Metrobank / Mastercard

Apply for Metrobank Platinum Mastercard

Discover a world of exclusive privileges with the Metrobank Platinum Mastercard. Elevate your lifestyle today - apply online now!
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
700000
Anual fee
5000

Metrobank Platinum Mastercard Key Benefits

Gift Card
Gifts and promo
  1. Exclusive welcome gift for New-to-Metrobank credit cardholders until July 31, 2024:
  • Option 1: Rewards Points for a min. spend within 90 days from card approval - ₱10,000 dining eGCs awarded as 240K rewards points if you are carded with other banks - ₱5,000 dining eGCs awarded as 120K rewards points if you have no existing card from other banks
  • Option 2: No annual fees with a min. annual spend of ₱400,000
airplane icon
Air miles
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
  • Up to 50% OFF on premium dining deals
Loyalty points
Loyalty points
  • Earn 1 rewards point for every ₱20 spend
  • Choose rewards that fit your style – from personal gadgets and gifts for the kids, to air miles and donations to a good cause
Traveling
Traveling
shopping cat
Shopping
  • FREE E-Commerce Protection insurance for online purchases
gas station icon
Petrol
Bills/Payments
Bills/Payments
Other
Other
  • Free 1st supplementary card

Eligibility

Minimum Age
18
Maximum Age
70
Min. Annual Income
700000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
PhilID or any valid photo-bearing government issued ID with date of birth and signature Valid PhilID, TIN, SSS, GSIS, or UMID Number
Proof of Income
  • Regular Employee: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip
  • Existing Credit Cardholders with Other Bank: Latest Billing Statement with at least 9 months as a principal cardholder
Additional Requirements
  • Active mobile number
  • Must be a principal cardholder with another bank for at least 9 months with a credit limit of at least ₱75,000
  • At least 6 months employed as a regular employee

Fees

Annual Fee
5000
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
₱850 or 3% of total amount due

Interest

Interest Rate
3%
Interest Free Period
0
Days

Limits

Min Credit Limt
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Max Credit Limt
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Withdrawal limit
Refer to your MetroBank
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the Metrobank Platinum Mastercard?

Upgrade your way of life with the Metrobank Platinum Mastercard, which gives you access to unparalleled convenience and worldwide benefits. With features like priority services, travel advantages, and unique incentives, this card is your pass to a better quality of life. Shop and eat at world-class places, and take advantage of the advantages that make every encounter remarkable.

The Metrobank Platinum card, which has a high withdrawal limit and a ₱700,000 minimum annual income criteria, is designed for people who appreciate accessibility and financial flexibility. The ₱5,000 Metrobank Platinum Mastercard annual fee guarantees a plethora of advantages, making it a valuable addition to your financial toolbox.

The Metrobank Peso Platinum Mastercard stands out for its emphasis on upscale benefits for discriminating cardholders. Apply without difficulty and without paying an issuance fee, and take advantage of worldwide acceptability that satisfies the needs of an active lifestyle. This card can be used for everything from booking hotel rooms to entering airport lounges.

Make the Metrobank Platinum Mastercard your go-to card for handling the better things in life. Apply right away to have access to a universe of benefits that will revolutionize financial ease.

Metrobank Platinum Mastercard Alternatives

BPI Edge Card

BPI Edge Card

Mastercard
Withdrawal Limit
Refer to your BPI
Min. Annual Income
180000
Anual fee
1320
  • Earn one 1 rewards point for every ₱50 spend
  • Enjoy flexible installment plans and payment options
  • One of the lowest forex conversion rates at 1.85%
  • Enjoy deals and discounts all year round from BPI
  • Ideal for young professionals who want to experience more out of life
Metrobank World Mastercard

Metrobank World Mastercard

Mastercard
Withdrawal Limit
Refer to your MetroBank
Min. Annual Income
1500000
Anual fee
6000
  • Exclusive welcome gift for New-to-Metrobank credit cardholders until July 31, 2024
  • 1 air mile per ₱17 foreign currency spend
  • 1 air mile per ₱50 spend on other categories
  • Up to 50% OFF on deals here and abroad
  • Complimentary two global lounge passes per year
  • FREE FOR LIFE annual fee for two supplementary cards
  • Ideal for world explorers
BPI Gold Rewards Card

