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Withdrawal Limit
No
Min. Annual Income
180000
Anual fee
0
Gifts and promo
Air miles
Cashback
Dining / restaurants
Loyalty points
Traveling
Shopping
Petrol
Bills/Payments
Other
Eligibility
Minimum Age
21
Maximum Age
70
Min. Annual Income
180000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No
Required Documents (if applicable)
ID Documents
A copy of one valid government ID with photo and signature
Proof of Income
One of: Pay Slip, BIR Form 2316, Original Certificate of Employment, Latest ITR (1700 or 1701) with BIR or Bank Stamp.
Additional Requirements
- You have a postpaid line or postpaid mobile phone.
- You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number.
Fees
Annual Fee
0
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
-
Interest
Interest Rate
3%
Interest Free Period
50
Days
Limits
Min Credit Limt
---
Max Credit Limt
---
Withdrawal limit
No
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Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Google Pay
Apple Pay
Receiving Methods
---
BPI Edge Card
Mastercard
Withdrawal Limit
Refer to your BPI
Min. Annual Income
180000
Anual fee
1320
- Earn one 1 rewards point for every ₱50 spend
- Enjoy flexible installment plans and payment options
- One of the lowest forex conversion rates at 1.85%
- Enjoy deals and discounts all year round from BPI
- Ideal for young professionals who want to experience more out of life
RCBC Visa Platinum
Visa
Withdrawal Limit
₱50,000 daily
Min. Annual Income
1200000
Anual fee
5000
- Earn one Preferred Air Mile for as low as ₱25 per spend
- Convert your AIRMILES into mileage point at 1:1 rate
- Access to world-class airport lounge
- Up to ₱5 Million Travel Insurance Coverage and other travel benefits
- Up to 100% temporary increase in credit limit during travel period
- Ideal for frequent travelers
RCBC Gold Mastercard
Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
600000
Anual fee
3000
- Earn flexible non-expiring Rewards Points from all your purchases
- Enjoy complimentary travel insurance and purchase protection on all your trips
- Free budget monitoring tools to help organize your finances
- Convenient and rewarding bills payment
- Ideal for savvy spenders and travelers
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Frequently asked questions
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finmerkado.ph is not a loan provider and does not issue loans from its own account. finmerkado..ph 's service helps to evaluate verified/trusted lenders in real time with diversified financial products, flexible repayment from 91 to 180 days with minimum APR interest rate of 0% and up to 427%. For example, you apply for PHP 20,000 and choose repayment over 6 months, your monthly payment will be only PHP 5,000 per month, your total cost of the loan will be PHP 2,383 per month (APR = 143%). finmerkado will not charge for using our service. The exact cost of each loan depends on the individual application. You will always receive complete accurate information about the APR and all fees before signing a loan agreement.
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