Whether you're aiming to grow your business, further your education, or embark on your dream vacation, an UNO Bank Personal Loan can assist you in reaching your life's aspirations.
Applicants must be within the age range of 21 to 65 years to meet the eligibility criteria for a personal loan application.
Meeting the specific income requirement is crucial. The minimum gross annual income is ₱350,000
If employed: be of regular status with current employer for at least 1 year.
If self-employed: be at least 2 years in the current business
Eligible applicants should either be Filipino residents or local resident foreigners with a valid Philippine billing address
Must be a credit card holder with government-issued ID
Hold a valid TIN, SSS, GSIS, or UMID number. These identification codes are essential for verifying your identity and financial status.
Get a personal loan with flexible payment terms. Enjoy rates as low as 1.25% monthly add-on with payment terms of up to 36 months.
Apply online in just a few minutes. Just fill out the online application form and wait for a call regarding your loan application.
Easy-approved personal loan lets you receive the cash you need as quickly as possible. Loans are processed in as fast as 7 business days.
There’s no limit to the use of online personal loans. Use your loan for a variety of purposes such as for travel, purchases of big ticket items, weddings, or unexpected expenses.
Simplify your personal loan search by using Finmerkado to compare various loan options from different providers and products.
Review the eligibility criteria for a personal loan. Select the loan that aligns with your preferences and needs.
Complete the personal loan application form provided by your chosen lender. Make sure to provide accurate and up-to-date information.
Provide essential information such as your age, income, employment, and desired loan amount.
If your application is approved, expect notification, and wait for your disbursement. Remember to repay on time.
finmerkado.ph is not a loan provider and does not issue loans from its own account. finmerkado..ph 's service helps to evaluate verified/trusted lenders in real time with diversified financial products, flexible repayment from 91 to 180 days with minimum APR interest rate of 0% and up to 427%. For example, you apply for PHP 20,000 and choose repayment over 6 months, your monthly payment will be only PHP 5,000 per month, your total cost of the loan will be PHP 2,383 per month (APR = 143%). finmerkado will not charge for using our service. The exact cost of each loan depends on the individual application. You will always receive complete accurate information about the APR and all fees before signing a loan agreement.
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