What are you looking for today?
- Earn 6 Lazada Credits for every ₱200 spent on Lazada purchases
- Earn 1 Lazada Credit for every ₱200 spent on all other transactions
- Free ₱50 monthly shipping vouchers
- Free ₱500 discount vouchers for five Lazada sales all year around
- Free ₱5,000 Lazada Credits with newly approved credit card
- Exclusive discounts on mega sales and monthly shipping vouchers from selected Lazada merchants
- Convert transactions to fixed monthly installments
- Auto charge utility bills with PayBill
- Up to 53 days of 0% interest credit
- Waived First Year Annual Fee for new users
- Advanced features to safeguard your transactions
Eligibility
Required Documents
A copy of one of the following:
- ITR Certificate of Compensation Payment and Tax Withheld or similar documents
- Certificate of Employment or Employment Contract
- Latest 3-months payslip
- BIR Form 2316 or similar document
- Proof of pension
- Latest 3 months copy of Bank SOA from another bank
- You have a postpaid line or postpaid mobile phone
- You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
- Your credit card account with other banks (if any) is current and in good credit standing
Fees
Interest
Limits
Payment and Receiving Methods
Payment and Receiving Methods
Payment and Receiving Methods
Supported Payment Methods
Receiving Methods
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finmerkado.ph is not a loan provider and does not issue loans from its own account. finmerkado..ph 's service helps to evaluate verified/trusted lenders in real time with diversified financial products, flexible repayment from 91 to 180 days with minimum APR interest rate of 0% and up to 427%. For example, you apply for PHP 20,000 and choose repayment over 6 months, your monthly payment will be only PHP 5,000 per month, your total cost of the loan will be PHP 2,383 per month (APR = 143%). finmerkado will not charge for using our service. The exact cost of each loan depends on the individual application. You will always receive complete accurate information about the APR and all fees before signing a loan agreement.
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