BPI Gold Rewards Card

Mastercard
Withdrawal Limit
Refer to your BPI
Min. Annual Income
480000
Anual fee
2250
  • Earn 1 reward point for every ₱35 spend
  • Avail flexible installment plans with terms up to 36 months
  • Free travel insurance up to ₱10 million
  • Enjoy endless rewards and perks all year round
  • Ideal for cardholders looking for premium benefits

Frequently asked questions

What are the key features of the Metrobank Platinum Mastercard, and who is it ideal for?
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The Metrobank Platinum Mastercard is designed for high-income individuals who want premium benefits, enhanced rewards, and luxury services while enjoying a global standard of convenience.
Key Features:
Reward Points: Earn 1 reward point for every ₱30 spent on all eligible purchases.
Exclusive Privileges: Access to priority services, lifestyle rewards, and luxury concierge services for a tailored and premium experience.
Travel Benefits: Free access to over 1,000 airport lounges worldwide, as well as travel insurance coverage when tickets are purchased using the card.
Global Acceptance: Accepted worldwide wherever Mastercard is accepted, ensuring seamless use for both local and international transactions.
The Metrobank Platinum Mastercard is ideal for individuals who desire an elevated lifestyle and are looking for both luxury perks and robust rewards.

How do I earn and redeem rewards with the Metrobank Platinum Mastercard?
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Earning and redeeming rewards with the Metrobank Platinum Mastercard is straightforward:
Earning Rewards:
Earn 1 reward point for every ₱30 spent on eligible purchases.
Bonus rewards on specific categories, such as dining, travel, and shopping.
Redemption Options:
Airline Miles: Convert your reward points into frequent flyer miles with partner airlines.
Lifestyle Rewards: Redeem points for luxury shopping, hotel stays, dining experiences, and more.
Statement Credit: Points can be redeemed as statement credit, reducing your outstanding balance.
Exclusive Offers: Points can be used for special partner promotions and offers.
How to Redeem:
Redemption can be done via Metrobank Online Banking or the Metrobank Mobile App, making it simple to manage your rewards.

What are the eligibility requirements for the Metrobank Platinum Mastercard?
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To apply for the Metrobank Platinum Mastercard, you must meet the following criteria:
Age: Minimum of 21 years old.
Income: A minimum annual income of ₱600,000.
Residency: Filipino citizen or resident foreigner with a valid Philippine address.
Required Documents:
Government-issued ID (e.g., passport, driver’s license).
Proof of income (e.g., payslips, ITR, Certificate of Employment).
Proof of residence (e.g., utility bills, bank statements).
This card is designed for individuals who have higher disposable income and are seeking premium rewards, travel benefits, and exclusive privileges.

What are the fees associated with the Metrobank Platinum Mastercard?
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The Metrobank Platinum Mastercard has the following fees:
Annual Fee: ₱5,000 (waived for the first year).
Supplementary Card Fee: ₱2,500 per supplementary card.
Late Payment Fee: ₱850 or the unpaid minimum amount due, whichever is lower.
Cash Advance Fee: ₱300 or 3% of the amount withdrawn, whichever is higher.
Foreign Transaction Fee: 2.5% of the converted transaction amount.
The card's first-year fee waiver makes it an affordable option for those looking to experience premium services with minimal upfront cost.

What additional benefits come with the Metrobank Platinum Mastercard?
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The Metrobank Platinum Mastercard provides a range of luxurious and practical benefits:
Airport Lounge Access: Complimentary access to over 1,000 lounges worldwide, offering comfort and convenience while traveling.
Travel Insurance Coverage: Up to ₱20 million in travel accident coverage when you purchase travel tickets with the card.
Concierge Service: A 24/7 concierge service to assist with bookings, event planning, restaurant reservations, and more.
Purchase Protection: Insurance for eligible purchases against loss, theft, or accidental damage.
Exclusive Offers: Enjoy discounts and promotions at high-end restaurants, luxury retailers, and travel partners.
Global Emergency Assistance: Access to emergency services including card replacement, cash advances, and travel assistance anywhere in the world.