BPI / Mastercard

Apply for BPI Platinum Rewards Card

Elevate to a platinum rewards experience like no other with the BPI Platinum Rewards Card. Apply now and enjoy a generous rewards program for local and overseas spend!
Withdrawal Limit
Refer to your BPI
Min. Annual Income
1000000
Anual fee
4000

BPI Platinum Rewards Card Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
  • Redeem your points for miles at our various airline partners
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
  • Earn two BPI points for every ₱30 local spend or for every ₱20 foreign currency spend at merchants outside the Philippines, whether in-store and online
Traveling
Traveling
  • Enjoy 0% installment on airline tickets for up to 6 months, all-year-round, when you book your airfare using your card
  • Enjoy convenient travels and access over 1300 airport lounges worldwide with a complimentary Priority Pass membership and get up to 4 free lounge passes yearly (subject to required spend)
  • Be insured for free whenever you travel for up to ₱10 million when you book your flights using your card
shopping cat
Shopping
gas station icon
Petrol
Bills/Payments
Bills/Payments
Other
Other
  • Mastercard's Purchase Protection Insurance guards your purchases against theft and accidental damage up to 180 days​

Eligibility

Minimum Age
21
Maximum Age
60
Min. Annual Income
1000000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
  • Regular Employee: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Signed Certificate of Employment
  • Self-Employed: Government-issued ID Valid TIN / SSS / GSIS or UMID number Active landline / mobile phone number: Business or residence phone number Audited Financial Statements: With BIR/bank stamp
Proof of Income
  • Regular Employee: Latest 2 months payslips or ITR with bank/BIR stamp or for 1-year primary credit cardholders, a copy of your credit card statement from another bank
  • Self-Employed: Latest ITR with BIR/bank stamp
Additional Requirements

Fees

Annual Fee
4000
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
₱850 or 3.57% of total outstanding balance

Interest

Interest Rate
3%
Interest Free Period
0
Days

Limits

Min Credit Limt
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Max Credit Limt
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Withdrawal limit
Refer to your BPI
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the BPI Platinum Rewards Card?

BPI Platinum Rewards Card

What benefits does this cost-effective credit card offer? In two words: Elevate to a platinum rewards experience like no other with the BPI Platinum Rewards Card. Apply now and enjoy a generous rewards program for local and overseas spend!.

If you're considering getting a new credit card in the Philippines, the BPI Platinum Rewards Card is an excellent choice. This card offers a high withdrawal limit, ensuring you have access to your funds whenever you need them. It is designed to be accessible with a minimum annual income requirement of just 1000000, making it an ideal option for a wide range of Filipinos. The BPI Platinum Rewards Card comes with a competitive annual fee of 4000, providing great value for the benefits it offers.

Additionally, the card features a low issuance fee of only 0, making it hassle-free and cost-effective to obtain. The BPI Platinum Rewards Card also caters to a wide age range, with a minimum age requirement of 21 and a maximum age limit of 60.

In summary, the BPI Platinum Rewards Card offers a host of benefits tailored to meet the needs of cardholders in the Philippines, including high withdrawal limits, affordable fees, and flexible age requirements. Enhance your financial flexibility and convenience with the BPI Platinum Rewards Card.

With the BPI Platinum Rewards Card, enjoy a world of platinum privileges. Savor unmatched incentives for both domestic and international purchases, in addition to exclusive benefits that support your upscale way of life.

This card, which has an annual minimum income criteria of ₱1,000,000, is intended for people who have greater goals. Considering the luxury and benefits it offers, its affordable yearly price of ₱4,000 is well worth it.

With benefits like premium rewards programs and travel perks, the BPI Platinum Rewards credit card guarantees that every purchase is an investment in your way of life. Having this card is even more convenient because there is no issuance charge.

Enter the life of luxury that you are entitled to. Get the BPI Platinum Rewards Mastercard right away to take advantage of everything the world has to offer.

BPI Platinum Rewards Card Alternatives

Security Bank Platinum Mastercard

Security Bank Platinum Mastercard

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
780000
Anual fee
4000
  • Waived annual fee for the first year
  • Earn 2 never-expiring point for every ₱20 spent
  • Access over 1,300 lounges across 500+ airports worldwide
  • Free travel insurance when booking airline tickets
  • Discounts at favorite shops and restaurants
  • Receive up to $200 coverage when you shop online
  • Ideal for frequent travelers and international shoppers
RCBC JCB Platinum

RCBC JCB Platinum

JCB
Withdrawal Limit
₱50,000 daily
Min. Annual Income
1200000
Anual fee
3600
  • Earn reward points for as low as ₱25 per purchase
  • Complimentary access to over 50 airport lounges
  • Free travel insurance of up to ₱1 million for every trip
  • Access to 24/7 Concierge Desk for your reservations and card-related emergencies
  • No Annual Fee For Life
  • Ideal for local and international travelers
BPI Signature Card

BPI Signature Card

Visa
Withdrawal Limit
Refer to your BPI
Min. Annual Income
1200000
Anual fee
5500
  • Earn 2 BPI points for every ₱20 spend
  • Get up to ₱20 million free travel accident and inconvenience benefit
  • Enjoy complimentary access for you and one guest at PAGSS international lounges in NAIA 1 and NAIA 3
  • Get exclusive 50% off deals on dining, hotels, resorts, fitness studios, and wellness centers, all year round
  • Ideal for frequent travelers
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