Support your passions and unique experiences with the UnionBank Platinum Visa Card. Apply today and enjoy premium benefits, including concierge services and complimentary travel insurance, ensuring every need is met while you focus on what truly matters!
- Free travel insurance coverage up to ₱10 million
- Access unlimited pre-departure lounges at NAIA Terminals 1 and 3
- Convert transactions to fixed monthly installments
- PayBill: auto-charge feature for utility bills
- Up to 53 days of 0% interest credit
- Enjoy discounts, perks and freebies nationwide
- Dedicated Concierge service available 24/7
- Advanced features to safeguard your transactions
Eligibility
Required Documents
A copy of one of the following:
- ITR Certificate of Compensation Payment and Tax Withheld or similar documents
- Certificate of Employment or Employment Contract
- Latest 3-months payslip
- BIR Form 2316 or similar document
- Proof of pension
- Latest 3 months copy of Bank SOA from another bank
- You have a postpaid line or postpaid mobile phone
- You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
- Your credit card account with other banks (if any) is current and in good credit standing
Fees
Interest
Limits
Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Receiving Methods
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Why opt for the UnionBank Platinum Visa Card? Effortless Living. What does this mean? Living life's finest moments, and leaving all the fine details to UnionBank: premiums on Concierge Services and Travel Insurance.
The Unionbank Credit Card Platinum is suited for those who enjoy experiences with a minimum income requirement of ₱600,000. It's highly suitable for people who feel that support and convenience are integral to their lifestyle. The UnionBank Rewards Platinum Visa credit limit varies based on individual factors such as income, credit history, and the bank's assessment policies.
What is the UnionBank Platinum Visa annual fee and how much is it?
The UnionBank Rewards Visa Platinum Credit Card offers a "No Annual Fee for Life" (NAFFL) promotion for new cardholders who meet specific spending requirements. To qualify, you need to spend at least ₱20,000 within 60 days of your card's approval date. Upon meeting this requirement, the annual fee is permanently waived. If the spending threshold isn't met within the specified period, the standard annual fee of ₱2,500 applies.
The zero-issuance fee and its ability to be used by a range of ages between 18 to 70 makes the UnionBank Platinum Credit card widely accessible to the general public. Whether one goes out to eat, shop, or travel, this card covers one in all aspects that matter.
How to use UnionBank Rewards Platinum Visa? Here are a few steps to make the most of it:
1. Activate Your Card
- Upon receiving the card, activate it by following the instructions provided (usually via SMS, mobile app, or hotline).
- Set your PIN for ATM transactions and online security.
2. Familiarize Yourself with Rewards
- Understand the rewards program: earn points for every purchase (local or international).
- Check the conversion rate (e.g., PHP 20 = 1 point) and the list of redeemable rewards such as travel miles, gift certificates, or cashback.
3. Use for Eligible Transactions
- Maximize points by using the card for everyday purchases, including groceries, dining, and travel.
- Take advantage of exclusive perks, like discounts on partner merchants or 0% installment plans.
4. Monitor and Redeem Rewards
- Track your rewards balance through the UnionBank Online app or website.
- Redeem your points before they expire for rewards that suit your lifestyle.
5. Pay On Time and in Full
- Avoid interest charges by paying your balance in full each month.
- Set reminders or automate payments to avoid late fees and maintain a good credit score.
Keep your passions alive with the UnionBank Platinum Visa Card. Apply for one today, and experience how much easier life can be with a card that is as busy and hardworking as you.
UnionBank Platinum Visa Card
- Access unlimited pre-departure lounges
- FREE travel insurance
- Dedicated Concierge service available 24/7
- Enjoy discounts, perks and freebies nationwide
- Ideal for leisure or business travelers
Metrobank M Free Card
- NO annual fee for life
- NO minimum spent requirement
- Worldwide acceptance 0% installment programs
- Exclusive Promotions and Offers
- Ideal for those looking to maximize financial control and convenience
Metrobank Cashback Card
- Earn 5% cash rebates on groceries, telecom, school, and bookstore spend
- Receive 0.2% cash rebate on all other purchases
- Save up to ₱12,000 annually with rebates
- No annual fee for the first year
- Ideal for shoppers maximizing savings on everyday essentials
Frequently asked questions
The card offers perks like curated dining experiences, shopping discounts, and invitations to exclusive lifestyle events.
Yes, the Platinum Visa includes complimentary travel insurance, global concierge services, and discounts on luxury hotels and car rentals.
Cardholders can convert large purchases into affordable installments with flexible repayment terms and low interest rates.
Earn rewards points on all spending categories, with accelerated points for travel, dining, and high-value transactions.
The card employs advanced security measures like EMV chip technology, real-time fraud monitoring, and zero-liability protection for unauthorized transactions.
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