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Withdrawal Limit
No
Min. Annual Income
180000
Anual fee
0
Gifts and promo
Air miles
Cashback
Dining / restaurants
Loyalty points
Traveling
Shopping
Petrol
Bills/Payments
Other
Eligibility
Minimum Age
21
Maximum Age
70
Min. Annual Income
180000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No
Required Documents (if applicable)
ID Documents
A copy of one valid government ID with photo and signature
Proof of Income
One of: Pay Slip, BIR Form 2316, Original Certificate of Employment, Latest ITR (1700 or 1701) with BIR or Bank Stamp.
Additional Requirements
- You have a postpaid line or postpaid mobile phone.
- You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number.
Fees
Annual Fee
0
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
-
Interest
Interest Rate
3%
Interest Free Period
50
Days
Limits
Min Credit Limt
---
Max Credit Limt
---
Withdrawal limit
No
---
Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Google Pay
Apple Pay
Receiving Methods
---
EastWest Visa Gold
Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
480000
Anual fee
2500
- Earn 1 reward point for every ₱100 spent
- Travel with confidence thanks to complimentary Travel Accident and Inconvenience Insurance
- Use your EastWest Visa Gold globally, including in the Philippines
- Benefit from a variety of exclusive privileges for shopping, dining, and traveling
- Ideal for those who prioritize luxury and rewards
RCBC Gold Mastercard
Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Anual fee
3000
- Earn flexible non-expiring Rewards Points from all your purchases
- Enjoy complimentary travel insurance and purchase protection on all your trips
- Free budget monitoring tools to help organize your finances
- Convenient and rewarding bills payment
- Ideal for savvy spenders and travelers
Security Bank Gold Mastercard
Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
480000
Anual fee
2500
- Earn 1 never-expiring point for every ₱20 spent
- Exclusive discounts at your favorite shops and restaurants
- Waived annual fee for the first year
- Access to local airport lounges at preferential rates
- Ideal for frequent shoppers and reward seekers
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Frequently asked questions
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finmerkado.ph is not a loan provider and does not issue loans from its own account. finmerkado..ph 's service helps to evaluate verified/trusted lenders in real time with diversified financial products, flexible repayment from 91 to 180 days with minimum APR interest rate of 0% and up to 427%. For example, you apply for PHP 20,000 and choose repayment over 6 months, your monthly payment will be only PHP 5,000 per month, your total cost of the loan will be PHP 2,383 per month (APR = 143%). finmerkado will not charge for using our service. The exact cost of each loan depends on the individual application. You will always receive complete accurate information about the APR and all fees before signing a loan agreement.
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