What are you looking for today?
- Redeem your points for miles at our various airline partners
- Earn two BPI points for every ₱30 local spend or for every ₱20 foreign currency spend at merchants outside the Philippines, whether in-store and online
- Enjoy 0% installment on airline tickets for up to 6 months, all-year-round, when you book your airfare using your card
- Enjoy convenient travels and access over 1300 airport lounges worldwide with a complimentary Priority Pass membership and get up to 4 free lounge passes yearly (subject to required spend)
- Be insured for free whenever you travel for up to ₱10 million when you book your flights using your card
- Mastercard's Purchase Protection Insurance guards your purchases against theft and accidental damage up to 180 days
Eligibility
Required Documents
- Regular Employee: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Signed Certificate of Employment
- Self-Employed: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Audited Financial Statements: With BIR/bank stamp
- Regular Employee: Latest 2 months payslips or ITR with bank/BIR stamp or for 1-year primary credit cardholders, a copy of your credit card statement from another bank
- Self-Employed: Latest ITR with BIR/bank stamp
Fees
Interest
Limits
Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Receiving Methods
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With the BPI Platinum Rewards Card, enjoy a world of platinum privileges. Savor unmatched incentives for both domestic and international purchases, in addition to exclusive benefits that support your upscale way of life such as the BPI Visa signature dining promo.
This card, which has an annual minimum income criteria of ₱1,000,000, is intended for people who have greater goals. Considering the luxury and benefits it offers, its affordable yearly price of ₱4,000 is well worth it.
With benefits like premium rewards programs and travel perks like BPI points to miles and BPI priority pass, the BPI Platinum card guarantees that every purchase is an investment in your way of life. Having this card is even more convenient because there is no issuance charge.
Enter the life of luxury that you are entitled to. Get the BPI Platinum Rewards Mastercard right away to take advantage of everything the world has to offer.
EastWest Visa Platinum
- Earn up to 8.58% cash rewards for your straight charges at department stores, restaurants, food delivery apps, travel, fuel, and utilities spend
- Get 0.3% cash rewards when you shop at other establishments
- Get up to ₱20 million free Travel Accident and Inconvenience Insurance Coverage
- Access a dedicated concierge to help fulfill your requests
- Enjoy premium lifestyle perks and offers that suit your taste
- Ideal for cardholders who like to shop and dine
RCBC JCB Platinum
- Earn reward points for as low as ₱25 per purchase
- Complimentary access to over 50 airport lounges
- Free travel insurance of up to ₱1 million for every trip
- Access to 24/7 Concierge Desk for your reservations and card-related emergencies
- No Annual Fee For Life
- Ideal for local and international travelers
Cebu Pacific Gold Credit Card
- Earn 1 Go reward point for every ₱200 spend
- Earn 1 Go reward point for every ₱100 spend at Cebu Pacific
- Exclusive access to Cebu Pacific seat sales
- Get lost in the insane amount of discounts, perks and freebies in restaurants, shopping, leisure and service outlets nationwide
- Have your outstanding credit card balance covered up to ₱2.5 Million
- Ideal for the Insta-Traveller
Frequently asked questions
The BPI Platinum Rewards Mastercard offers generous rewards:
Earn 1 rewards point for every ₱30 spent on all purchases.
Points can be redeemed for travel, dining, shopping vouchers, gadgets, and even charitable donations.
Highlights:
No cap on the rewards points you can earn.
Points do not expire, allowing cardholders to accumulate them for larger redemptions.
Redeem rewards conveniently through the BPI Online platform or the BPI Mobile App.
To qualify for the BPI Platinum Rewards Mastercard, you need to meet the following criteria:
Age: At least 21 years old.
Income: Minimum annual income of ₱1 million.
Residency: Filipino citizen or resident foreigner with a valid local address.
Documents Required: Provide a valid government-issued ID, proof of income (latest payslips, ITR, or Certificate of Employment), and other documents required by BPI.
This card is designed for high-income earners who enjoy premium perks and rewards.
The BPI Platinum Rewards Mastercard comes with the following fees:
Annual Fee: ₱5,000 (waived for the first year).
Supplementary Card Annual Fee: ₱2,500.
Late Payment Fee: ₱850 or the unpaid minimum amount due, whichever is lower.
Cash Advance Fee: ₱200 or 2% of the amount withdrawn, whichever is higher.
Foreign Transaction Fee: 2% of the converted transaction amount.
Its higher annual fee reflects its premium status and exclusive benefits.
This card offers exceptional perks for frequent travelers and big spenders:
Travel Insurance: Complimentary travel insurance coverage of up to ₱20 million when travel tickets are purchased using the card.
Purchase Protection: Coverage for accidental damage or theft of eligible items purchased with the card.
Exclusive Travel Perks: Access to VIP lounges, priority check-ins, and special hotel deals through BPI’s partner networks.
Flexible Installments: Convert big purchases into easy installment plans with low interest rates and flexible payment terms.
These benefits make it ideal for individuals seeking elevated experiences.
Managing your card is straightforward with BPI’s digital tools:
Monitor Transactions: Log in to the BPI Online platform or BPI Mobile App to view your transactions, check balances, and track rewards points.
Set Alerts: Enable email or SMS alerts for payment reminders and transaction notifications.
Redeem Rewards: Redeem points online or through BPI’s rewards catalog for a variety of items and perks.
24/7 Assistance: For inquiries or card concerns, contact BPI’s dedicated customer service hotline at (+632) 889-10000.
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