000 and choose repayment over 6 months, your monthly payment will be only PHP 5,000 per month, your total cost of the loan will be PHP 2,383 per month (APR = 143%). finmerkado will not charge for using our service. The exact cost of each loan depends on the individual application. You will always receive complete accurate information about the APR and all fees before signing a loan agreement.
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