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UnionBank’s Advanced Solutions
UnionBank's remarkable 55-year voyage in the financial landscape has affirmed its position as the leading bank trusted by Filipinos with a series of major awards in the banking and finance sector. Beyond its commitment to delivering top-notch financial solutions, UnionBank creates trust through its dedicated customer service policy, responding quickly and thoughtfully to users.
What is Unionbank?
UnionBank was incorporated in in Manila, Philippines on 16 August 1968. In the context of technological innovation, it is one of the first banks that offer maximum benefit to its clients. UnionBank is known for providing bank account management, credit cards, loans, and investments. Every year, UnionBank earns the reputation of being the "Best Digital Bank." It also won laurels in culture, people, and transformation streams too.
Benefits of Banking with Unionbank
Advanced Digital Banking Platform
UnionBank has excellent mobile and internet banking. Customers can transfer funds, pay bills, apply for loans, and track investments online with the bank's seamless digital interface. Customers who prefer banking online without visiting a branch would benefit from this.
Innovative Financial Solutions
UnionBank has developed various new financial solutions to fulfill customer needs. Customers can use digital wallets, bitcoin services, and tailored investments. The bank's distinctive Online Goals function lets users create, define and save for financial goals, improving financial planning and savings.
Strong Commitment to Security and Data Privacy
UnionBank protects customer data and transactions with cutting-edge technology and encryption on its digital platforms. They protect clients details in all digital transactions with strong cybersecurity and regular security updates to ensure a worry free banking experience.
General Information
UnionBank Hotline: 1-800-1888-2277 (domestic toll-free)
Email: customer.service@unionbankph.com
Address: UnionBank Plaza Bldg., Meralco Ave. corner Onyx St., Ortigas Center, Pasig City, Philippines
Official Company Name: Union Bank of the Philippines
Registration Number: 36073
UnionBank Swift Code:UBPHPHMMXXX
Credit cards
UnionBank credit cards offer rewards on regular spending and exclusive travel features to suit diverse lifestyles. UnionBank cards offer convenience and value for all cardholders with attractive interest rates, solid security features, and easy digital administration.
Features:
- Customized Rewards and Cashback Programs
- Robust Security Measures
- Convenient Mobile App Integration
UnionBank Credit Card Application Requirements:
- Age: should be at least 18-21 and not older than 65 years old (depending on card type)
- Income: Applicants must show stable income, however card types have different minimum income criteria.
- Residency: must be a Filipino citizen and a resident of the Philippines
Required Documents:
- Valid government-issued ID
- Proof of income: pay slip, ITR, bank statements, business permit
- Proof of address
UnionBank Platinum Visa Card
The UnionBank Platinum Visa Card offers elite lifestyle benefits like free travel insurance, airport lounge access, and 24/7 concierge assistance during your trip. Luxury features and various payment choices make this card ideal for frequent travelers and heavy spenders.
- Minimum Annual Income: PHP600,000
- Annual Fee: PHP3,000
Features:
- Free travel insurance coverage up to PHP10 million
- 24/7 concierge service
- 0% interest credit up to 53 days
UnionBank Cash Back Visa Platinum Credit Card
The UnionBank Cash Back Visa Platinum Credit Card offers 0.20% cash back on other transactions, 6% on groceries, and 2% on Meralco bills. This card is great for everyday savings due to its no-expiration cash back and flexible installment options.
- Minimum Annual Income: PHP180,000
- Annual Fee: PHP4,500
Features:
- Up to 6% rebates on supermarket purchases
- Up to 2% rebates on Meralco bill payments
- 0.20% cash back on other purchases
Other Cards Available
- Cebu Pacific Gold Credit Card
- UnionBank Lazada Credit Card
- UnionBank Miles+ Visa Signature Credit Card
- UnionBank Rewards Visa Platinum
- UnionBank Platinum Mastercard
- UnionBank Miles+ World Mastercard
- UnionBank Rewards Platinum Mastercard
Loans
Personal Loan
The UnionBank Personal Loan is perfect for schooling, home remodeling, and travel due to its reasonable interest rates, fast approval, and adjustable payback periods.
- Interest Rate: 26.9%
- Approved Amount: up to PHP2,000,000
- Tenure: 1-5 years
- Approval Duration: as fast as 5 minutes
Requirements:
- government-issued ID
- COE and ITR for employed applicant
- ITR and latest audited financial statements of business for self-employed
- at least 21-65 years old
- must be a principal cardholder
- minimum income of PHP250,000
Auto Loans
The Auto Loan offers flexible payment terms, competitive interest rates, and a fast approval process, making it easier to finance a new or pre-owned vehicle.
