UnionBank / Mastercard

Apply for UnionBank Lazada Credit Card

Adding to cart and checking out have never been this rewarding. Apply now and elevate your online shopping experience and meet all your shopping needs from home with the UnionBank Lazada Credit Card.
Withdrawal Limit
₱50,000 daily
Min. Annual Income
360000
Anual fee
3000

UnionBank Lazada Credit Card Key Benefits

Gift Card
Gifts and promo
airplane icon
Air miles
piggy bank
Cashback
ramen bowl icon
Dining / restaurants
Loyalty points
Loyalty points
Traveling
Traveling
shopping cat
Shopping
  • Earn 6 Lazada Credits for every ₱200 spent on Lazada purchases
  • Earn 1 Lazada Credit for every ₱200 spent on all other transactions
  • Free ₱50 monthly shipping vouchers
  • Free ₱500 discount vouchers for five Lazada sales all year around
  • Free ₱5,000 Lazada Credits with newly approved credit card
  • Exclusive discounts on mega sales and monthly shipping vouchers from selected Lazada merchants
gas station icon
Petrol
Bills/Payments
Bills/Payments
  • Convert transactions to fixed monthly installments
  • Auto charge utility bills with PayBill
  • Up to 53 days of 0% interest credit
Other
Other
  • Waived First Year Annual Fee for new users
  • Advanced features to safeguard your transactions

Eligibility

Minimum Age
18
Maximum Age
70
Min. Annual Income
360000
Landline Required?
Yes
No
Another Credit Card Required?
Yes
No

Required Documents

ID Documents
A copy of one valid government ID with photo and signature
Proof of Income

A copy of one of the following:

  • ITR Certificate of Compensation Payment and Tax Withheld or similar documents
  • Certificate of Employment or Employment Contract
  • Latest 3-months payslip
  • BIR Form 2316 or similar document
  • Proof of pension
  • Latest 3 months copy of Bank SOA from another bank
Additional Requirements
  • You have a postpaid line or postpaid mobile phone
  • You have a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
  • Your credit card account with other banks (if any) is current and in good credit standing

Fees

Annual Fee
3000
Issuance Fee
0
Free annually?
Yes
No
Min Monthly Repayment
₱400 or 4% of total outstanding balance

Interest

Interest Rate
3%
Interest Free Period
53
Days

Limits

Min Credit Limt
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Max Credit Limt
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Withdrawal limit
₱50,000 daily
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Payment and Receiving Methods

Payment and Receiving Methods

Payment and Receiving Methods

Supported Payment Methods

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Receiving Methods

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Why should i get the UnionBank Lazada Credit Card?

What makes the UnionBank Lazada Credit Card the best option? Simply put: Buy Wisely, Make More. Make the most of your online purchases with exclusive incentives and bonuses designed for Lazada fans. Take advantage of exclusive offers and discounts and receive rebates on all of your Lazada purchases.

With a minimum income criterion of ₱360,000, this card, which is intended for frequent consumers, is beyond the reach of many Filipinos. For people who frequently add items to their cart, the benefits outweigh the ₱3,000 annual cost.

This card is all about simplicity and inclusion, with no issuance costs and availability for anybody between the ages of 18 and 70. It's the ideal tool to improve your online buying experience while managing your money.

With each checkout, take home extra. Make every online shopping trip rewarded by applying for the UnionBank Lazada Credit Card right now.

UnionBank Lazada Credit Card Alternatives

BPI Gold Rewards Card

BPI Gold Rewards Card

Mastercard
Withdrawal Limit
Refer to your BPI
Min. Annual Income
480000
Anual fee
2250
  • Earn 1 reward point for every ₱35 spend
  • Avail flexible installment plans with terms up to 36 months
  • Free travel insurance up to ₱10 million
  • Enjoy endless rewards and perks all year round
  • Ideal for cardholders looking for premium benefits
UnionBank Lazada Credit Card

UnionBank Lazada Credit Card

Mastercard
Withdrawal Limit
₱50,000 daily
Min. Annual Income
360000
Anual fee
3000
  • Earn 6x Lazada Credits for every ₱200 spent on Lazada
  • Get 1 Lazada Credit per ₱200 spent elsewhere
  • FREE ₱5,000 Lazada Credits for new cardholders
  • Enjoy exclusive discounts and free shipping vouchers
  • Waived first-year annual fee
  • Ideal for frequent online shoppers
BPI Edge Card

BPI Edge Card

Mastercard
Withdrawal Limit
Refer to your BPI
Min. Annual Income
180000
Anual fee
1320
  • Earn one 1 rewards point for every ₱50 spend
  • Enjoy flexible installment plans and payment options
  • One of the lowest forex conversion rates at 1.85%
  • Enjoy deals and discounts all year round from BPI
  • Ideal for young professionals who want to experience more out of life

Frequently asked questions

What exclusive benefits does the UnionBank Lazada Credit Card offer for Lazada shoppers?
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Cardholders earn accelerated points and cashback on Lazada purchases, along with free shipping vouchers during special promotions.

Are there discounts for purchases made outside Lazada?
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While focused on Lazada rewards, the card also provides discounts at select partner merchants and online platforms.

Does the card offer rewards for offline purchases?
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Yes, cardholders can earn points on all transactions, but Lazada-related spending earns the highest rewards.

What are the key promotions associated with the Lazada Credit Card?
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Periodic sales offer exclusive deals, such as additional discounts, bonus points, or early access to Lazada sales events.

Are there any digital wallet or e-commerce perks tied to this card?
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Yes, it integrates with Lazada Wallet, offering cashback and rewards for wallet reloads and online transactions.