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Apply for UnionBank U Visa Platinum

Withdrawal Limit
No
Min. Annual Income
180000
Anual fee
0

UnionBank U Visa Platinum Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
Traveling
Traveling
shopping cat
Shopping
gas station icon
Petrol
Bills/Payments
Bills/Payments
Other
Other

Eligibility

Minimum Age
21
Maximum Age
70
Min. Annual Income
180000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents (if applicable)

ID Documents

A copy of one valid government ID with photo and signature

Proof of Income

One of: Pay Slip, BIR Form 2316, Original Certificate of Employment, Latest ITR (1700 or 1701) with BIR or Bank Stamp.

Additional Requirements
  • You have a postpaid line or postpaid mobile phone.
  • You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number.

Fees

Annual Fee
0
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
-

Interest

Interest Rate
3%
Interest Free Period
50
Days

Limits

Min Credit Limt
---
Max Credit Limt
---
Withdrawal limit
No
---

Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

Google Pay
Apple Pay

Receiving Methods

---

Why should i get the UnionBank U Visa Platinum?

UnionBank U Visa Platinum Alternatives

BPI Amore Cashback Card

BPI Amore Cashback Card

Visa
Withdrawal Limit
Refer to your BPI
Min. Annual Income
180000
Anual fee
2050
  • Get up to 4% cash back on supermarkets and department store spend
  • Get up to 1% cash back on drugstore and bills payment spend
  • Earn up to 0.3% cash back on all other local retail spend
  • Enjoy unlimited access exclusive customer and family lounges in Ayala Malls
  • One of the lowest forex conversion rates at 1.85%
  • Ideal for cardholders who love saving while shopping
Security Bank World Mastercard

Security Bank World Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
3000000
Anual fee
5000
  • Earn 3x points for every ₱20 spent
  • Access over 1,300 lounges across 500+ airports worldwide
  • Receive free travel insurance coverage up to ₱10 million
  • Receive up to $200 coverage when you shop online
  • Discover exclusive dining, spa and retail offers from select airport merchants
  • Ideal for travelers seeking extensive travel perks
RCBC Gold Mastercard

RCBC Gold Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Anual fee
3000
  • Earn flexible non-expiring Rewards Points from all your purchases
  • Enjoy complimentary travel insurance and purchase protection on all your trips
  • Free budget monitoring tools to help organize your finances
  • Convenient and rewarding bills payment
  • Ideal for savvy spenders and travelers

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Frequently asked questions

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