- Interest Rate: minimum 5.68% - 31.76%
- Approved Amount: minimum PHP200,000
- Tenure: 12-60 months
- Approval Duration: 2-3 days
Home Loan
The Home Loan offers competitive interest rates, flexible terms, and fast processing to help you purchase or refinance a property with ease.
- Interest Rate: starting at 8.50%
- Loan Amount: Minimum PHP200,000
- Tenure: Up to 25 years
- Approval Duration: up to 5 days
Other Services
- Savings Account: With convenient mobile banking, excellent interest rates, and fast access, UnionBank's Savings Account makes managing your savings easy and secure.
- UB Negosyante: UnionBank's UB Negosyante banking solution supports MSMEs' growth with flexible financial products, digital technologies, and business consultancy services.
- UB Global Market Sales: UnionBank's UB Global Market Sales provides securities distribution and investment products to help institutions and organizations manage their investment and treasury needs.
UnionBank Online App
Through a secure and user-friendly interface, UnionBank Online lets clients manage accounts, make transfers, pay bills, and track expenses. It provides real-time notifications and rapid access to many financial services on mobile devices.
Features:
- Funds transfer/Remittance
- Full account details
- Load and bills
- Management and Security
- Card/loan application status
Promotions
- 30% Off 4G Day Passes if you purchase WIFI from Big Sky Nation
- 45% Off set meal of 4 pax at Mesa with a UB credit card
- 0% Installment on Gadgets at SMART Stores
How to Register to UnionBank App
- Download the UnionBank Online app
- Select Sign up using an existing account
- Enter your account details
- Enter the One Time PIN sent to your mobile number
- Confirm your email address by accessing the link
Advantages of Union Bank
- Diverse financial services - UnionBank offers accounts, loans, credit cards, and investments to meet varied customer demands. The bank makes banking transactions easy with years of knowledge and a large branch network around the Philippines.
- Supportive customer service - UnionBank offers accounts, loans, credit cards, and investments to meet varied customer demands. The bank makes banking transactions easy with years of knowledge and a large branch network around the Philippines.
- High credit limit - UnionBank offers higher credit card opening limits compared to other banks, with the potential for maximum limits and additional privileges for customers with good credit scores. The application process is simple and requires minimal documentation, making it easy for clients to apply.
- Available 24/7 - In the age of digital transformation, UnionBank ensures continuous customer support by providing a 24/7 hotline and customer service team, ready to assist in any situation, including holidays.
Union Bank of the Philippines History
The bank was founded as “Union Savings and Mortgage Bank” on August 16, 1968. The bank became Union Bank of the Philippines on July 15, 1992, after receiving a license to operate as a universal bank.
Awards and Achievements
- Winner of 5 titles at Asian Banking and Finance Awards 2023
- Winner of HR Asia's Best Companies to Work For in 2023
Expert Opinion
"Distinguished institutions have recognized UnionBank's outstanding innovations and workplace culture, consistently awarding the Bank as Most Recommended Retail Bank, Best Digital Bank, and the only bank in the country to receive a Great Place To Work Certification for two years."
Conclusion
UnionBank has been a trusted, innovative financial partner for Filipinos for 55 years, as proven by its extensive choice of digital banking tools, competitive lending options, high-limit credit cards, and solid security. The bank, which has won multiple honors for its digital transformation and workplace culture, prioritizes client convenience and service excellence with its comprehensive branch network and 24/7 customer help.
Diverse financial services
UnionBank owns a variety of financial products, from account management, loans, credit cards, and investments, giving users many choices for their financial needs. In addition, with many years of experience in the financial sector, UnionBank has a wide network of branches and offices in the Philippines, helping users easily perform banking transactions.
High credit limit
UnionBank's credit card opening limit is mostly higher than other banks. For customers with good credit scores, UnionBank can grant maximum limits and a lot of privileges for cardholders. In addition, the process of applying for a credit card at the bank is straightforward, without requiring several documents to prove assets.
Supportive customer service
UnionBank provides an exceptional customer service. The professional team is readily available to assist clients with financial inquiries, ensuring that customers receive the guidance and support they need.
Available 24/7
In today's digital transformation era, always being ready to respond to customers is essential. As a result, UnionBank always arranges a 24/7 hotline and customer service team to be able to serve customers in unexpected situations, even on holidays.
Frequently Asked Questions
If you have any questions with any of your transaction, you can contact UnionBank customer service through their 24/7 hotline at 1-800-1888-2277 for domestic toll-free calls, by emailing customer.service@unionbankph.com or by chatting with Rafa of UnionBank in their website Facebook messenger.
Once approved, you will have received a message or a call from UnionBank to arrange your mode of disbursement. You may also contact our Customer Experience Group for the status of your application.
Yes. You can download UnionBank Online and create an account through the app.
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