Elevate to a platinum rewards experience like no other with the BPI Platinum Rewards Card. Apply now and enjoy a generous rewards program for local and overseas spend!
- Redeem your points for miles at our various airline partners
- Earn two BPI points for every ₱30 local spend or for every ₱20 foreign currency spend at merchants outside the Philippines, whether in-store and online
- Enjoy 0% installment on airline tickets for up to 6 months, all-year-round, when you book your airfare using your card
- Enjoy convenient travels and access over 1300 airport lounges worldwide with a complimentary Priority Pass membership and get up to 4 free lounge passes yearly (subject to required spend)
- Be insured for free whenever you travel for up to ₱10 million when you book your flights using your card
- Mastercard's Purchase Protection Insurance guards your purchases against theft and accidental damage up to 180 days
Eligibility
Required Documents
- Regular Employee: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Signed Certificate of Employment
- Self-Employed: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Audited Financial Statements: With BIR/bank stamp
- Regular Employee: Latest 2 months payslips or ITR with bank/BIR stamp or for 1-year primary credit cardholders, a copy of your credit card statement from another bank
- Self-Employed: Latest ITR with BIR/bank stamp
Fees
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Limits
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With the BPI Platinum Rewards Card, enjoy a world of platinum privileges. Savor unmatched incentives for both domestic and international purchases, in addition to exclusive benefits that support your upscale way of life such as the BPI Visa signature dining promo.
The BPI Platinum Rewards income requirement of ₱1,000,000, is intended for people who have greater goals. Considering the luxury and benefits it offers, its affordable yearly price of ₱4,000 is well worth it.
With benefits like premium rewards programs and travel perks like BPI points to miles and BPI priority pass, the BPI Platinum Rewards Mastercard guarantees that every purchase is an investment in your way of life. Having this card is even more convenient because there is no issuance charge.
To maximize the rewards from your BPI Platinum Rewards Card, follow these steps:
- Enroll in BPI Rewards: Ensure you're enrolled in the BPI Rewards program to start accumulating points. You can sign up through the BPI VYBE app
- Use Your Card for Purchases:some text
- Local Transactions: Earn 2 BPI Points for every ₱30 spent on local purchases, whether in-store or online.
- Foreign Transactions: Earn 2 BPI Points for every ₱20 spent in foreign currency at merchants outside the Philippines, applicable to both in-store and online transactions
- Track Your Points: Monitor your accumulated points in real-time through the BPI VYBE app. This helps you stay informed about your rewards balance and available redemption options.
- Redeem Your Points: Once you've accumulated enough points, redeem them for a variety of rewards, including shopping credits, dining vouchers, airline miles, and gift certificates from various partners. Redemptions can be conveniently made through the BPI VYBE app.
- Leverage Additional Benefits:some text
- Travel Perks: Enjoy 0% installment on airline tickets for up to 6 months when you book your airfare using your card. Additionally, receive complimentary Priority Pass Airport Lounge Membership with up to 4 free lounge passes yearly, subject to required spend.
- Travel Insurance: Benefit from free travel insurance coverage of up to ₱10 million when you book flights using your card.
Enter the life of luxury that you are entitled to. Get the BPI Platinum Rewards Mastercard right away to take advantage of everything the world has to offer.
BPI Platinum Rewards Card
- Earn 2 BPI points for every ₱30 local spend
- Earn 2 BPI points for every ₱20 foreign currency spend online and abroad
- Convert straight payments on airfares to installment with 0% interest
- Get up to ₱10 million free travel insurance
- Get up to 180 days of purchase protection insurance
- Enjoy complimentary airport lounge passes in 1,300+ lounges worldwide
- Ideal for frequent travelers looking for premium benefits
Metrobank Platinum Mastercard
- Exclusive welcome gift for New-to-Metrobank credit cardholders
- Earn rewards points effortlessly: 1 point for every ₱20 spent
- Enjoy exclusive discounts of up to 50% on premium dining
- Get peace of mind with eCommerce purchase protection
- No annual fee for your first supplementary card
- Ideal for those seeking effortless rewards on their everyday purchases
UnionBank Miles+ Visa Signature Credit Card
- Earn 1 never-expiring mile for every ₱30 spend
- Convert miles to airline miles or cash credits
- Enjoy VIP lounge access with FREE DragonPass Membership
- Up to ₱1 million travel insurance
- Complimentary 30-Day Purchase Protection
- Virtual Card for Virtual Shopping - Activate instantly upon approval
- Ideal for frequent travelers
Frequently asked questions
The BPI Platinum Rewards Mastercard offers generous rewards:
Earn 1 rewards point for every ₱30 spent on all purchases.
Points can be redeemed for travel, dining, shopping vouchers, gadgets, and even charitable donations.
Highlights:
No cap on the rewards points you can earn.
Points do not expire, allowing cardholders to accumulate them for larger redemptions.
Redeem rewards conveniently through the BPI Online platform or the BPI Mobile App.
To qualify for the BPI Platinum Rewards Mastercard, you need to meet the following criteria:
Age: At least 21 years old.
Income: Minimum annual income of ₱1 million.
Residency: Filipino citizen or resident foreigner with a valid local address.
Documents Required: Provide a valid government-issued ID, proof of income (latest payslips, ITR, or Certificate of Employment), and other documents required by BPI.
This card is designed for high-income earners who enjoy premium perks and rewards.
The BPI Platinum Rewards Mastercard comes with the following fees:
Annual Fee: ₱5,000 (waived for the first year).
Supplementary Card Annual Fee: ₱2,500.
Late Payment Fee: ₱850 or the unpaid minimum amount due, whichever is lower.
Cash Advance Fee: ₱200 or 2% of the amount withdrawn, whichever is higher.
Foreign Transaction Fee: 2% of the converted transaction amount.
Its higher annual fee reflects its premium status and exclusive benefits.
This card offers exceptional perks for frequent travelers and big spenders:
Travel Insurance: Complimentary travel insurance coverage of up to ₱20 million when travel tickets are purchased using the card.
Purchase Protection: Coverage for accidental damage or theft of eligible items purchased with the card.
Exclusive Travel Perks: Access to VIP lounges, priority check-ins, and special hotel deals through BPI’s partner networks.
Flexible Installments: Convert big purchases into easy installment plans with low interest rates and flexible payment terms.
These benefits make it ideal for individuals seeking elevated experiences.
Managing your card is straightforward with BPI’s digital tools:
Monitor Transactions: Log in to the BPI Online platform or BPI Mobile App to view your transactions, check balances, and track rewards points.
Set Alerts: Enable email or SMS alerts for payment reminders and transaction notifications.
Redeem Rewards: Redeem points online or through BPI’s rewards catalog for a variety of items and perks.
24/7 Assistance: For inquiries or card concerns, contact BPI’s dedicated customer service hotline at (+632) 889-10000.
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